PayPal Holdings (PYPL) EBT Margin (2014 - 2026)

PayPal Holdings (PYPL) posted EBT Margin of 16.68% for Q1 2026, down 11.07% quarter-over-quarter from 18.75% in Q4 2025, and down 390.0% year-on-year from 5.75% in Q1 2025.

PayPal Holdings (PYPL) EBT Margin (2014 - 2026) Analysis & Trends

PayPal Holdings (PYPL) has reported EBT Margin for 13 consecutive years, with 16.68% the latest figure, recorded in Q1 2026.

  • EBT Margin for Q1 2026 came in at 16.68%, down 390.0% year-over-year; the trailing twelve-month figure through Mar 2026 was 18.03% (up 8.0% YoY), and the FY2025 annual result was 18.97%, up 221.0% from the prior year.
  • EBT Margin was 16.68% for Q1 2026 at PayPal Holdings, down from 18.75% in the prior quarter.
  • Over five years, EBT Margin peaked at 23.05% in Q3 2022 and troughed at 0.72% in Q2 2022.
  • Average EBT Margin over 5 years is 16.49%, with a median of 16.85% recorded in 2024.
  • Year-over-year, EBT Margin tumbled 2102 bps in 2022 and jumped 1716 bps in 2023.
  • Over 5 years, EBT Margin stood at 15.03% in 2022, then soared by 49 bps to 22.34% in 2023, then fell by 25 bps to 16.85% in 2024, then climbed by 11 bps to 18.75% in 2025, then retreated by 11 bps to 16.68% in 2026.
  • Per Business Quant data, the three most recent EBT Margin figures were 16.68% in Q1 2026, 18.75% in Q4 2025, and 18.21% in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) EBT Margin (Qtr)
1 Visa 587.74 Bn 575.34 Bn - 63.88%
2 Mastercard 465.55 Bn 455.34 Bn - 57.30%
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn 19.98%
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn 16.68%
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn 32.10%
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn 18.14%
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn 19.03%
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn 27.07%
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn 16.65%
10 Sezzle 5.91 Bn 5.79 Bn - 48.70%

Historic Data

Download Data
DateValue
Mar 31, 2026 16.68%
Dec 31, 2025 18.75%
Sep 30, 2025 18.21%
Jun 30, 2025 18.45%
Mar 31, 2025 20.58%
Dec 31, 2024 16.85%
Sep 30, 2024 16.71%
Jun 30, 2024 17.74%
Mar 31, 2024 15.70%
Dec 31, 2023 22.34%
Sep 30, 2023 16.73%
Jun 30, 2023 17.88%
Mar 31, 2023 15.26%
Dec 31, 2022 15.03%
Sep 30, 2022 23.05%
Jun 30, 2022 0.72%
Mar 31, 2022 9.70%
Dec 31, 2021 10.21%
Sep 30, 2021 18.85%
Jun 30, 2021 21.74%