PayPal Holdings (PYPL) EBT Margin (2014 - 2026)

PayPal Holdings posted quarterly EBT Margin of 16.68% for Q1 2026, down 390.0% year-on-year from 5.75% in Q1 2025, and down 11.07% on a QoQ basis from 18.75% in Q4 2025.

PayPal Holdings (PYPL) EBT Margin (2014 - 2026) Analysis & Trends

PayPal Holdings (PYPL) has 13 years of EBT Margin data on file, last reported at 16.68% in Q1 2026.

  • For the quarter ending Q1 2026, EBT Margin fell 390.0% year-over-year to 16.68%; the trailing twelve-month figure through Mar 2026 stood at 18.03% (up 8.0% YoY), and the FY2025 full-year result was 18.97%, up 221.0% from the prior year.
  • EBT Margin for Q1 2026 stood at 16.68%, down from 18.75% in the prior quarter.
  • Across five years, EBT Margin topped out at 23.05% in Q3 2022 and bottomed at 0.72% in Q2 2022.
  • The 5-year median for EBT Margin is 16.85% (2024), against an average of 16.49%.
  • The widest annual swing landed in 2022, when EBT Margin tumbled 2102 bps; it then surged 1716 bps in 2023.
  • A 5-year view of EBT Margin shows it stood at 15.03% in 2022, then jumped by 49 bps to 22.34% in 2023, then dropped by 25 bps to 16.85% in 2024, then gained by 11 bps to 18.75% in 2025, then declined by 11 bps to 16.68% in 2026.
  • The last three EBT Margin figures came in at 16.68% (Q1 2026), 18.75% (Q4 2025), and 18.21% (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) EBT Margin (Qtr)
1 Visa 539.53 Bn 527.13 Bn - 63.88%
2 Mastercard 441.81 Bn 431.60 Bn - 57.30%
3 American Express 215.01 Bn 160.96 Bn 17.43 Bn 19.98%
4 Capital One Financial 114.99 Bn 38.50 Bn - 17.72%
5 PayPal Holdings 41.29 Bn 31.95 Bn 7.84 Bn 16.68%
6 Affirm Holdings 24.62 Bn 22.89 Bn 261.64 Mn 32.10%
7 Synchrony Financial 24.22 Bn 3.66 Bn - 21.96%
8 SoFi Technologies 23.71 Bn 20.31 Bn 929.25 Mn 18.14%
9 Ally Financial 13.13 Bn 12.69 Bn 1.98 Bn 19.03%
10 Credit Acceptance 6.46 Bn 6.44 Bn 562.70 Mn 27.07%

Historic Data

Download Data
DateValue
Mar 31, 2026 16.68%
Dec 31, 2025 18.75%
Sep 30, 2025 18.21%
Jun 30, 2025 18.45%
Mar 31, 2025 20.58%
Dec 31, 2024 16.85%
Sep 30, 2024 16.71%
Jun 30, 2024 17.74%
Mar 31, 2024 15.70%
Dec 31, 2023 22.34%
Sep 30, 2023 16.73%
Jun 30, 2023 17.88%
Mar 31, 2023 15.26%
Dec 31, 2022 15.03%
Sep 30, 2022 23.05%
Jun 30, 2022 0.72%
Mar 31, 2022 9.70%
Dec 31, 2021 10.21%
Sep 30, 2021 18.85%
Jun 30, 2021 21.74%