Community Financial System (CBU) Interest Coverage Ratio (2010 - 2026)

Community Financial System has disclosed Interest Coverage Ratio across 17 years of filings, most recently posting 2.65 for Q1 2026.

• Interest Coverage Ratio for Q1 2026 came in at 2.65, up 12.45% year-over-year; the trailing twelve-month figure through Mar 2026 was 2.5 (up 10.41% YoY), and the FY2025 annual result was 0.3, up 17.36% from the prior year.
• Interest Coverage Ratio came in at 2.65 for Q1 2026 at Community Financial System, up from 2.5 in the prior quarter.
• In the past five years, Interest Coverage Ratio ranged from a high of 22.19 in Q1 2022 to a low of 1.47 in Q1 2023.
• The 5-year median for Interest Coverage Ratio is 2.49 (2025), against an average of 5.33.
• Across the five-year window, Interest Coverage Ratio plunged 93.38% in 2023 and surged 47.09% in 2024, its largest moves.
• Community Financial System's Interest Coverage Ratio stood at 6.72 in 2022, then slumped by 67.59% to 2.18 in 2023, then gained by 5.17% to 2.29 in 2024, then grew by 8.95% to 2.5 in 2025, then increased by 6.05% to 2.65 in 2026.
• The last three Interest Coverage Ratio figures came in at 2.65 (Q1 2026), 2.5 (Q4 2025), and 2.49 (Q3 2025), per Business Quant data.