Community Financial System (CBU) EBITDA Margin (2010 - 2026)
Community Financial System's EBITDA Margin was 61.18% in Q2 2026, up 0.35 percentage points from 60.82% a year earlier and up 0.51 percentage points from the prior quarter.
Community Financial System (CBU) EBITDA Margin (2010 - 2026) Analysis & Trends
On a trailing twelve-month basis, Community Financial System's EBITDA Margin was 60.94% through Jun 30, 2026, down 0.10 percentage points year-over-year; for FY2025, it was 60.82%, down 0.69 percentage points from FY2024.
- EBITDA Margin shows a five-year change of +17.73 percentage points (FY2020 to FY2025).
- In earlier years, EBITDA Margin was 61.51% in FY2024 (+15.53 pp), 45.98% in FY2023 (+2.84 pp), 43.13% in FY2022 (-2.62 pp) and 45.76% in FY2021 (+2.66 pp).
- Quarterly EBITDA Margin has moved between 23.12% (Q1 2023) and 63.65% (Q2 2024) over five years.
- Compared with a year earlier, EBITDA Margin was higher in six of the last eight quarters, with an average year-over-year change of +2.28 percentage points.
- The best year-over-year quarter for EBITDA Margin over five years was Q1 2024 (a gain of 36.43 percentage points); the worst was Q1 2023 (a drop of 20.53 percentage points).
- Per Business Quant data, CBU's EBITDA Margin in the three quarters before Q2 2026 was 60.67% (Q1 2026), 59.46% (Q4 2025) and 62.50% (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBITDA Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 918.91 Bn | 918.91 Bn | - | 97.78% |
| 2 | Banco Santander Chile | 870.35 Bn | 846.93 Bn | - | - |
| 3 | Bank Of America | 358.55 Bn | -2,017.56 Bn | - | 91.48% |
| 4 | Hsbc Holdings | 315.74 Bn | -668.95 Bn | - | - |
| 5 | Morgan Stanley | 290.88 Bn | -253.14 Bn | - | 100.96% |
| 6 | Royal Bank Of Canada | 287.92 Bn | 137.98 Bn | - | 139.87% |
| 7 | Goldman Sachs | 270.57 Bn | -3,472.88 Bn | - | 142.21% |
| 8 | Wells Fargo & Company | 258.79 Bn | 258.79 Bn | - | 92.97% |
| 9 | Mitsubishi Ufj Financial | 247.94 Bn | 129.81 Bn | - | - |
| 10 | Community Financial System | 3.44 Bn | 3.43 Bn | - | 61.18% |
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 61.18% |
| Mar 31, 2026 | 60.67% |
| Dec 31, 2025 | 59.46% |
| Sep 30, 2025 | 62.50% |
| Jun 30, 2025 | 60.82% |
| Mar 31, 2025 | 60.55% |
| Dec 31, 2024 | 61.90% |
| Sep 30, 2024 | 60.86% |
| Jun 30, 2024 | 63.65% |
| Mar 31, 2024 | 59.55% |
| Dec 31, 2023 | 49.56% |
| Sep 30, 2023 | 52.79% |
| Jun 30, 2023 | 51.79% |
| Mar 31, 2023 | 23.12% |
| Dec 31, 2022 | 49.06% |
| Sep 30, 2022 | 42.87% |
| Jun 30, 2022 | 36.68% |
| Mar 31, 2022 | 43.65% |
| Dec 31, 2021 | 41.98% |
| Sep 30, 2021 | 43.38% |
Community Financial System EBITDA Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=ebitda-margin&ticker=CBU&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "ebitda-margin", "ticker": "CBU", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=ebitda-margin&ticker=CBU&period=max&api_key=YOUR_API_KEY");
const data = await res.json();