Community Financial System (CBU) Free Cash Flow (2010 - 2026)
Community Financial System (CBU) posted Free Cash Flow of $60.3 million for Q1 2026, down 2.06% sequentially from $61.6 million in Q4 2025, and up 16.06% YoY from $52.0 million in Q1 2025.
Community Financial System (CBU) Free Cash Flow (2010 - 2026) Analysis & Trends
Community Financial System has reported Free Cash Flow for 17 years, with the latest figure at $60.3 million in Q1 2026.
- Quarterly Free Cash Flow rose 16.06% year-over-year to $60.3 million in Q1 2026, while the trailing twelve-month figure through Mar 2026 was $241.7 million (up 23.18% YoY) and the FY2025 annual result came in at $233.3 million, up 5.31% from the prior year.
- Free Cash Flow eased to $60.3 million in Q1 2026 per CBU's latest filing, from $61.6 million in the prior quarter.
- Over five years, Free Cash Flow peaked at $83.4 million in Q3 2025 and troughed at $33.8 million in Q2 2024.
- A 5-year average of $54.5 million and a median of $52.0 million in 2025 frame the typical range for Free Cash Flow.
- The sharpest annual moves came in 2022 and 2023: Free Cash Flow surged 105.54% in 2022, then tumbled 41.72% in 2023.
- Over 5 years, Free Cash Flow stood at $68.7 million in 2022, then slumped by 41.72% to $40.0 million in 2023, then soared by 46.3% to $58.5 million in 2024, then advanced by 5.18% to $61.6 million in 2025, then declined by 2.06% to $60.3 million in 2026.
- According to Business Quant data, Free Cash Flow over the past three periods registered $60.3 million, $61.6 million, and $83.4 million for Q1 2026, Q4 2025, and Q3 2025 respectively.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Free Cash Flow (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.66 Bn | 84.46 Bn | - | - |
| 2 | Pnc Financial Services | 97.86 Bn | 97.86 Bn | - | 2.15 Bn |
| 3 | Us Bancorp | 96.39 Bn | 96.39 Bn | - | 4.82 Bn |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.92 Bn | -144.17 Bn | - | - |
| 6 | Deutsche Bank Aktiengesellschaft | 72.22 Bn | -81.10 Bn | - | - |
| 7 | Nu Holdings | 70.34 Bn | 56.66 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.75 Bn | 61.75 Bn | - | 955.00 Mn |
| 9 | Fifth Third Bancorp | 49.88 Bn | 26.16 Bn | - | - |
| 10 | Community Financial System | 3.35 Bn | 3.35 Bn | - | 41.38 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 41.38 Mn |
| Jun 30, 2026 | 41.38 Mn |
| Mar 31, 2026 | 60.30 Mn |
| Mar 31, 2026 | 60.30 Mn |
| Dec 31, 2025 | 61.57 Mn |
| Dec 31, 2025 | 61.57 Mn |
| Sep 30, 2025 | 83.43 Mn |
| Sep 30, 2025 | 83.43 Mn |
| Jun 30, 2025 | 36.39 Mn |
| Jun 30, 2025 | 36.39 Mn |
| Mar 31, 2025 | 51.95 Mn |
| Mar 31, 2025 | 51.95 Mn |
| Dec 31, 2024 | 58.54 Mn |
| Dec 31, 2024 | 58.54 Mn |
| Sep 30, 2024 | 51.93 Mn |
| Sep 30, 2024 | 51.93 Mn |
| Jun 30, 2024 | 33.78 Mn |
| Jun 30, 2024 | 33.78 Mn |
| Mar 31, 2024 | 77.33 Mn |
| Mar 31, 2024 | 77.33 Mn |