Community Financial System (CBU) Net Margin (2010 - 2026)
Community Financial System (CBU) posted Net Margin of 454.62% for Q1 2026, down 46.99% sequentially from 857.64% in Q4 2025, and up 10525.0% YoY from N/an in Q1 2025.
Community Financial System (CBU) Net Margin (2010 - 2026) Analysis & Trends
Community Financial System has reported Net Margin for 17 years, with the latest figure at 454.62% in Q1 2026.
- Quarterly Net Margin rose 10525.0% year-over-year to 454.62% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 516.0% (up 15750.0% YoY) and the FY2025 annual result came in at 482.7%, up 12408.0% from the prior year.
- Net Margin declined to 454.62% in Q1 2026 per CBU's latest filing, from 857.64% in the prior quarter.
- Over five years, Net Margin peaked at 1144.46% in Q4 2022 and troughed at 50.32% in Q1 2023.
- A 5-year average of 437.57% and a median of 389.67% in 2025 frame the typical range for Net Margin.
- The sharpest annual moves came in 2023 and 2025: Net Margin plunged 85386 bps in 2023, then soared 44886 bps in 2025.
- Over 5 years, Net Margin stood at 1144.46% in 2022, then tumbled by 75 bps to 290.59% in 2023, then soared by 41 bps to 408.78% in 2024, then soared by 110 bps to 857.64% in 2025, then sank by 47 bps to 454.62% in 2026.
- According to Business Quant data, Net Margin over the past three periods registered 454.62%, 857.64%, and 389.67% for Q1 2026, Q4 2025, and Q3 2025 respectively.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 121.14 Bn | 84.95 Bn | - | - |
| 2 | Pnc Financial Services | 97.39 Bn | 97.39 Bn | - | 28.41% |
| 3 | Us Bancorp | 95.69 Bn | 95.69 Bn | - | 27.30% |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.84 Bn | -144.25 Bn | - | 38.78% |
| 6 | Deutsche Bank Aktiengesellschaft | 71.83 Bn | -81.48 Bn | - | 25.60% |
| 7 | Nu Holdings | 70.97 Bn | 57.29 Bn | 2.35 Bn | 25.60% |
| 8 | Truist Financial | 61.50 Bn | 61.50 Bn | - | 28.85% |
| 9 | Fifth Third Bancorp | 49.44 Bn | 25.72 Bn | - | 23.30% |
| 10 | Community Financial System | 3.32 Bn | 3.32 Bn | - | 464.83% |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 464.83% |
| Mar 31, 2026 | 454.62% |
| Dec 31, 2025 | 857.64% |
| Sep 30, 2025 | 389.67% |
| Jun 30, 2025 | 383.41% |
| Mar 31, 2025 | 349.37% |
| Dec 31, 2024 | 408.78% |
| Sep 30, 2024 | 321.57% |
| Jun 30, 2024 | 360.07% |
| Mar 31, 2024 | 367.92% |
| Dec 31, 2023 | 290.59% |
| Sep 30, 2023 | 364.31% |
| Jun 30, 2023 | 407.18% |
| Mar 31, 2023 | 50.32% |
| Dec 31, 2022 | 1,144.46% |
| Sep 30, 2022 | 429.68% |
| Jun 30, 2022 | 407.00% |
| Mar 31, 2022 | 452.06% |
| Dec 31, 2021 | 706.30% |
| Sep 30, 2021 | 494.07% |