PayPal Holdings (PYPL) EBT Margin (2014 - 2026)
PayPal Holdings (PYPL) reported EBT Margin of 16.01% for Q3 2026, down 2.21 percentage points from 18.21% a year earlier but up 0.92 percentage points from the prior quarter.
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Analysis
PayPal Holdings (PYPL) EBT Margin (2014 - 2026) Analysis & Trends
Over the twelve months ended Sep 30, 2026, PayPal Holdings' EBT Margin came in at 16.63%, down 1.85 percentage points year-over-year; for FY2025, it was 18.97%, up 2.21 percentage points from FY2024.
- EBT Margin has a five-year change of -4.64 percentage points (FY2020 to FY2025).
- By year, EBT Margin came in at 16.76% in FY2024 (-1.42 pp), 18.18% in FY2023 (+5.94 pp), 12.23% in FY2022 (-3.92 pp) and 16.16% in FY2021 (-7.45 pp).
- Five-year quarterly EBT Margin spans a low of 0.72% in Q2 2022 and a high of 23.05% in Q3 2022.
- Year over year, EBT Margin has now declined in each of the last three quarters, with an average year-over-year change of -0.75 percentage points over the last eight quarters.
- The high point for year-over-year EBT Margin in five years was Q2 2023 (a gain of 17.16 percentage points); the low point was Q2 2022 (a drop of 21.02 percentage points).
- Per Business Quant data, the three quarters before Q3 2026 came in at 15.09% (Q2 2026), 16.68% (Q1 2026) and 18.75% (Q4 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | PayPal Holdings | 48.42 Bn | 7.12 Bn | - | 16.01% |
| 2 | Block | 45.61 Bn | 16.90 Bn | 3.17 Bn | 4.56% |
| 3 | Coinbase Global | 37.13 Bn | -2.51 Bn | - | 67.78% |
| 4 | Fiserv | 26.58 Bn | 23.25 Bn | 2.90 Bn | 14.64% |
| 5 | Corpay | 26.23 Bn | 16.11 Bn | - | 25.75% |
| 6 | Global Payments | 25.99 Bn | 3.78 Bn | 2.03 Bn | 3.14% |
| 7 | Guidewire Software | 13.67 Bn | 10.24 Bn | 269.68 Mn | 11.02% |
| 8 | Jack Henry & Associates | 11.62 Bn | 11.52 Bn | 273.85 Mn | 21.70% |
| 9 | Bitmine Immersion Technologies | 11.09 Bn | 8.47 Bn | 40.81 Mn | -179.64% |
| 10 | Chime Financial | 10.61 Bn | 6.40 Bn | 594.87 Mn | 4.19% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 16.01% |
| Jun 30, 2026 | 15.09% |
| Mar 31, 2026 | 16.68% |
| Dec 31, 2025 | 18.75% |
| Sep 30, 2025 | 18.21% |
| Jun 30, 2025 | 18.45% |
| Mar 31, 2025 | 20.58% |
| Dec 31, 2024 | 16.85% |
| Sep 30, 2024 | 16.71% |
| Jun 30, 2024 | 17.74% |
| Mar 31, 2024 | 15.70% |
| Dec 31, 2023 | 22.34% |
| Sep 30, 2023 | 16.73% |
| Jun 30, 2023 | 17.88% |
| Mar 31, 2023 | 15.26% |
| Dec 31, 2022 | 15.03% |
| Sep 30, 2022 | 23.05% |
| Jun 30, 2022 | 0.72% |
| Mar 31, 2022 | 9.70% |
| Dec 31, 2021 | 10.21% |
API Access
PayPal Holdings EBT Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=ebt-margin&ticker=PYPL&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "ebt-margin", "ticker": "PYPL", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=ebt-margin&ticker=PYPL&period=max&api_key=YOUR_API_KEY");
const data = await res.json();