PayPal Holdings (PYPL) FCF Margin (2014 - 2026)

PayPal Holdings' (PYPL) quarterly FCF Margin came in at 20.44% in Q2 2026, up 1210.0% YoY from 1.56% in Q2 2025, and up 89.12% on a QoQ basis from 10.81% in Q1 2026.

PayPal Holdings (PYPL) FCF Margin (2014 - 2026) Analysis & Trends

PayPal Holdings (PYPL) has 13 years of FCF Margin data on file, last reported at 20.44% in Q2 2026.

  • Quarterly FCF Margin rose 1210.0% year-over-year to 20.44% in Q2 2026, while the trailing twelve-month figure through Jun 2026 was 19.3% (up 291.0% YoY) and the FY2025 annual result came in at 16.77%, down 451.0% from the prior year.
  • FCF Margin climbed to 20.44% in Q2 2026, from 10.81% in the prior quarter.
  • In the past five years, FCF Margin ranged from a high of 30.76% in Q4 2023 to a low of 4.8% in Q2 2023.
  • A 5-year average of 17.31% and a median of 17.88% in 2024 frame the typical range for FCF Margin.
  • Annual changes were most pronounced in 2023 — FCF Margin slumped 2060 bps — and 2024, when it soared 2215 bps.
  • Tracing PYPL's FCF Margin over 5 years: stood at 19.41% in 2022, then jumped by 58 bps to 30.76% in 2023, then fell by 15 bps to 26.19% in 2024, then fell by 4 bps to 25.24% in 2025, then retreated by 19 bps to 20.44% in 2026.
  • The last three FCF Margin figures came in at 20.44% (Q2 2026), 10.81% (Q1 2026), and 25.24% (Q4 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) FCF Margin (Qtr)
1 Visa 618.21 Bn 605.85 Bn - 52.76%
2 Mastercard 506.53 Bn 493.04 Bn - 37.82%
3 American Express 232.32 Bn 183.00 Bn 17.99 Bn 22.78%
4 Capital One Financial 136.19 Bn 81.48 Bn - 64.06%
5 PayPal Holdings 52.34 Bn 41.08 Bn - 20.44%
6 Eason Technology 35.89 Bn 35.89 Bn - -
7 Synchrony Financial 26.09 Bn 9.90 Bn - 50.23%
8 Affirm Holdings 25.93 Bn 24.20 Bn - -3,167.36%
9 SoFi Technologies 23.04 Bn 22.68 Bn -41.62 Mn -1,839.75%
10 Ally Financial 13.61 Bn 5.77 Bn 2.08 Bn 59.19%

Historic Data

Download Data
DateValue
Jun 30, 2026 20.44%
Mar 31, 2026 10.81%
Dec 31, 2025 25.24%
Sep 30, 2025 20.41%
Jun 30, 2025 8.35%
Mar 31, 2025 12.37%
Dec 31, 2024 26.19%
Sep 30, 2024 18.41%
Jun 30, 2024 17.35%
Mar 31, 2024 22.90%
Dec 31, 2023 30.76%
Sep 30, 2023 14.84%
Jun 30, 2023 -4.80%
Mar 31, 2023 14.20%
Dec 31, 2022 19.41%
Sep 30, 2022 22.98%
Jun 30, 2022 15.79%
Mar 31, 2022 15.83%
Dec 31, 2021 14.56%
Sep 30, 2021 20.80%