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EBIT MarginEBITDA MarginEBT MarginFCF MarginFCF Payout RatioInterest Coverage RatioNet MarginReturn on SalesTimes Interest Earned

Community Financial System (CBU) Net Margin (2016 - 2023)

Community Financial System (CBU) has disclosed Net Margin for 14 consecutive years, with 35.5% as the latest value for Q4 2023.

  • Quarterly Net Margin fell 140.0% to 35.5% in Q4 2023 from the year-ago period, while the trailing twelve-month figure was 24.69% through Dec 2023, down 482.0% year-over-year, with the annual reading at 25.73% for FY2025, 415.0% down from the prior year.
  • Net Margin hit 35.5% in Q4 2023 for Community Financial System, up from 25.16% in the prior quarter.
  • In the past five years, Net Margin ranged from a high of 51.04% in Q4 2020 to a low of 4.66% in Q1 2023.
  • Historically, Net Margin has averaged 28.8% across 5 years, with a median of 27.89% in 2020.
  • Biggest five-year swings in Net Margin: skyrocketed 2449bps in 2020 and later plummeted -2465bps in 2023.
  • Year by year, Net Margin stood at 26.55% in 2019, then soared by 92bps to 51.04% in 2020, then plummeted by -47bps to 27.28% in 2021, then soared by 35bps to 36.9% in 2022, then dropped by -4bps to 35.5% in 2023.
  • Business Quant data shows Net Margin for CBU at 35.5% in Q4 2023, 25.16% in Q3 2023, and 27.55% in Q2 2023.