PayPal Holdings (PYPL) Debt Ratio (2014 - 2026)
PayPal Holdings' (PYPL) quarterly Debt Ratio came in at 0.18 in Q2 2026, up 30.03% on a YoY basis from 0.14 in Q2 2025, and up 36.35% quarter-over-quarter from 0.14 in Q1 2026.
Analysis
PayPal Holdings (PYPL) Debt Ratio (2014 - 2026) Analysis & Trends
PayPal Holdings (PYPL) has reported Debt Ratio for 12 consecutive years, with 0.18 the latest figure, recorded in Q2 2026.
- For the quarter ending Q2 2026, Debt Ratio rose 30.03% year-over-year to 0.18; the trailing twelve-month figure through Jun 2026 stood at 0.18 (up 30.03% YoY), and the FY2025 full-year result was 0.14, up 15.13% from the prior year.
- Debt Ratio grew to 0.18 in Q2 2026 per PYPL's latest filing, from 0.14 in the prior quarter.
- Across five years, Debt Ratio topped out at 0.18 in Q2 2026 and bottomed at 0.11 in Q1 2022.
- Historically, Debt Ratio has averaged 0.13 across 5 years, with a median of 0.13 in 2022.
- The sharpest annual moves came in 2024 and 2026: Debt Ratio retreated 18.15% in 2024, then surged 30.03% in 2026.
- Over 5 years, Debt Ratio stood at 0.13 in 2022, then dropped by 11.12% to 0.12 in 2023, then increased by 6.56% to 0.13 in 2024, then increased by 15.13% to 0.14 in 2025, then grew by 27.44% to 0.18 in 2026.
- According to Business Quant data, Debt Ratio over the past three periods registered 0.18, 0.14, and 0.14 for Q2 2026, Q1 2026, and Q4 2025 respectively.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Debt Ratio (Qtr) |
|---|---|---|---|---|---|
| 1 | Block | 45.83 Bn | 39.37 Bn | 3.17 Bn | 0.16 |
| 2 | PayPal Holdings | 45.18 Bn | 33.92 Bn | - | 0.18 |
| 3 | Corpay | 26.12 Bn | 19.43 Bn | 1.19 Bn | 0.59 |
| 4 | Fiserv | 25.09 Bn | 24.49 Bn | 3.59 Bn | 0.34 |
| 5 | Global Payments | 22.62 Bn | 17.85 Bn | 2.03 Bn | 0.37 |
| 6 | Wex | 6.64 Bn | 539.91 Mn | 463.80 Mn | 0.32 |
| 7 | Shift4 Payments | 6.06 Bn | 5.82 Bn | 446.00 Mn | 0.52 |
| 8 | Aci Worldwide | 5.09 Bn | 4.92 Bn | 181.57 Mn | 0.28 |
| 9 | Paymentus Holdings | 4.41 Bn | 4.04 Bn | 94.31 Mn | - |
| 10 | dLocal | 4.19 Bn | 3.32 Bn | 127.15 Mn | 0.03 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 0.18 |
| Mar 31, 2026 | 0.14 |
| Dec 31, 2025 | 0.14 |
| Sep 30, 2025 | 0.14 |
| Jun 30, 2025 | 0.14 |
| Mar 31, 2025 | 0.14 |
| Dec 31, 2024 | 0.13 |
| Sep 30, 2024 | 0.12 |
| Jun 30, 2024 | 0.12 |
| Mar 31, 2024 | 0.12 |
| Dec 31, 2023 | 0.12 |
| Sep 30, 2023 | 0.14 |
| Jun 30, 2023 | 0.14 |
| Mar 31, 2023 | 0.14 |
| Dec 31, 2022 | 0.13 |
| Sep 30, 2022 | 0.13 |
| Jun 30, 2022 | 0.13 |
| Mar 31, 2022 | 0.11 |
| Dec 31, 2021 | 0.11 |
| Sep 30, 2021 | 0.11 |