PayPal Holdings, Inc. (PYPL) is the 5th largest of 52 Credit Services companies by market capitalisation, at 47.10 Bn, behind Capital One Financial Corp at 133.88 Bn. It trades on a P/E of 9.61, 20% below the peer median of 11.95. The table below compares all 52 on 4 financial metrics.
| # | Ticker | Company | Market Capitalization | P/E | P/S | Enterprise Value |
|---|---|---|---|---|---|---|
| 1 | V | Visa Inc. | 637.71 Bn | 28.23 | 14.33 | 625.36 Bn |
| 2 | MA | Mastercard Inc | 524.53 Bn | 32.26 | 14.95 | 511.04 Bn |
| 3 | AXP | American Express Co | 225.97 Bn | 19.74 | 2.98 | 176.65 Bn |
| 4 | COF | Capital One Financial Corp | 133.88 Bn | 13.17 | 2.16 | 79.17 Bn |
| 5 | PYPL | PayPal Holdings, Inc. | 47.10 Bn | 9.61 | 1.38 | 35.84 Bn |
| 6 | AFRM | Affirm Holdings, Inc. | 26.21 Bn | 68.56 | 6.60 | 24.49 Bn |
| 7 | SYF | Synchrony Financial | 25.94 Bn | 7.55 | 1.33 | 9.75 Bn |
| 8 | SOFI | SoFi Technologies, Inc. | 23.19 Bn | 36.45 | 5.39 | 20.07 Bn |
| 9 | ALLY | Ally Financial Inc. | 12.99 Bn | 9.78 | 1.50 | 5.15 Bn |
| 10 | FCFS | FirstCash Holdings, Inc. | 9.61 Bn | 24.76 | 2.33 | 9.44 Bn |
| 11 | DXF | Eason Technology Ltd | 6.44 Bn | -4,463.83 | 5,375.85 | 6.44 Bn |
| 12 | CACC | Credit Acceptance Corp | 6.24 Bn | 13.76 | 2.67 | 5.75 Bn |
| 13 | ENVA | Enova International, Inc. | 5.82 Bn | 16.37 | 1.69 | 5.70 Bn |
| 14 | SLM | SLM Corp | 4.99 Bn | 6.92 | 2.52 | 0.19 Bn |
| 15 | NNI | Nelnet Inc | 4.60 Bn | 19.11 | 8.32 | 4.42 Bn |
| 16 | BFH | Bread Financial Holdings, Inc. | 4.23 Bn | 7.48 | 1.07 | -15.86 Bn |
| 17 | SEZL | Sezzle Inc. | 4.17 Bn | 25.85 | 7.85 | 4.09 Bn |
| 18 | UPST | Upstart Holdings, Inc. | 2.81 Bn | 46.50 | 2.25 | 2.35 Bn |
| 19 | AGM | Federal Agricultural Mortgage Corp | 2.41 Bn | 12.03 | 5.40 | 1.37 Bn |
| 20 | WU | Western Union CO | 2.26 Bn | 4.31 | 0.56 | 1.34 Bn |
| 21 | ECPG | Encore Capital Group Inc | 2.14 Bn | 7.08 | 1.12 | 1.95 Bn |
| 22 | EZPW | Ezcorp Inc | 2.03 Bn | 12.78 | 1.28 | 1.72 Bn |
| 23 | ATLC | Atlanticus Holdings Corp | 1.38 Bn | 9.53 | 0.52 | 0.82 Bn |
| 24 | QFIN | Qfin Holdings, Inc. | 1.17 Bn | 2.18 | 0.49 | -395.85 Bn |
| 25 | JCAP | Jefferson Capital, Inc. / DE | 1.17 Bn | 7.99 | 1.83 | 1.15 Bn |
| 26 | LU | Lufax Holding Ltd | 1.12 Bn | -2.79 | 0.57 | -1.51 Bn |
| 27 | HTT | High Templar Tech Ltd | 1.11 Bn | 11.95 | 195.09 | 1.11 Bn |
| 28 | WRLD | World Acceptance Corp | 0.85 Bn | 21.59 | 1.44 | 0.84 Bn |
| 29 | FINV | FinVolution Group | 0.85 Bn | 2.95 | 0.45 | -0.10 Bn |
| 30 | GDOT | Green Dot Corp | 0.76 Bn | -29.23 | 0.33 | -0.39 Bn |
| 31 | PRAA | Pra Group Inc | 0.73 Bn | -2.88 | 0.55 | 0.60 Bn |
| 32 | MBNKO | Medallion Financial Corp | 0.59 Bn | 14.37 | — | 0.45 Bn |
| 33 | OPFI | OppFi Inc. | 0.48 Bn | 2.58 | 1.31 | 0.38 Bn |
| 34 | LPRO | Open Lending Corp | 0.37 Bn | -69.35 | 4.16 | 0.19 Bn |
| 35 | OPRT | Oportun Financial Corp | 0.36 Bn | 18.29 | 0.38 | 0.22 Bn |
| 36 | PMTS | CPI Card Group Inc. | 0.33 Bn | 23.18 | 0.56 | 0.31 Bn |
| 37 | RM | Regional Management Corp. | 0.29 Bn | 6.24 | 0.44 | 0.17 Bn |
| 38 | TROO | Troops, Inc. /Cayman Islands/ | 0.26 Bn | 1.36 | 14.15 | 0.26 Bn |
| 39 | XYF | X Financial | 0.22 Bn | 3.01 | 0.28 | -0.06 Bn |
| 40 | CPSS | Consumer Portfolio Services, Inc. | 0.20 Bn | 9.48 | 0.45 | 0.03 Bn |
| 41 | LX | LexinFintech Holdings Ltd. | 0.20 Bn | 0.97 | 0.11 | -0.25 Bn |
| 42 | FOA | Finance of America Companies Inc. | 0.16 Bn | -4.68 | 0.48 | 0.16 Bn |
| 43 | JFIN | Jiayin Group Inc. | 0.11 Bn | 0.59 | 0.15 | 0.10 Bn |
| 44 | YRD | Yiren Digital Ltd. | 0.09 Bn | 0.00 | 0.00 | -409,507.94 Bn |
| 45 | ANTA | Antalpha Platform Holding Co | 0.08 Bn | 0.00 | 1.50 | -1,592.31 Bn |
| 46 | SUIG | SUI Group Holdings Ltd. | 0.08 Bn | -0.25 | 24.30 | 0.08 Bn |
| 47 | VRM | Vroom, Inc. | 0.05 Bn | -1.01 | 0.23 | -0.09 Bn |
| 48 | STQN | Strategic Acquisitions Inc /Nv/ | 0.02 Bn | -131.82 | — | 0.02 Bn |
| 49 | JF | J & Friends Holdings Ltd | 0.02 Bn | -17.54 | 9.80 | 0.02 Bn |
| 50 | SPST | Superstar Platforms Inc. | 0.01 Bn | -21.39 | — | 0.01 Bn |
| 51 | SPFX | Standard Premium Finance Holdings, Inc. | 0.01 Bn | 6.46 | 0.63 | 0.01 Bn |
| 52 | SNTG | Sentage Holdings Inc. | 0.00 Bn | -2.12 | 70.02 | -25.75 Bn |