PayPal Holdings (PYPL) Asset Utilization Ratio (2015 - 2026)
PayPal Holdings' (PYPL) quarterly Asset Utilization Ratio came in at 0.42 in Q2 2026, up 4.24% YoY from 0.4 in Q2 2025, and little changed on a QoQ basis from 0.42 in Q1 2026.
PayPal Holdings (PYPL) Asset Utilization Ratio (2015 - 2026) Analysis & Trends
PayPal Holdings (PYPL) has 12 years of Asset Utilization Ratio data on file, last reported at 0.42 in Q2 2026.
- Quarterly Asset Utilization Ratio rose 4.24% year-over-year to 0.42 in Q2 2026, while the trailing twelve-month figure through Jun 2026 was 0.42 (up 4.24% YoY) and the FY2025 annual result came in at 0.42, up 5.63% from the prior year.
- Asset Utilization Ratio steadied at 0.42 in Q2 2026, from 0.42 in the prior quarter.
- In the past five years, Asset Utilization Ratio ranged from a high of 0.42 in Q1 2026 to a low of 0.34 in Q1 2022.
- A 5-year average of 0.38 and a median of 0.38 in 2023 frame the typical range for Asset Utilization Ratio.
- Annual changes were most pronounced in 2023 — Asset Utilization Ratio grew 9.97% — and 2024, when it declined 2.65%.
- Tracing PYPL's Asset Utilization Ratio over 5 years: stood at 0.35 in 2022, then increased by 5.77% to 0.38 in 2023, then grew by 4.42% to 0.39 in 2024, then increased by 5.8% to 0.41 in 2025, then grew by 0.8% to 0.42 in 2026.
- The last three Asset Utilization Ratio figures came in at 0.42 (Q2 2026), 0.42 (Q1 2026), and 0.41 (Q4 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Asset Util. (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 618.21 Bn | 605.85 Bn | - | 0.47 |
| 2 | Mastercard | 506.53 Bn | 493.04 Bn | - | 0.64 |
| 3 | American Express | 232.32 Bn | 183.00 Bn | 17.99 Bn | 0.25 |
| 4 | Capital One Financial | 136.19 Bn | 81.48 Bn | - | 0.08 |
| 5 | PayPal Holdings | 52.34 Bn | 41.08 Bn | - | 0.42 |
| 6 | Eason Technology | 35.89 Bn | 35.89 Bn | - | - |
| 7 | Synchrony Financial | 26.09 Bn | 9.90 Bn | - | 0.16 |
| 8 | Affirm Holdings | 25.93 Bn | 24.20 Bn | - | 0.16 |
| 9 | SoFi Technologies | 23.04 Bn | 22.68 Bn | -41.62 Mn | 0.08 |
| 10 | Ally Financial | 13.61 Bn | 5.77 Bn | 2.08 Bn | 0.04 |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 0.42 |
| Mar 31, 2026 | 0.42 |
| Dec 31, 2025 | 0.41 |
| Sep 30, 2025 | 0.41 |
| Jun 30, 2025 | 0.40 |
| Mar 31, 2025 | 0.40 |
| Dec 31, 2024 | 0.39 |
| Sep 30, 2024 | 0.38 |
| Jun 30, 2024 | 0.37 |
| Mar 31, 2024 | 0.37 |
| Dec 31, 2023 | 0.38 |
| Sep 30, 2023 | 0.39 |
| Jun 30, 2023 | 0.38 |
| Mar 31, 2023 | 0.36 |
| Dec 31, 2022 | 0.35 |
| Sep 30, 2022 | 0.35 |
| Jun 30, 2022 | 0.34 |
| Mar 31, 2022 | 0.34 |
| Dec 31, 2021 | 0.34 |
| Sep 30, 2021 | 0.33 |