PayPal Holdings (PYPL) EBT Margin (2014 - 2026)
PayPal Holdings (PYPL) posted EBT Margin of 16.68% for Q1 2026, down 11.07% quarter-over-quarter from 18.75% in Q4 2025, and down 390.0% year-on-year from 5.75% in Q1 2025.
PayPal Holdings (PYPL) EBT Margin (2014 - 2026) Analysis & Trends
PayPal Holdings (PYPL) has reported EBT Margin for 13 consecutive years, with 16.68% the latest figure, recorded in Q1 2026.
- EBT Margin for Q1 2026 came in at 16.68%, down 390.0% year-over-year; the trailing twelve-month figure through Mar 2026 was 18.03% (up 8.0% YoY), and the FY2025 annual result was 18.97%, up 221.0% from the prior year.
- EBT Margin was 16.68% for Q1 2026 at PayPal Holdings, down from 18.75% in the prior quarter.
- Over five years, EBT Margin peaked at 23.05% in Q3 2022 and troughed at 0.72% in Q2 2022.
- Average EBT Margin over 5 years is 16.49%, with a median of 16.85% recorded in 2024.
- Year-over-year, EBT Margin tumbled 2102 bps in 2022 and jumped 1716 bps in 2023.
- Over 5 years, EBT Margin stood at 15.03% in 2022, then soared by 49 bps to 22.34% in 2023, then fell by 25 bps to 16.85% in 2024, then climbed by 11 bps to 18.75% in 2025, then retreated by 11 bps to 16.68% in 2026.
- Per Business Quant data, the three most recent EBT Margin figures were 16.68% in Q1 2026, 18.75% in Q4 2025, and 18.21% in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | 63.88% |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | 57.30% |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | 19.98% |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | 16.68% |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | 32.10% |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | 18.14% |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | 19.03% |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | 27.07% |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | 16.65% |
| 10 | Sezzle | 5.91 Bn | 5.79 Bn | - | 48.70% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 16.68% |
| Dec 31, 2025 | 18.75% |
| Sep 30, 2025 | 18.21% |
| Jun 30, 2025 | 18.45% |
| Mar 31, 2025 | 20.58% |
| Dec 31, 2024 | 16.85% |
| Sep 30, 2024 | 16.71% |
| Jun 30, 2024 | 17.74% |
| Mar 31, 2024 | 15.70% |
| Dec 31, 2023 | 22.34% |
| Sep 30, 2023 | 16.73% |
| Jun 30, 2023 | 17.88% |
| Mar 31, 2023 | 15.26% |
| Dec 31, 2022 | 15.03% |
| Sep 30, 2022 | 23.05% |
| Jun 30, 2022 | 0.72% |
| Mar 31, 2022 | 9.70% |
| Dec 31, 2021 | 10.21% |
| Sep 30, 2021 | 18.85% |
| Jun 30, 2021 | 21.74% |