PayPal Holdings (PYPL) EBIT Margin (2014 - 2026)

PayPal Holdings posted quarterly EBIT Margin of 17.81% for Q1 2026, down 182.0% year-on-year from 21.72% in Q1 2025, and up 2.29% on a QoQ basis from 17.42% in Q4 2025.

PayPal Holdings (PYPL) EBIT Margin (2014 - 2026) Analysis & Trends

PayPal Holdings (PYPL) has 13 years of EBIT Margin data on file, last reported at 17.81% in Q1 2026.

  • For the quarter ending Q1 2026, EBIT Margin fell 182.0% year-over-year to 17.81%; the trailing twelve-month figure through Mar 2026 stood at 17.85% (up 2.0% YoY), and the FY2025 full-year result was 18.28%, up 154.0% from the prior year.
  • EBIT Margin for Q1 2026 stood at 17.81%, up from 17.42% in the prior quarter.
  • Across five years, EBIT Margin topped out at 21.53% in Q4 2023 and bottomed at 10.97% in Q1 2022.
  • The 5-year median for EBIT Margin is 16.85% (2022), against an average of 16.49%.
  • The widest annual swing landed in 2022, when EBIT Margin sank 684 bps; it then surged 468 bps in 2023.
  • A 5-year view of EBIT Margin shows it stood at 16.85% in 2022, then rose by 28 bps to 21.53% in 2023, then dropped by 20 bps to 17.22% in 2024, then gained by 1 bps to 17.42% in 2025, then climbed by 2 bps to 17.81% in 2026.
  • The last three EBIT Margin figures came in at 17.81% (Q1 2026), 17.42% (Q4 2025), and 18.06% (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) EBIT Margin (Qtr)
1 Visa 539.53 Bn 527.13 Bn - 64.42%
2 Mastercard 441.81 Bn 431.60 Bn - 58.43%
3 American Express 215.01 Bn 160.96 Bn 17.43 Bn 18.77%
4 Capital One Financial 114.99 Bn 38.50 Bn - 44.55%
5 PayPal Holdings 41.29 Bn 31.95 Bn 7.84 Bn 17.81%
6 Affirm Holdings 24.62 Bn 22.89 Bn 261.64 Mn 26.44%
7 Synchrony Financial 24.22 Bn 3.66 Bn - 42.26%
8 SoFi Technologies 23.71 Bn 20.31 Bn 929.25 Mn 3.39%
9 Ally Financial 13.13 Bn 12.69 Bn 1.98 Bn 35.49%
10 Credit Acceptance 6.46 Bn 6.44 Bn 562.70 Mn 24.11%

Historic Data

Download Data
DateValue
Mar 31, 2026 17.81%
Dec 31, 2025 17.42%
Sep 30, 2025 18.06%
Jun 30, 2025 18.15%
Mar 31, 2025 19.64%
Dec 31, 2024 17.22%
Sep 30, 2024 17.73%
Jun 30, 2024 16.80%
Mar 31, 2024 15.17%
Dec 31, 2023 21.53%
Sep 30, 2023 15.75%
Jun 30, 2023 15.55%
Mar 31, 2023 14.19%
Dec 31, 2022 16.85%
Sep 30, 2022 16.33%
Jun 30, 2022 11.23%
Mar 31, 2022 10.97%
Dec 31, 2021 15.18%
Sep 30, 2021 16.87%
Jun 30, 2021 18.07%