KPIs & Operating Metrics(New)

Community Financial System (CBU) Interest Coverage Ratio (2016 - 2023)

Historic Interest Coverage Ratio for Community Financial System (CBU) over the last 14 years, with Q4 2023 value amounting to 2.18.

  • Community Financial System's Interest Coverage Ratio fell 6758.69% to 2.18 in Q4 2023 from the same period last year, while for Dec 2023 it was 2.62, marking a year-over-year decrease of 7705.99%. This contributed to the annual value of 2.22 for FY2024, which is 1523.15% down from last year.
  • Per Community Financial System's latest filing, its Interest Coverage Ratio stood at 2.18 for Q4 2023, which was down 6758.69% from 2.88 recorded in Q3 2023.
  • In the past 5 years, Community Financial System's Interest Coverage Ratio registered a high of 22.19 during Q1 2022, and its lowest value of 1.47 during Q1 2023.
  • For the 5-year period, Community Financial System's Interest Coverage Ratio averaged around 11.46, with its median value being 10.08 (2019).
  • As far as peak fluctuations go, Community Financial System's Interest Coverage Ratio skyrocketed by 12788.77% in 2021, and later plummeted by 9337.67% in 2023.
  • Quarter analysis of 5 years shows Community Financial System's Interest Coverage Ratio stood at 8.08 in 2019, then skyrocketed by 86.76% to 15.09 in 2020, then surged by 32.19% to 19.95 in 2021, then crashed by 66.3% to 6.72 in 2022, then plummeted by 67.59% to 2.18 in 2023.
  • Its Interest Coverage Ratio stands at 2.18 for Q4 2023, versus 2.88 for Q3 2023 and 3.75 for Q2 2023.