Community Financial System, Inc. (CBU) EBT Margin (2010 - 2026)
Community Financial System (CBU) posted EBT Margin of 612.47% for Q2 2026, up 119.21 percentage points from 493.26% a year earlier and up 19.63 percentage points from the prior quarter.
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Analysis
Community Financial System, Inc. (CBU) EBT Margin (2010 - 2026) Analysis & Trends
For the trailing twelve months through Jun 30, 2026, EBT Margin at Community Financial System was 571.31%, up 99.82 percentage points year-over-year; for FY2025, it came in at 506.15%, up 35.08 percentage points from FY2024.
- Annual EBT Margin shows a five-year change of -130.44 percentage points (FY2020 to FY2025).
- In prior years, Community Financial System's EBT Margin was 471.06% in FY2024 (+113.84 pp), 357.22% in FY2023 (-246.43 pp), 603.65% in FY2022 (-106.36 pp) and 710.01% in FY2021 (+73.43 pp).
- The Q2 2026 figure stands as the highest quarterly EBT Margin since Q4 2022.
- On a year-over-year basis, EBT Margin has increased in each of the last five quarters, with an average year-over-year change of +63.25 percentage points over the last eight quarters.
- The strongest year-over-year quarter for EBT Margin in the past five years was Q1 2024, with a gain of 416.96 percentage points; the weakest was Q1 2023, with a drop of 514.29 percentage points.
- According to Business Quant data, EBT Margin for the three prior quarters was 592.83% (Q1 2026), 567.01% (Q4 2025) and 517.57% (Q3 2025).
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Peer Comparison
Historic Data
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Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 612.47% |
| Mar 31, 2026 | 592.83% |
| Dec 31, 2025 | 567.01% |
| Sep 30, 2025 | 517.57% |
| Jun 30, 2025 | 493.26% |
| Mar 31, 2025 | 452.56% |
| Dec 31, 2024 | 529.84% |
| Sep 30, 2024 | 417.74% |
| Jun 30, 2024 | 466.61% |
| Mar 31, 2024 | 477.48% |
| Dec 31, 2023 | 377.58% |
| Sep 30, 2023 | 462.23% |
| Jun 30, 2023 | 518.32% |
| Mar 31, 2023 | 60.52% |
| Dec 31, 2022 | 812.03% |
| Sep 30, 2022 | 550.63% |
| Jun 30, 2022 | 519.18% |
| Mar 31, 2022 | 574.81% |
| Dec 31, 2021 | 669.53% |
| Sep 30, 2021 | 625.85% |
API Access
Community Financial System, Inc. EBT Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=ebt-margin&ticker=CBU&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "ebt-margin", "ticker": "CBU", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=ebt-margin&ticker=CBU&period=max&api_key=YOUR_API_KEY");
const data = await res.json();