PayPal Holdings (PYPL) FCF Margin (2014 - 2026)
PayPal Holdings (PYPL) posted FCF Margin of 16.67% for Q3 2026, down 3.74 percentage points from 20.41% a year earlier and down 3.77 percentage points from the prior quarter.
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Analysis
PayPal Holdings (PYPL) FCF Margin (2014 - 2026) Analysis & Trends
For the trailing twelve months through Sep 30, 2026, FCF Margin at PayPal Holdings was 18.37%, up 1.43 percentage points year-over-year; for FY2025, it was 16.77%, down 4.51 percentage points from FY2024.
- Annual FCF Margin shows a five-year change of -8.18 percentage points (FY2020 to FY2025).
- In prior years, PayPal Holdings' FCF Margin was 21.28% in FY2024 (+7.11 pp), 14.17% in FY2023 (-4.38 pp), 18.56% in FY2022 (-0.71 pp) and 19.27% in FY2021 (-5.68 pp).
- Quarterly FCF Margin has run from a low of -4.80% in Q2 2023 to a high of 30.76% in Q4 2023 over five years.
- On a year-over-year basis, FCF Margin increased in two of the last eight quarters, with an average year-over-year change of -2.03 percentage points.
- The strongest year-over-year quarter for FCF Margin in the past five years was Q2 2024, with a gain of 22.15 percentage points; the weakest was Q2 2023, with a drop of 20.60 percentage points.
- According to Business Quant data, FCF Margin for the three prior quarters was 20.44% (Q2 2026), 10.81% (Q1 2026) and 25.24% (Q4 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | PayPal Holdings | 48.42 Bn | 7.12 Bn | - | 16.67% |
| 2 | Block | 45.61 Bn | 16.90 Bn | 3.17 Bn | 14.61% |
| 3 | Coinbase Global | 37.13 Bn | -2.51 Bn | - | 33.36% |
| 4 | Fiserv | 26.58 Bn | 23.25 Bn | 2.90 Bn | 18.61% |
| 5 | Corpay | 26.23 Bn | 16.11 Bn | - | 105.74% |
| 6 | Global Payments | 25.99 Bn | 3.78 Bn | 2.03 Bn | 12.86% |
| 7 | Guidewire Software | 13.67 Bn | 10.24 Bn | 269.68 Mn | 68.54% |
| 8 | Jack Henry & Associates | 11.62 Bn | 11.52 Bn | 273.85 Mn | 43.82% |
| 9 | Bitmine Immersion Technologies | 11.09 Bn | 8.47 Bn | 40.81 Mn | 62.27% |
| 10 | Chime Financial | 10.61 Bn | 6.40 Bn | 594.87 Mn | 29.49% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 16.67% |
| Jun 30, 2026 | 20.44% |
| Mar 31, 2026 | 10.81% |
| Dec 31, 2025 | 25.24% |
| Sep 30, 2025 | 20.41% |
| Jun 30, 2025 | 8.35% |
| Mar 31, 2025 | 12.37% |
| Dec 31, 2024 | 26.19% |
| Sep 30, 2024 | 18.41% |
| Jun 30, 2024 | 17.35% |
| Mar 31, 2024 | 22.90% |
| Dec 31, 2023 | 30.76% |
| Sep 30, 2023 | 14.84% |
| Jun 30, 2023 | -4.80% |
| Mar 31, 2023 | 14.20% |
| Dec 31, 2022 | 19.41% |
| Sep 30, 2022 | 22.98% |
| Jun 30, 2022 | 15.79% |
| Mar 31, 2022 | 15.83% |
| Dec 31, 2021 | 14.56% |
API Access
PayPal Holdings FCF Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=fcf-margin&ticker=PYPL&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "fcf-margin", "ticker": "PYPL", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=fcf-margin&ticker=PYPL&period=max&api_key=YOUR_API_KEY");
const data = await res.json();