Community Financial System (CBU) FCF Margin (2010 - 2026)

Community Financial System has disclosed FCF Margin across 17 years of filings, most recently posting 28.27% for Q1 2026.

• FCF Margin for Q1 2026 came in at 28.27%, up 180.0% year-over-year; the trailing twelve-month figure through Mar 2026 was 28.94% (up 330.0% YoY), and the FY2025 annual result was 28.52%, down 117.0% from the prior year.
• FCF Margin came in at 28.27% for Q1 2026 at Community Financial System, down from 28.58% in the prior quarter.
• In the past five years, FCF Margin ranged from a high of 58.87% in Q1 2023 to a low of 18.26% in Q2 2025.
• The 5-year median for FCF Margin is 28.27% (2026), against an average of 30.37%.
• Across the five-year window, FCF Margin jumped 2812 bps in 2023 and tumbled 1715 bps in 2025, its largest moves.
• Community Financial System's FCF Margin stood at 39.02% in 2022, then tumbled by 42 bps to 22.61% in 2023, then jumped by 32 bps to 29.82% in 2024, then dropped by 4 bps to 28.58% in 2025, then fell by 1 bps to 28.27% in 2026.
• The last three FCF Margin figures came in at 28.27% (Q1 2026), 28.58% (Q4 2025), and 40.29% (Q3 2025), per Business Quant data.