PayPal Holdings (PYPL) Debt Ratio (2014 - 2026)
PayPal Holdings' (PYPL) quarterly Debt Ratio came in at 0.18 in Q2 2026, up 30.03% YoY from 0.14 in Q2 2025, and up 36.35% on a QoQ basis from 0.14 in Q1 2026.
PayPal Holdings (PYPL) Debt Ratio (2014 - 2026) Analysis & Trends
PayPal Holdings (PYPL) has 11 years of Debt Ratio data on file, last reported at 0.18 in Q2 2026.
- Quarterly Debt Ratio rose 30.03% year-over-year to 0.18 in Q2 2026, while the trailing twelve-month figure through Jun 2026 was 0.18 (up 30.03% YoY) and the FY2025 annual result came in at 0.14, up 15.13% from the prior year.
- Debt Ratio climbed to 0.18 in Q2 2026, from 0.14 in the prior quarter.
- In the past five years, Debt Ratio ranged from a high of 0.18 in Q2 2026 to a low of 0.11 in Q1 2022.
- A 5-year average of 0.13 and a median of 0.13 in 2022 frame the typical range for Debt Ratio.
- Annual changes were most pronounced in 2024 — Debt Ratio fell 18.15% — and 2026, when it jumped 30.03%.
- Tracing PYPL's Debt Ratio over 5 years: stood at 0.13 in 2022, then decreased by 11.12% to 0.12 in 2023, then climbed by 6.56% to 0.13 in 2024, then climbed by 15.13% to 0.14 in 2025, then advanced by 27.44% to 0.18 in 2026.
- The last three Debt Ratio figures came in at 0.18 (Q2 2026), 0.14 (Q1 2026), and 0.14 (Q4 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Debt Ratio (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 618.21 Bn | 605.85 Bn | - | 0.25 |
| 2 | Mastercard | 506.53 Bn | 493.04 Bn | - | 0.43 |
| 3 | American Express | 232.32 Bn | 183.00 Bn | 17.99 Bn | 0.19 |
| 4 | Capital One Financial | 136.19 Bn | 81.48 Bn | - | 0.05 |
| 5 | PayPal Holdings | 52.34 Bn | 41.08 Bn | - | 0.18 |
| 6 | Eason Technology | 35.89 Bn | 35.89 Bn | - | - |
| 7 | Synchrony Financial | 26.09 Bn | 9.90 Bn | - | 0.13 |
| 8 | Affirm Holdings | 25.93 Bn | 24.20 Bn | - | 0.18 |
| 9 | SoFi Technologies | 23.04 Bn | 22.68 Bn | -41.62 Mn | - |
| 10 | Ally Financial | 13.61 Bn | 5.77 Bn | 2.08 Bn | 0.11 |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 0.18 |
| Mar 31, 2026 | 0.14 |
| Dec 31, 2025 | 0.14 |
| Sep 30, 2025 | 0.14 |
| Jun 30, 2025 | 0.14 |
| Mar 31, 2025 | 0.14 |
| Dec 31, 2024 | 0.13 |
| Sep 30, 2024 | 0.12 |
| Jun 30, 2024 | 0.12 |
| Mar 31, 2024 | 0.12 |
| Dec 31, 2023 | 0.12 |
| Sep 30, 2023 | 0.14 |
| Jun 30, 2023 | 0.14 |
| Mar 31, 2023 | 0.14 |
| Dec 31, 2022 | 0.13 |
| Sep 30, 2022 | 0.13 |
| Jun 30, 2022 | 0.13 |
| Mar 31, 2022 | 0.11 |
| Dec 31, 2021 | 0.11 |
| Sep 30, 2021 | 0.11 |