PayPal Holdings (PYPL) EBT Margin (2014 - 2026)

PayPal Holdings' (PYPL) quarterly EBT Margin came in at 15.09% in Q2 2026, down 336.0% YoY from 6.39% in Q2 2025, and down 9.52% on a QoQ basis from 16.68% in Q1 2026.

PayPal Holdings (PYPL) EBT Margin (2014 - 2026) Analysis & Trends

PayPal Holdings (PYPL) has 13 years of EBT Margin data on file, last reported at 15.09% in Q2 2026.

  • Quarterly EBT Margin fell 336.0% year-over-year to 15.09% in Q2 2026, while the trailing twelve-month figure through Jun 2026 was 17.18% (down 95.0% YoY) and the FY2025 annual result came in at 18.97%, up 221.0% from the prior year.
  • EBT Margin retreated to 15.09% in Q2 2026, from 16.68% in the prior quarter.
  • In the past five years, EBT Margin ranged from a high of 23.05% in Q3 2022 to a low of 0.72% in Q2 2022.
  • A 5-year average of 16.42% and a median of 16.79% in 2024 frame the typical range for EBT Margin.
  • Annual changes were most pronounced in 2022 — EBT Margin sank 2102 bps — and 2023, when it surged 1716 bps.
  • Tracing PYPL's EBT Margin over 5 years: stood at 15.03% in 2022, then soared by 49 bps to 22.34% in 2023, then slipped by 25 bps to 16.85% in 2024, then rose by 11 bps to 18.75% in 2025, then retreated by 20 bps to 15.09% in 2026.
  • The last three EBT Margin figures came in at 15.09% (Q2 2026), 16.68% (Q1 2026), and 18.75% (Q4 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) EBT Margin (Qtr)
1 Visa 618.21 Bn 605.85 Bn - 58.74%
2 Mastercard 506.53 Bn 493.04 Bn - 59.14%
3 American Express 232.32 Bn 183.00 Bn 17.99 Bn 20.73%
4 Capital One Financial 136.19 Bn 81.48 Bn - 30.28%
5 PayPal Holdings 52.34 Bn 41.08 Bn - 15.09%
6 Eason Technology 35.89 Bn 35.89 Bn - -
7 Synchrony Financial 26.09 Bn 9.90 Bn - 24.62%
8 Affirm Holdings 25.93 Bn 24.20 Bn - 10.34%
9 SoFi Technologies 23.04 Bn 22.68 Bn -41.62 Mn 154.09%
10 Ally Financial 13.61 Bn 5.77 Bn 2.08 Bn 23.49%

Historic Data

Download Data
DateValue
Jun 30, 2026 15.09%
Mar 31, 2026 16.68%
Dec 31, 2025 18.75%
Sep 30, 2025 18.21%
Jun 30, 2025 18.45%
Mar 31, 2025 20.58%
Dec 31, 2024 16.85%
Sep 30, 2024 16.71%
Jun 30, 2024 17.74%
Mar 31, 2024 15.70%
Dec 31, 2023 22.34%
Sep 30, 2023 16.73%
Jun 30, 2023 17.88%
Mar 31, 2023 15.26%
Dec 31, 2022 15.03%
Sep 30, 2022 23.05%
Jun 30, 2022 0.72%
Mar 31, 2022 9.70%
Dec 31, 2021 10.21%
Sep 30, 2021 18.85%