Community Financial System (CBU) EBIT Margin (2010 - 2026)

Community Financial System's (CBU) quarterly EBIT Margin came in at 56.21% in Q1 2026, down 71.0% year-on-year from 193.83% in Q1 2025, and up 0.95% quarter-over-quarter from 55.68% in Q4 2025.

Community Financial System (CBU) EBIT Margin (2010 - 2026) Analysis & Trends

Community Financial System has disclosed EBIT Margin across 17 years of filings, most recently posting 56.21% for Q1 2026.

  • EBIT Margin for Q1 2026 came in at 56.21%, down 71.0% year-over-year; the trailing twelve-month figure through Mar 2026 was 57.04% (down 99.0% YoY), and the FY2025 annual result was 7.07%, up 41.0% from the prior year.
  • EBIT Margin came in at 56.21% for Q1 2026 at Community Financial System, up from 55.68% in the prior quarter.
  • In the past five years, EBIT Margin ranged from a high of 59.7% in Q2 2024 to a low of 17.53% in Q1 2023.
  • The 5-year median for EBIT Margin is 55.68% (2025), against an average of 48.88%.
  • Across the five-year window, EBIT Margin tumbled 2150 bps in 2023 and jumped 3816 bps in 2024, its largest moves.
  • Community Financial System's EBIT Margin stood at 44.94% in 2022, then advanced by 2 bps to 45.73% in 2023, then climbed by 28 bps to 58.33% in 2024, then slipped by 5 bps to 55.68% in 2025, then advanced by 1 bps to 56.21% in 2026.
  • The last three EBIT Margin figures came in at 56.21% (Q1 2026), 55.68% (Q4 2025), and 59.06% (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) EBIT Margin (Qtr)
1 Bank Of Chile 93,299.63 Bn 93,299.63 Bn - -
2 Bank Bradesco 6,542.84 Bn 6,526.90 Bn - -
3 Lloyds Banking 384.13 Bn 384.40 Bn - 39.06%
4 First Capital 216.85 Bn 216.70 Bn - 515.04%
5 Itau Unibanco Holding 191.09 Bn 191.09 Bn - -
6 Landmark Bancorp 176.20 Bn 176.17 Bn - 61.45%
7 NatWest 168.65 Bn -51.67 Bn - 46.65%
8 Shinhan Financial 133.56 Bn 101.13 Bn - 7,561,492.12%
9 Mizuho Financial 112.02 Bn 112.56 Bn - -157.25%
10 Community Financial System 3.41 Bn 3.41 Bn - 56.21%

Historic Data

Download Data
DateValue
Mar 31, 2026 56.21%
Dec 31, 2025 55.68%
Sep 30, 2025 59.06%
Jun 30, 2025 57.30%
Mar 31, 2025 56.92%
Dec 31, 2024 58.33%
Sep 30, 2024 57.26%
Jun 30, 2024 59.70%
Mar 31, 2024 55.68%
Dec 31, 2023 45.73%
Sep 30, 2023 48.90%
Jun 30, 2023 47.82%
Mar 31, 2023 17.53%
Dec 31, 2022 44.94%
Sep 30, 2022 38.65%
Jun 30, 2022 32.18%
Mar 31, 2022 39.03%
Dec 31, 2021 37.32%
Sep 30, 2021 38.54%
Jun 30, 2021 43.29%