Growth Metrics

PayPal Holdings (PYPL) EBT Margin (2016 - 2026)

PayPal Holdings filings provide 12 years of EBT Margin readings, the most recent being 18.75% for Q4 2025.

  • On a quarterly basis, EBT Margin rose 190.0% to 18.75% in Q4 2025 year-over-year; TTM through Dec 2025 was 18.97%, a 221.0% increase, with the full-year FY2025 number at 18.97%, up 221.0% from a year prior.
  • EBT Margin hit 18.75% in Q4 2025 for PayPal Holdings, up from 18.21% in the prior quarter.
  • In the past five years, EBT Margin ranged from a high of 23.05% in Q3 2022 to a low of 0.72% in Q2 2022.
  • Median EBT Margin over the past 5 years was 17.3% (2024), compared with a mean of 16.45%.
  • Biggest five-year swings in EBT Margin: crashed -2102bps in 2022 and later skyrocketed 1716bps in 2023.
  • PayPal Holdings' EBT Margin stood at 10.21% in 2021, then surged by 47bps to 15.03% in 2022, then surged by 49bps to 22.34% in 2023, then decreased by -25bps to 16.85% in 2024, then increased by 11bps to 18.75% in 2025.
  • The last three reported values for EBT Margin were 18.75% (Q4 2025), 18.21% (Q3 2025), and 18.45% (Q2 2025) per Business Quant data.