Community Financial System (CBU) EBITDA Margin (2010 - 2026)

Community Financial System has disclosed EBITDA Margin across 17 years of filings, most recently posting 56.21% for Q1 2026.

• EBITDA Margin for Q1 2026 came in at 56.21%, down 71.0% year-over-year; the trailing twelve-month figure through Mar 2026 was 57.04% (down 99.0% YoY), and the FY2025 annual result was 7.07%, up 41.0% from the prior year.
• EBITDA Margin came in at 56.21% for Q1 2026 at Community Financial System, up from 55.68% in the prior quarter.
• In the past five years, EBITDA Margin ranged from a high of 59.7% in Q2 2024 to a low of 17.53% in Q1 2023.
• The 5-year median for EBITDA Margin is 55.68% (2025), against an average of 48.88%.
• Across the five-year window, EBITDA Margin tumbled 2150 bps in 2023 and jumped 3816 bps in 2024, its largest moves.
• Community Financial System's EBITDA Margin stood at 44.94% in 2022, then advanced by 2 bps to 45.73% in 2023, then climbed by 28 bps to 58.33% in 2024, then slipped by 5 bps to 55.68% in 2025, then advanced by 1 bps to 56.21% in 2026.
• The last three EBITDA Margin figures came in at 56.21% (Q1 2026), 55.68% (Q4 2025), and 59.06% (Q3 2025), per Business Quant data.