Community Financial System (CBU) Interest Expense - Debt (2010 - 2026)
Community Financial System (CBU) recorded Interest Expense - Debt of $5.83 million in Q2 2026, down 22.2% from $7.49 million a year earlier and down 1.3% from the prior quarter.
Community Financial System (CBU) Interest Expense - Debt (2010 - 2026) Analysis & Trends
On a TTM basis, Community Financial System's Interest Expense - Debt came in at $26.61 million as of Jun 30, 2026, down 22.7% year-over-year; for FY2025, it was $54.58 million, down 5.1% from FY2024.
- Annual Interest Expense - Debt has a five-year compound annual growth rate of 96.2% (FY2020 to FY2025).
- Across earlier years, Interest Expense - Debt came in at $57.49 million in FY2024 (+129.1%), $25.09 million in FY2023 (+191.9%), $8.59 million in FY2022 (+388.6%) and $1.76 million in FY2021 (-6.2%).
- The Q2 2026 figure is the lowest quarterly Interest Expense - Debt since Q1 2023.
- On a year-over-year basis, Interest Expense - Debt has declined for four consecutive quarters, with an average decline of 16.0% over the last six quarters.
- Peak year-over-year performance for Interest Expense - Debt in the last five years was growth of 3.5% in Q2 2025, against a decline of 90.4% in Q3 2021 at the low end.
- Per Business Quant, the preceding three quarters came in at $5.9 million (Q1 2026), $6.49 million (Q4 2025) and $8.4 million (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Expense - Debt (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 918.91 Bn | 918.91 Bn | - | 4.66 Bn |
| 2 | Banco Santander Chile | 870.35 Bn | 846.93 Bn | - | - |
| 3 | Bank Of America | 358.55 Bn | -2,017.56 Bn | - | 3.08 Bn |
| 4 | Hsbc Holdings | 315.74 Bn | -668.95 Bn | - | - |
| 5 | Morgan Stanley | 290.88 Bn | -253.14 Bn | - | 3.46 Bn |
| 6 | Royal Bank Of Canada | 287.92 Bn | 137.98 Bn | - | - |
| 7 | Goldman Sachs | 270.57 Bn | -3,472.88 Bn | - | 3.05 Bn |
| 8 | Wells Fargo & Company | 258.79 Bn | 258.79 Bn | - | 2.43 Bn |
| 9 | Mitsubishi Ufj Financial | 247.94 Bn | 129.81 Bn | - | - |
| 10 | Community Financial System | 3.44 Bn | 3.43 Bn | - | 5.83 Mn |
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 5.83 Mn |
| Mar 31, 2026 | 5.90 Mn |
| Dec 31, 2025 | 6.49 Mn |
| Sep 30, 2025 | 8.40 Mn |
| Jun 30, 2025 | 7.49 Mn |
| Mar 31, 2025 | 8.15 Mn |
| Dec 31, 2024 | 8.20 Mn |
| Sep 30, 2024 | 10.56 Mn |
| Jun 30, 2024 | 7.24 Mn |
| Mar 31, 2024 | 8.88 Mn |
| Mar 31, 2023 | 38,000.00 |
| Dec 31, 2022 | 38,000.00 |
| Sep 30, 2022 | 38,000.00 |
| Jun 30, 2022 | 39,000.00 |
| Mar 31, 2022 | 38,000.00 |
| Sep 30, 2021 | 38,000.00 |
| Jun 30, 2021 | 39,000.00 |
| Mar 31, 2021 | 293,000.00 |
| Dec 31, 2020 | 374,000.00 |
| Sep 30, 2020 | 394,000.00 |
Community Financial System Interest Expense - Debt API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=interest-expense-debt&ticker=CBU&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "interest-expense-debt", "ticker": "CBU", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=interest-expense-debt&ticker=CBU&period=max&api_key=YOUR_API_KEY");
const data = await res.json();