PayPal Holdings (PYPL) Asset Utilization Ratio (2015 - 2026)
PayPal Holdings' Asset Utilization Ratio was 0.42 in Q3 2026, up 1.3% from 0.41 a year earlier but down 0.2% from the prior quarter.
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Analysis
PayPal Holdings (PYPL) Asset Utilization Ratio (2015 - 2026) Analysis & Trends
From Q3 2015 onward, PayPal Holdings has reported Asset Utilization Ratio for 43 quarters.
- Asset Utilization Ratio has now increased for four consecutive years.
- In earlier years, Asset Utilization Ratio was 0.40 in FY2024 (+6.7%), 0.37 in FY2023 (+3.9%), 0.36 in FY2022 (+2.7%) and 0.35 in FY2021 (-1.5%).
- Quarterly Asset Utilization Ratio has moved between 0.34 (Q4 2021) and 0.42 (Q1 2026) over five years.
- Compared with a year earlier, Asset Utilization Ratio has increased for eight straight quarters, with growth averaging 5.9% over the last eight quarters.
- The best year-over-year quarter for Asset Utilization Ratio over five years was Q3 2023 (growth of 10.0%); the worst was Q3 2024 (a decline of 2.6%).
- Per Business Quant data, PYPL's Asset Utilization Ratio in the three quarters before Q3 2026 was 0.42 (Q2 2026), 0.42 (Q1 2026) and 0.41 (Q4 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Asset Util. (Qtr) |
|---|---|---|---|---|---|
| 1 | PayPal Holdings | 49.97 Bn | 8.67 Bn | - | 0.42 |
| 2 | Block | 45.94 Bn | 17.24 Bn | 3.17 Bn | 0.63 |
| 3 | Coinbase Global | 36.32 Bn | -3.32 Bn | - | 0.21 |
| 4 | Fiserv | 27.74 Bn | 24.41 Bn | 2.90 Bn | 0.26 |
| 5 | Corpay | 26.80 Bn | 16.69 Bn | - | 0.18 |
| 6 | Global Payments | 26.76 Bn | 4.55 Bn | 2.03 Bn | 0.16 |
| 7 | Guidewire Software | 13.62 Bn | 10.18 Bn | 269.68 Mn | 0.58 |
| 8 | Jack Henry & Associates | 11.74 Bn | 11.64 Bn | 273.85 Mn | 0.82 |
| 9 | Chime Financial | 10.79 Bn | 6.58 Bn | 594.87 Mn | 1.25 |
| 10 | Bitmine Immersion Technologies | 10.77 Bn | 8.15 Bn | 40.81 Mn | 0.01 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 0.42 |
| Jun 30, 2026 | 0.42 |
| Mar 31, 2026 | 0.42 |
| Dec 31, 2025 | 0.41 |
| Sep 30, 2025 | 0.41 |
| Jun 30, 2025 | 0.40 |
| Mar 31, 2025 | 0.40 |
| Dec 31, 2024 | 0.39 |
| Sep 30, 2024 | 0.38 |
| Jun 30, 2024 | 0.37 |
| Mar 31, 2024 | 0.37 |
| Dec 31, 2023 | 0.38 |
| Sep 30, 2023 | 0.39 |
| Jun 30, 2023 | 0.38 |
| Mar 31, 2023 | 0.36 |
| Dec 31, 2022 | 0.35 |
| Sep 30, 2022 | 0.35 |
| Jun 30, 2022 | 0.34 |
| Mar 31, 2022 | 0.34 |
| Dec 31, 2021 | 0.34 |
API Access
PayPal Holdings Asset Utilization Ratio API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=asset-utilization-ratio&ticker=PYPL&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "asset-utilization-ratio", "ticker": "PYPL", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=asset-utilization-ratio&ticker=PYPL&period=max&api_key=YOUR_API_KEY");
const data = await res.json();