PayPal Holdings (PYPL) Equity Ratio (2014 - 2026)

PayPal Holdings (PYPL) reported Equity Ratio of 0.25 for Q1 2026, little changed on a YoY basis from 0.25 in Q1 2025, and down 1.6% quarter-over-quarter from 0.25 in Q4 2025.

PayPal Holdings (PYPL) Equity Ratio (2014 - 2026) Analysis & Trends

PayPal Holdings has reported Equity Ratio for 13 years, with the latest figure at 0.25 in Q1 2026.

  • For the quarter ending Q1 2026, Equity Ratio changed 0.24% year-over-year to 0.25; the trailing twelve-month figure through Mar 2026 stood at 0.25 (changed 0.24% YoY), and the FY2025 full-year result was 0.25, down 2.58% from the prior year.
  • Equity Ratio for Q1 2026 stood at 0.25, down from 0.25 in the prior quarter.
  • The five-year high for Equity Ratio was 0.27 in Q1 2022, with the low at 0.24 in Q3 2024.
  • Historically, Equity Ratio has averaged 0.26 across 5 years, with a median of 0.25 in 2022.
  • Annual changes were most pronounced in 2022 — Equity Ratio fell 10.55% — and 2025, when it gained 4.77%.
  • PayPal Holdings' Equity Ratio stood at 0.26 in 2022, then retreated by 0.64% to 0.26 in 2023, then advanced by 1.23% to 0.26 in 2024, then retreated by 2.58% to 0.25 in 2025, then dropped by 1.6% to 0.25 in 2026.
  • The last three Equity Ratio figures came in at 0.25 (Q1 2026), 0.25 (Q4 2025), and 0.25 (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Equity Ratio (Qtr)
1 Visa 548.22 Bn 535.81 Bn - 0.38
2 Mastercard 437.48 Bn 427.27 Bn - 0.13
3 American Express 231.87 Bn 177.83 Bn 17.43 Bn 0.11
4 Capital One Financial 125.74 Bn 49.24 Bn - 0.16
5 PayPal Holdings 38.80 Bn 29.46 Bn 7.84 Bn 0.25
6 Synchrony Financial 25.78 Bn 5.22 Bn - 0.14
7 Affirm Holdings 24.65 Bn 22.93 Bn 261.64 Mn 0.29
8 SoFi Technologies 22.89 Bn 19.49 Bn 929.25 Mn 0.20
9 Ally Financial 14.15 Bn 13.70 Bn 1.98 Bn 0.08
10 Credit Acceptance 6.63 Bn 6.61 Bn 562.70 Mn 0.18

Historic Data

Download Data
DateValue
Mar 31, 2026 0.25
Dec 31, 2025 0.25
Sep 30, 2025 0.25
Jun 30, 2025 0.25
Mar 31, 2025 0.25
Dec 31, 2024 0.26
Sep 30, 2024 0.24
Jun 30, 2024 0.25
Mar 31, 2024 0.25
Dec 31, 2023 0.26
Sep 30, 2023 0.26
Jun 30, 2023 0.26
Mar 31, 2023 0.26
Dec 31, 2022 0.26
Sep 30, 2022 0.27
Jun 30, 2022 0.25
Mar 31, 2022 0.27
Dec 31, 2021 0.29
Sep 30, 2021 0.30
Jun 30, 2021 0.28