PayPal Holdings (PYPL) Asset Utilization Ratio (2015 - 2026)

PayPal Holdings (PYPL) posted Asset Utilization Ratio of 0.42 for Q1 2026, up 1.22% quarter-over-quarter from 0.41 in Q4 2025, and up 5.31% year-on-year from 0.4 in Q1 2025.

PayPal Holdings (PYPL) Asset Utilization Ratio (2015 - 2026) Analysis & Trends

PayPal Holdings (PYPL) has reported Asset Utilization Ratio for 12 consecutive years, with 0.42 the latest figure, recorded in Q1 2026.

  • Asset Utilization Ratio for Q1 2026 came in at 0.42, up 5.31% year-over-year; the trailing twelve-month figure through Mar 2026 was 0.42 (up 5.31% YoY), and the FY2025 annual result was 0.42, up 5.63% from the prior year.
  • Asset Utilization Ratio was 0.42 for Q1 2026 at PayPal Holdings, up from 0.41 in the prior quarter.
  • Over five years, Asset Utilization Ratio peaked at 0.42 in Q1 2026 and troughed at 0.34 in Q1 2022.
  • Average Asset Utilization Ratio over 5 years is 0.38, with a median of 0.38 recorded in 2024.
  • Year-over-year, Asset Utilization Ratio rose 9.97% in 2023 and retreated 2.65% in 2024.
  • Over 5 years, Asset Utilization Ratio stood at 0.35 in 2022, then advanced by 5.77% to 0.38 in 2023, then gained by 4.42% to 0.39 in 2024, then advanced by 5.8% to 0.41 in 2025, then increased by 1.22% to 0.42 in 2026.
  • Per Business Quant data, the three most recent Asset Utilization Ratio figures were 0.42 in Q1 2026, 0.41 in Q4 2025, and 0.41 in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Asset Util. (Qtr)
1 Visa 587.74 Bn 575.34 Bn - 0.45
2 Mastercard 465.55 Bn 455.34 Bn - 0.64
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn 0.24
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn 0.42
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn 0.16
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn 0.08
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn 0.04
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn 0.14
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn 0.00
10 Sezzle 5.91 Bn 5.79 Bn - 1.13

Historic Data

Download Data
DateValue
Mar 31, 2026 0.42
Dec 31, 2025 0.41
Sep 30, 2025 0.41
Jun 30, 2025 0.40
Mar 31, 2025 0.40
Dec 31, 2024 0.39
Sep 30, 2024 0.38
Jun 30, 2024 0.37
Mar 31, 2024 0.37
Dec 31, 2023 0.38
Sep 30, 2023 0.39
Jun 30, 2023 0.38
Mar 31, 2023 0.36
Dec 31, 2022 0.35
Sep 30, 2022 0.35
Jun 30, 2022 0.34
Mar 31, 2022 0.34
Dec 31, 2021 0.34
Sep 30, 2021 0.33
Jun 30, 2021 0.33