PayPal Holdings (PYPL) Asset Utilization Ratio (2015 - 2026)
PayPal Holdings posted quarterly Asset Utilization Ratio of 0.42 for Q1 2026, up 5.31% year-on-year from 0.4 in Q1 2025, and up 1.22% on a QoQ basis from 0.41 in Q4 2025.
PayPal Holdings (PYPL) Asset Utilization Ratio (2015 - 2026) Analysis & Trends
PayPal Holdings (PYPL) has 12 years of Asset Utilization Ratio data on file, last reported at 0.42 in Q1 2026.
- For the quarter ending Q1 2026, Asset Utilization Ratio rose 5.31% year-over-year to 0.42; the trailing twelve-month figure through Mar 2026 stood at 0.42 (up 5.31% YoY), and the FY2025 full-year result was 0.42, up 5.63% from the prior year.
- Asset Utilization Ratio for Q1 2026 stood at 0.42, up from 0.41 in the prior quarter.
- Across five years, Asset Utilization Ratio topped out at 0.42 in Q1 2026 and bottomed at 0.34 in Q1 2022.
- The 5-year median for Asset Utilization Ratio is 0.38 (2024), against an average of 0.38.
- The widest annual swing landed in 2023, when Asset Utilization Ratio grew 9.97%; it then declined 2.65% in 2024.
- A 5-year view of Asset Utilization Ratio shows it stood at 0.35 in 2022, then rose by 5.77% to 0.38 in 2023, then increased by 4.42% to 0.39 in 2024, then rose by 5.8% to 0.41 in 2025, then climbed by 1.22% to 0.42 in 2026.
- The last three Asset Utilization Ratio figures came in at 0.42 (Q1 2026), 0.41 (Q4 2025), and 0.41 (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Asset Util. (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 539.53 Bn | 527.13 Bn | - | 0.45 |
| 2 | Mastercard | 441.81 Bn | 431.60 Bn | - | 0.64 |
| 3 | American Express | 215.01 Bn | 160.96 Bn | 17.43 Bn | 0.24 |
| 4 | Capital One Financial | 114.99 Bn | 38.50 Bn | - | 0.09 |
| 5 | PayPal Holdings | 41.29 Bn | 31.95 Bn | 7.84 Bn | 0.42 |
| 6 | Affirm Holdings | 24.62 Bn | 22.89 Bn | 261.64 Mn | 0.16 |
| 7 | Synchrony Financial | 24.22 Bn | 3.66 Bn | - | 0.16 |
| 8 | SoFi Technologies | 23.71 Bn | 20.31 Bn | 929.25 Mn | 0.08 |
| 9 | Ally Financial | 13.13 Bn | 12.69 Bn | 1.98 Bn | 0.04 |
| 10 | Credit Acceptance | 6.46 Bn | 6.44 Bn | 562.70 Mn | 0.14 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 0.42 |
| Dec 31, 2025 | 0.41 |
| Sep 30, 2025 | 0.41 |
| Jun 30, 2025 | 0.40 |
| Mar 31, 2025 | 0.40 |
| Dec 31, 2024 | 0.39 |
| Sep 30, 2024 | 0.38 |
| Jun 30, 2024 | 0.37 |
| Mar 31, 2024 | 0.37 |
| Dec 31, 2023 | 0.38 |
| Sep 30, 2023 | 0.39 |
| Jun 30, 2023 | 0.38 |
| Mar 31, 2023 | 0.36 |
| Dec 31, 2022 | 0.35 |
| Sep 30, 2022 | 0.35 |
| Jun 30, 2022 | 0.34 |
| Mar 31, 2022 | 0.34 |
| Dec 31, 2021 | 0.34 |
| Sep 30, 2021 | 0.33 |
| Jun 30, 2021 | 0.33 |