PayPal Holdings (PYPL) EBIT Margin (2014 - 2026)
PayPal Holdings posted quarterly EBIT Margin of 17.81% for Q1 2026, down 182.0% year-on-year from 21.72% in Q1 2025, and up 2.29% on a QoQ basis from 17.42% in Q4 2025.
PayPal Holdings (PYPL) EBIT Margin (2014 - 2026) Analysis & Trends
PayPal Holdings (PYPL) has 13 years of EBIT Margin data on file, last reported at 17.81% in Q1 2026.
- For the quarter ending Q1 2026, EBIT Margin fell 182.0% year-over-year to 17.81%; the trailing twelve-month figure through Mar 2026 stood at 17.85% (up 2.0% YoY), and the FY2025 full-year result was 18.28%, up 154.0% from the prior year.
- EBIT Margin for Q1 2026 stood at 17.81%, up from 17.42% in the prior quarter.
- Across five years, EBIT Margin topped out at 21.53% in Q4 2023 and bottomed at 10.97% in Q1 2022.
- The 5-year median for EBIT Margin is 16.85% (2022), against an average of 16.49%.
- The widest annual swing landed in 2022, when EBIT Margin sank 684 bps; it then surged 468 bps in 2023.
- A 5-year view of EBIT Margin shows it stood at 16.85% in 2022, then rose by 28 bps to 21.53% in 2023, then dropped by 20 bps to 17.22% in 2024, then gained by 1 bps to 17.42% in 2025, then climbed by 2 bps to 17.81% in 2026.
- The last three EBIT Margin figures came in at 17.81% (Q1 2026), 17.42% (Q4 2025), and 18.06% (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBIT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 539.53 Bn | 527.13 Bn | - | 64.42% |
| 2 | Mastercard | 441.81 Bn | 431.60 Bn | - | 58.43% |
| 3 | American Express | 215.01 Bn | 160.96 Bn | 17.43 Bn | 18.77% |
| 4 | Capital One Financial | 114.99 Bn | 38.50 Bn | - | 44.55% |
| 5 | PayPal Holdings | 41.29 Bn | 31.95 Bn | 7.84 Bn | 17.81% |
| 6 | Affirm Holdings | 24.62 Bn | 22.89 Bn | 261.64 Mn | 26.44% |
| 7 | Synchrony Financial | 24.22 Bn | 3.66 Bn | - | 42.26% |
| 8 | SoFi Technologies | 23.71 Bn | 20.31 Bn | 929.25 Mn | 3.39% |
| 9 | Ally Financial | 13.13 Bn | 12.69 Bn | 1.98 Bn | 35.49% |
| 10 | Credit Acceptance | 6.46 Bn | 6.44 Bn | 562.70 Mn | 24.11% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 17.81% |
| Dec 31, 2025 | 17.42% |
| Sep 30, 2025 | 18.06% |
| Jun 30, 2025 | 18.15% |
| Mar 31, 2025 | 19.64% |
| Dec 31, 2024 | 17.22% |
| Sep 30, 2024 | 17.73% |
| Jun 30, 2024 | 16.80% |
| Mar 31, 2024 | 15.17% |
| Dec 31, 2023 | 21.53% |
| Sep 30, 2023 | 15.75% |
| Jun 30, 2023 | 15.55% |
| Mar 31, 2023 | 14.19% |
| Dec 31, 2022 | 16.85% |
| Sep 30, 2022 | 16.33% |
| Jun 30, 2022 | 11.23% |
| Mar 31, 2022 | 10.97% |
| Dec 31, 2021 | 15.18% |
| Sep 30, 2021 | 16.87% |
| Jun 30, 2021 | 18.07% |