PayPal Holdings (PYPL) Asset Utilization Ratio (2015 - 2026)
PayPal Holdings (PYPL) posted Asset Utilization Ratio of 0.42 for Q1 2026, up 1.22% quarter-over-quarter from 0.41 in Q4 2025, and up 5.31% year-on-year from 0.4 in Q1 2025.
PayPal Holdings (PYPL) Asset Utilization Ratio (2015 - 2026) Analysis & Trends
PayPal Holdings (PYPL) has reported Asset Utilization Ratio for 12 consecutive years, with 0.42 the latest figure, recorded in Q1 2026.
- Asset Utilization Ratio for Q1 2026 came in at 0.42, up 5.31% year-over-year; the trailing twelve-month figure through Mar 2026 was 0.42 (up 5.31% YoY), and the FY2025 annual result was 0.42, up 5.63% from the prior year.
- Asset Utilization Ratio was 0.42 for Q1 2026 at PayPal Holdings, up from 0.41 in the prior quarter.
- Over five years, Asset Utilization Ratio peaked at 0.42 in Q1 2026 and troughed at 0.34 in Q1 2022.
- Average Asset Utilization Ratio over 5 years is 0.38, with a median of 0.38 recorded in 2024.
- Year-over-year, Asset Utilization Ratio rose 9.97% in 2023 and retreated 2.65% in 2024.
- Over 5 years, Asset Utilization Ratio stood at 0.35 in 2022, then advanced by 5.77% to 0.38 in 2023, then gained by 4.42% to 0.39 in 2024, then advanced by 5.8% to 0.41 in 2025, then increased by 1.22% to 0.42 in 2026.
- Per Business Quant data, the three most recent Asset Utilization Ratio figures were 0.42 in Q1 2026, 0.41 in Q4 2025, and 0.41 in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Asset Util. (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | 0.45 |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | 0.64 |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | 0.24 |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | 0.42 |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | 0.16 |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | 0.08 |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | 0.04 |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | 0.14 |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | 0.00 |
| 10 | Sezzle | 5.91 Bn | 5.79 Bn | - | 1.13 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 0.42 |
| Dec 31, 2025 | 0.41 |
| Sep 30, 2025 | 0.41 |
| Jun 30, 2025 | 0.40 |
| Mar 31, 2025 | 0.40 |
| Dec 31, 2024 | 0.39 |
| Sep 30, 2024 | 0.38 |
| Jun 30, 2024 | 0.37 |
| Mar 31, 2024 | 0.37 |
| Dec 31, 2023 | 0.38 |
| Sep 30, 2023 | 0.39 |
| Jun 30, 2023 | 0.38 |
| Mar 31, 2023 | 0.36 |
| Dec 31, 2022 | 0.35 |
| Sep 30, 2022 | 0.35 |
| Jun 30, 2022 | 0.34 |
| Mar 31, 2022 | 0.34 |
| Dec 31, 2021 | 0.34 |
| Sep 30, 2021 | 0.33 |
| Jun 30, 2021 | 0.33 |