PayPal Holdings (PYPL) Free Cash Flow (2014 - 2026)
PayPal Holdings (PYPL) reported Free Cash Flow of $1.43 billion for Q3 2026, down 16.7% from $1.72 billion a year earlier and down 19.4% from the prior quarter.
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Analysis
PayPal Holdings (PYPL) Free Cash Flow (2014 - 2026) Analysis & Trends
Over the twelve months ended Sep 30, 2026, PayPal Holdings' Free Cash Flow came in at $6.3 billion, up 13.2% year-over-year; for FY2025, it came in at $5.56 billion, down 17.8% from FY2024.
- Free Cash Flow has a five-year compound annual growth rate of 0.8% (FY2020 to FY2025).
- By year, Free Cash Flow came in at $6.77 billion in FY2024 (+60.4%), $4.22 billion in FY2023 (-17.4%), $5.11 billion in FY2022 (+4.5%) and $4.89 billion in FY2021 (-8.7%).
- Five-year quarterly Free Cash Flow spans a low of -$350 million in Q2 2023 and a high of $2.47 billion in Q4 2023.
- Year over year, Free Cash Flow gained in two of the last eight quarters, with growth averaging 5.8%.
- The high point for year-over-year Free Cash Flow in five years was Q2 2026 (growth of 156.5%); the low point was Q2 2025 (a decline of 49.4%).
- Per Business Quant data, the three quarters before Q3 2026 came in at $1.78 billion (Q2 2026), $903 million (Q1 2026) and $2.19 billion (Q4 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF (Qtr) |
|---|---|---|---|---|---|
| 1 | PayPal Holdings | 48.42 Bn | 7.12 Bn | - | 1.43 Bn |
| 2 | Block | 45.61 Bn | 16.90 Bn | 3.17 Bn | 966.61 Mn |
| 3 | Coinbase Global | 37.13 Bn | -2.51 Bn | - | 405.46 Mn |
| 4 | Fiserv | 26.58 Bn | 23.25 Bn | 2.90 Bn | 985.00 Mn |
| 5 | Corpay | 26.23 Bn | 16.11 Bn | - | 1.42 Bn |
| 6 | Global Payments | 25.99 Bn | 3.78 Bn | 2.03 Bn | 426.96 Mn |
| 7 | Guidewire Software | 13.67 Bn | 10.24 Bn | 269.68 Mn | 281.76 Mn |
| 8 | Jack Henry & Associates | 11.62 Bn | 11.52 Bn | 273.85 Mn | 282.19 Mn |
| 9 | Bitmine Immersion Technologies | 11.09 Bn | 8.47 Bn | 40.81 Mn | 28.98 Mn |
| 10 | Chime Financial | 10.61 Bn | 6.40 Bn | 594.87 Mn | 197.54 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 1.43 Bn |
| Jun 30, 2026 | 1.78 Bn |
| Mar 31, 2026 | 903.00 Mn |
| Dec 31, 2025 | 2.19 Bn |
| Sep 30, 2025 | 1.72 Bn |
| Jun 30, 2025 | 692.00 Mn |
| Mar 31, 2025 | 964.00 Mn |
| Dec 31, 2024 | 2.19 Bn |
| Sep 30, 2024 | 1.45 Bn |
| Jun 30, 2024 | 1.37 Bn |
| Mar 31, 2024 | 1.76 Bn |
| Dec 31, 2023 | 2.47 Bn |
| Sep 30, 2023 | 1.10 Bn |
| Jun 30, 2023 | -350.00 Mn |
| Mar 31, 2023 | 1.00 Bn |
| Dec 31, 2022 | 1.43 Bn |
| Sep 30, 2022 | 1.57 Bn |
| Jun 30, 2022 | 1.08 Bn |
| Mar 31, 2022 | 1.03 Bn |
| Dec 31, 2021 | 1.01 Bn |
API Access
PayPal Holdings Free Cash Flow API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=free-cash-flow&ticker=PYPL&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "free-cash-flow", "ticker": "PYPL", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=free-cash-flow&ticker=PYPL&period=max&api_key=YOUR_API_KEY");
const data = await res.json();