PayPal Holdings (PYPL) Operating Income (2014 - 2026)
PayPal Holdings (PYPL) reported Operating Income of $1.4 billion for Q3 2026, down 7.8% from $1.52 billion a year earlier and down 1.8% from the prior quarter.
PayPal Holdings (PYPL) Operating Income (2014 - 2026) Analysis & Trends
Over the twelve months ended Sep 30, 2026, PayPal Holdings' Operating Income came in at $5.83 billion, down 2.8% year-over-year; for FY2025, it was $6.07 billion, up 13.9% from FY2024.
- Operating Income has increased for three consecutive years, with a five-year compound annual growth rate of 13.0% (FY2020 to FY2025).
- By year, Operating Income came in at $5.33 billion in FY2024 (+5.9%), $5.03 billion in FY2023 (+31.0%), $3.84 billion in FY2022 (-10.0%) and $4.26 billion in FY2021 (+29.6%).
- The Q3 2026 figure ranks as the lowest quarterly Operating Income since Q3 2024.
- Year over year, Operating Income has now declined in each of the last three quarters, with growth averaging 3.3% over the last eight quarters.
- The high point for year-over-year Operating Income in five years was Q2 2023 (growth of 48.3%); the low point was Q2 2022 (a decline of 32.2%).
- Per Business Quant data, the three quarters before Q3 2026 came in at $1.43 billion (Q2 2026), $1.49 billion (Q1 2026) and $1.51 billion (Q4 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Op. Inc (Qtr) |
|---|---|---|---|---|---|
| 1 | PayPal Holdings | 48.60 Bn | 7.30 Bn | - | 1.40 Bn |
| 2 | Block | 45.18 Bn | 16.48 Bn | 3.17 Bn | 446.87 Mn |
| 3 | Coinbase Global | 36.49 Bn | -3.15 Bn | - | 61.67 Mn |
| 4 | Fiserv | 26.53 Bn | 23.20 Bn | 2.90 Bn | 1.02 Bn |
| 5 | Corpay | 26.16 Bn | 16.04 Bn | - | 472.27 Mn |
| 6 | Global Payments | 25.57 Bn | 3.36 Bn | 2.03 Bn | 337.12 Mn |
| 7 | Guidewire Software | 13.52 Bn | 10.09 Bn | 269.68 Mn | 62.32 Mn |
| 8 | Jack Henry & Associates | 11.62 Bn | 11.52 Bn | 273.85 Mn | 136.77 Mn |
| 9 | Bitmine Immersion Technologies | 10.98 Bn | 8.36 Bn | 40.81 Mn | -11.87 Mn |
| 10 | Chime Financial | 10.59 Bn | 6.39 Bn | 594.87 Mn | 21.32 Mn |
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 1.40 Bn |
| Jun 30, 2026 | 1.43 Bn |
| Mar 31, 2026 | 1.49 Bn |
| Dec 31, 2025 | 1.51 Bn |
| Sep 30, 2025 | 1.52 Bn |
| Jun 30, 2025 | 1.50 Bn |
| Mar 31, 2025 | 1.53 Bn |
| Dec 31, 2024 | 1.44 Bn |
| Sep 30, 2024 | 1.39 Bn |
| Jun 30, 2024 | 1.33 Bn |
| Mar 31, 2024 | 1.17 Bn |
| Dec 31, 2023 | 1.73 Bn |
| Sep 30, 2023 | 1.17 Bn |
| Jun 30, 2023 | 1.13 Bn |
| Mar 31, 2023 | 999.00 Mn |
| Dec 31, 2022 | 1.24 Bn |
| Sep 30, 2022 | 1.12 Bn |
| Jun 30, 2022 | 764.00 Mn |
| Mar 31, 2022 | 711.00 Mn |
| Dec 31, 2021 | 1.05 Bn |
PayPal Holdings Operating Income API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=operating-income&ticker=PYPL&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "operating-income", "ticker": "PYPL", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=operating-income&ticker=PYPL&period=max&api_key=YOUR_API_KEY");
const data = await res.json();