Community Financial System (CBU) Interest Coverage Ratio (2010 - 2026)
Community Financial System (CBU) posted Interest Coverage Ratio of 2.63 for Q1 2026, up 5.84% sequentially from 2.49 in Q4 2025, and up 12.06% YoY from 2.35 in Q1 2025.
Community Financial System (CBU) Interest Coverage Ratio (2010 - 2026) Analysis & Trends
Community Financial System has reported Interest Coverage Ratio for 17 years, with the latest figure at 2.63 in Q1 2026.
- Quarterly Interest Coverage Ratio rose 12.06% year-over-year to 2.63 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 2.49 (up 10.21% YoY) and the FY2025 annual result came in at 2.43, up 9.42% from the prior year.
- Interest Coverage Ratio advanced to 2.63 in Q1 2026 per CBU's latest filing, from 2.49 in the prior quarter.
- Over five years, Interest Coverage Ratio peaked at 2.63 in Q1 2026 and troughed at 23.99 in Q1 2022.
- A 5-year average of 5.63 and a median of 2.16 in 2024 frame the typical range for Interest Coverage Ratio.
- The sharpest annual moves came in 2022 and 2024: Interest Coverage Ratio slumped 129.23% in 2022, then surged 128.98% in 2024.
- Over 5 years, Interest Coverage Ratio stood at 17.69 in 2022, then surged by 113.14% to 2.32 in 2023, then slipped by 1.39% to 2.29 in 2024, then gained by 8.51% to 2.49 in 2025, then increased by 5.84% to 2.63 in 2026.
- According to Business Quant data, Interest Coverage Ratio over the past three periods registered 2.63, 2.49, and 2.49 for Q1 2026, Q4 2025, and Q3 2025 respectively.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.66 Bn | 84.46 Bn | - | - |
| 2 | Pnc Financial Services | 97.86 Bn | 97.86 Bn | - | 2.00 |
| 3 | Us Bancorp | 96.39 Bn | 96.39 Bn | - | 1.84 |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.92 Bn | -144.17 Bn | - | 0.27 |
| 6 | Deutsche Bank Aktiengesellschaft | 72.22 Bn | -81.10 Bn | - | 1.49 |
| 7 | Nu Holdings | 70.34 Bn | 56.66 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.75 Bn | 61.75 Bn | - | 1.77 |
| 9 | Fifth Third Bancorp | 49.88 Bn | 26.16 Bn | - | 1.90 |
| 10 | Community Financial System | 3.35 Bn | 3.35 Bn | - | 2.79 |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 2.79 |
| Mar 31, 2026 | 2.63 |
| Dec 31, 2025 | 2.49 |
| Sep 30, 2025 | 2.49 |
| Jun 30, 2025 | 2.37 |
| Mar 31, 2025 | 2.35 |
| Dec 31, 2024 | 2.29 |
| Sep 30, 2024 | 2.11 |
| Jun 30, 2024 | 2.30 |
| Mar 31, 2024 | 2.16 |
| Dec 31, 2023 | 2.32 |
| Sep 30, 2023 | -7.30 |
| Jun 30, 2023 | -9.38 |
| Mar 31, 2023 | -14.33 |
| Dec 31, 2022 | -17.69 |
| Sep 30, 2022 | -23.12 |
| Jun 30, 2022 | -23.36 |
| Mar 31, 2022 | -23.99 |
| Dec 31, 2021 | 60.51 |
| Sep 30, 2021 | -22.50 |