PayPal Holdings (PYPL) EBIT Margin (2014 - 2026)
PayPal Holdings (PYPL) posted EBIT Margin of 17.81% for Q1 2026, up 2.29% quarter-over-quarter from 17.42% in Q4 2025, and down 182.0% year-on-year from 21.72% in Q1 2025.
PayPal Holdings (PYPL) EBIT Margin (2014 - 2026) Analysis & Trends
PayPal Holdings (PYPL) has reported EBIT Margin for 13 consecutive years, with 17.81% the latest figure, recorded in Q1 2026.
- EBIT Margin for Q1 2026 came in at 17.81%, down 182.0% year-over-year; the trailing twelve-month figure through Mar 2026 was 17.85% (up 2.0% YoY), and the FY2025 annual result was 18.28%, up 154.0% from the prior year.
- EBIT Margin was 17.81% for Q1 2026 at PayPal Holdings, up from 17.42% in the prior quarter.
- Over five years, EBIT Margin peaked at 21.53% in Q4 2023 and troughed at 10.97% in Q1 2022.
- Average EBIT Margin over 5 years is 16.49%, with a median of 16.85% recorded in 2022.
- Year-over-year, EBIT Margin sank 684 bps in 2022 and jumped 468 bps in 2023.
- Over 5 years, EBIT Margin stood at 16.85% in 2022, then advanced by 28 bps to 21.53% in 2023, then fell by 20 bps to 17.22% in 2024, then climbed by 1 bps to 17.42% in 2025, then increased by 2 bps to 17.81% in 2026.
- Per Business Quant data, the three most recent EBIT Margin figures were 17.81% in Q1 2026, 17.42% in Q4 2025, and 18.06% in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBIT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | 64.42% |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | 58.43% |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | 18.77% |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | 17.81% |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | 26.44% |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | 3.39% |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | 35.49% |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | 24.11% |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | 15.96% |
| 10 | Sezzle | 5.91 Bn | 5.79 Bn | - | 50.95% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 17.81% |
| Dec 31, 2025 | 17.42% |
| Sep 30, 2025 | 18.06% |
| Jun 30, 2025 | 18.15% |
| Mar 31, 2025 | 19.64% |
| Dec 31, 2024 | 17.22% |
| Sep 30, 2024 | 17.73% |
| Jun 30, 2024 | 16.80% |
| Mar 31, 2024 | 15.17% |
| Dec 31, 2023 | 21.53% |
| Sep 30, 2023 | 15.75% |
| Jun 30, 2023 | 15.55% |
| Mar 31, 2023 | 14.19% |
| Dec 31, 2022 | 16.85% |
| Sep 30, 2022 | 16.33% |
| Jun 30, 2022 | 11.23% |
| Mar 31, 2022 | 10.97% |
| Dec 31, 2021 | 15.18% |
| Sep 30, 2021 | 16.87% |
| Jun 30, 2021 | 18.07% |