Community Financial System (CBU) EBITDA Margin (2010 - 2026)
Community Financial System's EBITDA Margin was 61.18% in Q2 2026, up 0.35 percentage points from 60.82% a year earlier and up 0.51 percentage points from the prior quarter.
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Analysis
Community Financial System (CBU) EBITDA Margin (2010 - 2026) Analysis & Trends
On a trailing twelve-month basis, Community Financial System's EBITDA Margin was 60.94% through Jun 30, 2026, down 0.10 percentage points year-over-year; for FY2025, it was 60.82%, down 0.69 percentage points from FY2024.
- EBITDA Margin shows a five-year change of +17.73 percentage points (FY2020 to FY2025).
- In earlier years, EBITDA Margin was 61.51% in FY2024 (+15.53 pp), 45.98% in FY2023 (+2.84 pp), 43.13% in FY2022 (-2.62 pp) and 45.76% in FY2021 (+2.66 pp).
- Quarterly EBITDA Margin has moved between 23.12% (Q1 2023) and 63.65% (Q2 2024) over five years.
- Compared with a year earlier, EBITDA Margin was higher in six of the last eight quarters, with an average year-over-year change of +2.28 percentage points.
- The best year-over-year quarter for EBITDA Margin over five years was Q1 2024 (a gain of 36.43 percentage points); the worst was Q1 2023 (a drop of 20.53 percentage points).
- Per Business Quant data, CBU's EBITDA Margin in the three quarters before Q2 2026 was 60.67% (Q1 2026), 59.46% (Q4 2025) and 62.50% (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBITDA Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 918.91 Bn | 918.91 Bn | - | 97.78% |
| 2 | Banco Santander Chile | 870.35 Bn | 846.93 Bn | - | - |
| 3 | Bank Of America | 358.55 Bn | -2,017.56 Bn | - | 91.48% |
| 4 | Hsbc Holdings | 315.74 Bn | -668.95 Bn | - | - |
| 5 | Morgan Stanley | 290.88 Bn | -253.14 Bn | - | 100.96% |
| 6 | Royal Bank Of Canada | 287.92 Bn | 137.98 Bn | - | 139.87% |
| 7 | Goldman Sachs | 270.57 Bn | -3,472.88 Bn | - | 142.21% |
| 8 | Wells Fargo & Company | 258.79 Bn | 258.79 Bn | - | 92.97% |
| 9 | Mitsubishi Ufj Financial | 247.94 Bn | 129.81 Bn | - | - |
| 10 | Community Financial System | 3.44 Bn | 3.43 Bn | - | 61.18% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 61.18% |
| Mar 31, 2026 | 60.67% |
| Dec 31, 2025 | 59.46% |
| Sep 30, 2025 | 62.50% |
| Jun 30, 2025 | 60.82% |
| Mar 31, 2025 | 60.55% |
| Dec 31, 2024 | 61.90% |
| Sep 30, 2024 | 60.86% |
| Jun 30, 2024 | 63.65% |
| Mar 31, 2024 | 59.55% |
| Dec 31, 2023 | 49.56% |
| Sep 30, 2023 | 52.79% |
| Jun 30, 2023 | 51.79% |
| Mar 31, 2023 | 23.12% |
| Dec 31, 2022 | 49.06% |
| Sep 30, 2022 | 42.87% |
| Jun 30, 2022 | 36.68% |
| Mar 31, 2022 | 43.65% |
| Dec 31, 2021 | 41.98% |
| Sep 30, 2021 | 43.38% |
API Access
Community Financial System EBITDA Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=ebitda-margin&ticker=CBU&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "ebitda-margin", "ticker": "CBU", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=ebitda-margin&ticker=CBU&period=max&api_key=YOUR_API_KEY");
const data = await res.json();