PayPal Holdings (PYPL) EBIT Margin (2014 - 2026)
PayPal Holdings' (PYPL) quarterly EBIT Margin came in at 16.44% in Q2 2026, down 171.0% YoY from 23.15% in Q2 2025, and down 7.73% on a QoQ basis from 17.81% in Q1 2026.
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PayPal Holdings (PYPL) EBIT Margin (2014 - 2026) Analysis & Trends
PayPal Holdings (PYPL) has 13 years of EBIT Margin data on file, last reported at 16.44% in Q2 2026.
- Quarterly EBIT Margin fell 171.0% year-over-year to 16.44% in Q2 2026, while the trailing twelve-month figure through Jun 2026 was 17.42% (down 74.0% YoY) and the FY2025 annual result came in at 18.28%, up 154.0% from the prior year.
- EBIT Margin retreated to 16.44% in Q2 2026, from 17.81% in the prior quarter.
- In the past five years, EBIT Margin ranged from a high of 21.53% in Q4 2023 to a low of 10.97% in Q1 2022.
- A 5-year average of 16.49% and a median of 16.83% in 2022 frame the typical range for EBIT Margin.
- Annual changes were most pronounced in 2022 — EBIT Margin tumbled 684 bps — and 2023, when it surged 468 bps.
- Tracing PYPL's EBIT Margin over 5 years: stood at 16.85% in 2022, then increased by 28 bps to 21.53% in 2023, then slipped by 20 bps to 17.22% in 2024, then rose by 1 bps to 17.42% in 2025, then declined by 6 bps to 16.44% in 2026.
- The last three EBIT Margin figures came in at 16.44% (Q2 2026), 17.81% (Q1 2026), and 17.42% (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBIT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 680.39 Bn | 668.03 Bn | - | 59.12% |
| 2 | Mastercard | 518.33 Bn | 504.84 Bn | - | 60.22% |
| 3 | American Express | 224.91 Bn | 175.59 Bn | 17.99 Bn | 17.85% |
| 4 | Capital One Financial | 132.31 Bn | 77.60 Bn | - | 49.39% |
| 5 | PayPal Holdings | 46.25 Bn | 35.00 Bn | - | 16.44% |
| 6 | Affirm Holdings | 26.22 Bn | 24.59 Bn | - | 12.63% |
| 7 | Synchrony Financial | 25.37 Bn | 9.17 Bn | - | 44.85% |
| 8 | SoFi Technologies | 23.30 Bn | 20.18 Bn | 1.02 Bn | 1.47% |
| 9 | Ally Financial | 12.85 Bn | 5.01 Bn | 2.08 Bn | 33.20% |
| 10 | FirstCash Holdings | 9.51 Bn | 9.34 Bn | 533.67 Mn | 11.82% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 16.44% |
| Mar 31, 2026 | 17.81% |
| Dec 31, 2025 | 17.42% |
| Sep 30, 2025 | 18.06% |
| Jun 30, 2025 | 18.15% |
| Mar 31, 2025 | 19.64% |
| Dec 31, 2024 | 17.22% |
| Sep 30, 2024 | 17.73% |
| Jun 30, 2024 | 16.80% |
| Mar 31, 2024 | 15.17% |
| Dec 31, 2023 | 21.53% |
| Sep 30, 2023 | 15.75% |
| Jun 30, 2023 | 15.55% |
| Mar 31, 2023 | 14.19% |
| Dec 31, 2022 | 16.85% |
| Sep 30, 2022 | 16.33% |
| Jun 30, 2022 | 11.23% |
| Mar 31, 2022 | 10.97% |
| Dec 31, 2021 | 15.18% |
| Sep 30, 2021 | 16.87% |