PayPal Holdings (PYPL) Exchange Rate Effect (2014 - 2026)

PayPal Holdings (PYPL) reported Exchange Rate Effect of -$50.0 million for Q1 2026, down 153.19% on a YoY basis from $94.0 million in Q1 2025, and down 278.57% quarter-over-quarter from $28.0 million in Q4 2025.

PayPal Holdings (PYPL) Exchange Rate Effect (2014 - 2026) Analysis & Trends

PayPal Holdings has reported Exchange Rate Effect for 13 years, with the latest figure at -$50.0 million in Q1 2026.

  • For the quarter ending Q1 2026, Exchange Rate Effect fell 153.19% year-over-year to -$50.0 million; the trailing twelve-month figure through Mar 2026 stood at $129.0 million (up 778.95% YoY), and the FY2025 full-year result was $273.0 million, up 231.88% from the prior year.
  • Exchange Rate Effect for Q1 2026 stood at -$50.0 million, down from $28.0 million in the prior quarter.
  • The five-year high for Exchange Rate Effect was $195.0 million in Q2 2025, with the low at -$310.0 million in Q4 2024.
  • Historically, Exchange Rate Effect has averaged -$3.7 million across 5 years, with a median of -$4.0 million in 2023.
  • Annual changes were most pronounced in 2024 — Exchange Rate Effect tumbled 2250.0% — and 2025, when it jumped 3800.0%.
  • PayPal Holdings' Exchange Rate Effect stood at $98.0 million in 2022, then soared by 74.49% to $171.0 million in 2023, then plunged by 281.29% to -$310.0 million in 2024, then jumped by 109.03% to $28.0 million in 2025, then slumped by 278.57% to -$50.0 million in 2026.
  • The last three Exchange Rate Effect figures came in at -$50.0 million (Q1 2026), $28.0 million (Q4 2025), and -$44.0 million (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) FX Effect (Qtr)
1 Visa 541.66 Bn 529.25 Bn - -190.00 Mn
2 Mastercard 437.55 Bn 427.34 Bn - -116.00 Mn
3 American Express 212.80 Bn 158.76 Bn 17.43 Bn 57.00 Mn
4 Capital One Financial 112.47 Bn 35.97 Bn - -
5 PayPal Holdings 37.70 Bn 28.36 Bn 7.84 Bn -50.00 Mn
6 Synchrony Financial 24.26 Bn 3.70 Bn - -
7 Affirm Holdings 21.24 Bn 19.51 Bn 261.64 Mn -3.58 Mn
8 SoFi Technologies 20.46 Bn 17.06 Bn 929.25 Mn -774,000.00
9 Ally Financial 13.30 Bn 12.86 Bn 1.98 Bn -3.00 Mn
10 Credit Acceptance 6.24 Bn 6.21 Bn 562.70 Mn -

Historic Data

Download Data
DateValue
Mar 31, 2026 -50.00 Mn
Mar 31, 2026 -50.00 Mn
Dec 31, 2025 28.00 Mn
Dec 31, 2025 28.00 Mn
Sep 30, 2025 -44.00 Mn
Sep 30, 2025 -44.00 Mn
Jun 30, 2025 195.00 Mn
Jun 30, 2025 195.00 Mn
Mar 31, 2025 94.00 Mn
Mar 31, 2025 94.00 Mn
Dec 31, 2024 -310.00 Mn
Dec 31, 2024 -310.00 Mn
Sep 30, 2024 192.00 Mn
Sep 30, 2024 192.00 Mn
Jun 30, 2024 5.00 Mn
Jun 30, 2024 5.00 Mn
Mar 31, 2024 -94.00 Mn
Mar 31, 2024 -94.00 Mn
Dec 31, 2023 171.00 Mn
Dec 31, 2023 171.00 Mn