KPIs & Operating Metrics(New)

Community Financial System (CBU) EBT Margin (2016 - 2023)

Community Financial System (CBU) has disclosed EBT Margin for 14 consecutive years, with 24.75% as the latest value for Q4 2023.

  • Quarterly EBT Margin fell 1351.0% to 24.75% in Q4 2023 from the year-ago period, while the trailing twelve-month figure was 25.8% through Dec 2023, down 958.0% year-over-year, with the annual reading at 33.67% for FY2025, 195.0% up from the prior year.
  • EBT Margin hit 24.75% in Q4 2023 for Community Financial System, down from 31.93% in the prior quarter.
  • In the past five years, EBT Margin ranged from a high of 42.6% in Q1 2021 to a low of 5.6% in Q1 2023.
  • Historically, EBT Margin has averaged 33.72% across 5 years, with a median of 35.32% in 2020.
  • Biggest five-year swings in EBT Margin: surged 1063bps in 2021 and later plummeted -3167bps in 2023.
  • Year by year, EBT Margin stood at 34.52% in 2019, then increased by 13bps to 38.99% in 2020, then fell by -9bps to 35.45% in 2021, then grew by 8bps to 38.26% in 2022, then crashed by -35bps to 24.75% in 2023.
  • Business Quant data shows EBT Margin for CBU at 24.75% in Q4 2023, 31.93% in Q3 2023, and 35.07% in Q2 2023.