Community Financial System (CBU) EBT Margin (2010 - 2026)

Community Financial System has disclosed EBT Margin across 17 years of filings, most recently posting 34.98% for Q1 2026.

• EBT Margin for Q1 2026 came in at 34.98%, up 223.0% year-over-year; the trailing twelve-month figure through Mar 2026 was 34.22% (up 182.0% YoY), and the FY2025 annual result was 33.67%, up 195.0% from the prior year.
• EBT Margin came in at 34.98% for Q1 2026 at Community Financial System, up from 33.38% in the prior quarter.
• In the past five years, EBT Margin ranged from a high of 38.26% in Q4 2022 to a low of 5.6% in Q1 2023.
• The 5-year median for EBT Margin is 33.14% (2025), against an average of 31.48%.
• Across the five-year window, EBT Margin sank 3167 bps in 2023 and soared 2432 bps in 2024, its largest moves.
• Community Financial System's EBT Margin stood at 38.26% in 2022, then sank by 35 bps to 24.75% in 2023, then soared by 33 bps to 32.88% in 2024, then gained by 2 bps to 33.38% in 2025, then climbed by 5 bps to 34.98% in 2026.
• The last three EBT Margin figures came in at 34.98% (Q1 2026), 33.38% (Q4 2025), and 35.34% (Q3 2025), per Business Quant data.