Community Financial System (CBU) EBITDA Margin (2010 - 2026)
Community Financial System's EBITDA Margin was 1034.61% in Q2 2026, up 129.38 percentage points from 905.24% a year earlier and up 6.56 percentage points from the prior quarter.
Community Financial System (CBU) EBITDA Margin (2010 - 2026) Analysis & Trends
On a trailing twelve-month basis, Community Financial System's EBITDA Margin was 995.07% through Jun 30, 2026, up 103.10 percentage points year-over-year; for FY2025, it was 914.43%, up 0.88 percentage points from FY2024.
- EBITDA Margin shows a five-year change of +119.88 percentage points (FY2020 to FY2025).
- In earlier years, EBITDA Margin was 913.55% in FY2024 (+276.88 pp), 636.68% in FY2023 (-99.42 pp), 736.09% in FY2022 (-99.40 pp) and 835.49% in FY2021 (+40.94 pp).
- The Q2 2026 figure marks the highest quarterly EBITDA Margin since Q4 2022.
- Compared with a year earlier, EBITDA Margin has increased for five straight quarters, with an average year-over-year change of +79.78 percentage points over the last eight quarters.
- The best year-over-year quarter for EBITDA Margin over five years was Q1 2024 (a gain of 700.37 percentage points); the worst was Q1 2023 (a drop of 423.32 percentage points).
- Per Business Quant data, CBU's EBITDA Margin in the three quarters before Q2 2026 was 1028.05% (Q1 2026), 1009.97% (Q4 2025) and 915.44% (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBITDA Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 895.36 Bn | 924.83 Bn | - | 95.81% |
| 2 | Banco Santander Chile | 425.01 Bn | 544.95 Bn | - | - |
| 3 | Bank Of America | 389.22 Bn | -1,986.85 Bn | - | 95.10% |
| 4 | Hsbc Holdings | 347.56 Bn | 347.61 Bn | - | - |
| 5 | Morgan Stanley | 304.44 Bn | -204.66 Bn | - | 101.52% |
| 6 | Royal Bank Of Canada | 281.54 Bn | 132.29 Bn | - | 142.03% |
| 7 | Mitsubishi Ufj Financial | 277.23 Bn | -1,311.26 Bn | 10.89 Bn | - |
| 8 | Goldman Sachs | 267.12 Bn | -3,289.99 Bn | - | 133.57% |
| 9 | Wells Fargo & Company | 244.76 Bn | 246.90 Bn | - | 92.35% |
| 10 | Community Financial System | 3.18 Bn | 3.17 Bn | - | 1,034.61% |
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 1,034.61% |
| Mar 31, 2026 | 1,028.05% |
| Dec 31, 2025 | 1,009.97% |
| Sep 30, 2025 | 915.44% |
| Jun 30, 2025 | 905.24% |
| Mar 31, 2025 | 836.77% |
| Dec 31, 2024 | 997.49% |
| Sep 30, 2024 | 842.26% |
| Jun 30, 2024 | 879.19% |
| Mar 31, 2024 | 950.29% |
| Dec 31, 2023 | 756.13% |
| Sep 30, 2023 | 764.25% |
| Jun 30, 2023 | 765.29% |
| Mar 31, 2023 | 249.92% |
| Dec 31, 2022 | 1,041.36% |
| Sep 30, 2022 | 664.47% |
| Jun 30, 2022 | 627.24% |
| Mar 31, 2022 | 673.24% |
| Dec 31, 2021 | 792.93% |
| Sep 30, 2021 | 741.83% |
Community Financial System EBITDA Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=ebitda-margin&ticker=CBU&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "ebitda-margin", "ticker": "CBU", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=ebitda-margin&ticker=CBU&period=max&api_key=YOUR_API_KEY");
const data = await res.json();