PayPal Holdings (PYPL) EBT Margin (2014 - 2026)
PayPal Holdings posted quarterly EBT Margin of 16.68% for Q1 2026, down 390.0% year-on-year from 5.75% in Q1 2025, and down 11.07% on a QoQ basis from 18.75% in Q4 2025.
PayPal Holdings (PYPL) EBT Margin (2014 - 2026) Analysis & Trends
PayPal Holdings (PYPL) has 13 years of EBT Margin data on file, last reported at 16.68% in Q1 2026.
- For the quarter ending Q1 2026, EBT Margin fell 390.0% year-over-year to 16.68%; the trailing twelve-month figure through Mar 2026 stood at 18.03% (up 8.0% YoY), and the FY2025 full-year result was 18.97%, up 221.0% from the prior year.
- EBT Margin for Q1 2026 stood at 16.68%, down from 18.75% in the prior quarter.
- Across five years, EBT Margin topped out at 23.05% in Q3 2022 and bottomed at 0.72% in Q2 2022.
- The 5-year median for EBT Margin is 16.85% (2024), against an average of 16.49%.
- The widest annual swing landed in 2022, when EBT Margin tumbled 2102 bps; it then surged 1716 bps in 2023.
- A 5-year view of EBT Margin shows it stood at 15.03% in 2022, then jumped by 49 bps to 22.34% in 2023, then dropped by 25 bps to 16.85% in 2024, then gained by 11 bps to 18.75% in 2025, then declined by 11 bps to 16.68% in 2026.
- The last three EBT Margin figures came in at 16.68% (Q1 2026), 18.75% (Q4 2025), and 18.21% (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 539.53 Bn | 527.13 Bn | - | 63.88% |
| 2 | Mastercard | 441.81 Bn | 431.60 Bn | - | 57.30% |
| 3 | American Express | 215.01 Bn | 160.96 Bn | 17.43 Bn | 19.98% |
| 4 | Capital One Financial | 114.99 Bn | 38.50 Bn | - | 17.72% |
| 5 | PayPal Holdings | 41.29 Bn | 31.95 Bn | 7.84 Bn | 16.68% |
| 6 | Affirm Holdings | 24.62 Bn | 22.89 Bn | 261.64 Mn | 32.10% |
| 7 | Synchrony Financial | 24.22 Bn | 3.66 Bn | - | 21.96% |
| 8 | SoFi Technologies | 23.71 Bn | 20.31 Bn | 929.25 Mn | 18.14% |
| 9 | Ally Financial | 13.13 Bn | 12.69 Bn | 1.98 Bn | 19.03% |
| 10 | Credit Acceptance | 6.46 Bn | 6.44 Bn | 562.70 Mn | 27.07% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 16.68% |
| Dec 31, 2025 | 18.75% |
| Sep 30, 2025 | 18.21% |
| Jun 30, 2025 | 18.45% |
| Mar 31, 2025 | 20.58% |
| Dec 31, 2024 | 16.85% |
| Sep 30, 2024 | 16.71% |
| Jun 30, 2024 | 17.74% |
| Mar 31, 2024 | 15.70% |
| Dec 31, 2023 | 22.34% |
| Sep 30, 2023 | 16.73% |
| Jun 30, 2023 | 17.88% |
| Mar 31, 2023 | 15.26% |
| Dec 31, 2022 | 15.03% |
| Sep 30, 2022 | 23.05% |
| Jun 30, 2022 | 0.72% |
| Mar 31, 2022 | 9.70% |
| Dec 31, 2021 | 10.21% |
| Sep 30, 2021 | 18.85% |
| Jun 30, 2021 | 21.74% |