Growth Metrics

PayPal Holdings (PYPL) EBT Margin (2016 - 2025)

PayPal Holdings' EBT Margin history spans 12 years, with the latest figure at 18.75% for Q4 2025.

  • For Q4 2025, EBT Margin rose 190.0% year-over-year to 18.75%; the TTM value through Dec 2025 reached 18.97%, up 221.0%, while the annual FY2025 figure was 18.97%, 221.0% up from the prior year.
  • EBT Margin reached 18.75% in Q4 2025 per PYPL's latest filing, up from 18.21% in the prior quarter.
  • In the past five years, EBT Margin ranged from a high of 23.05% in Q3 2022 to a low of 0.72% in Q2 2022.
  • Average EBT Margin over 5 years is 16.45%, with a median of 17.3% recorded in 2024.
  • Peak YoY movement for EBT Margin: tumbled -2102bps in 2022, then soared 1716bps in 2023.
  • A 5-year view of EBT Margin shows it stood at 10.21% in 2021, then surged by 47bps to 15.03% in 2022, then surged by 49bps to 22.34% in 2023, then decreased by -25bps to 16.85% in 2024, then increased by 11bps to 18.75% in 2025.
  • Per Business Quant, the three most recent readings for PYPL's EBT Margin are 18.75% (Q4 2025), 18.21% (Q3 2025), and 18.45% (Q2 2025).