Community Financial System (CBU) EBIT Margin (2010 - 2026)
Community Financial System (CBU) posted EBIT Margin of 56.47% for Q2 2026, down 0.82 percentage points from 57.30% a year earlier but up 0.26 percentage points from the prior quarter.
Community Financial System (CBU) EBIT Margin (2010 - 2026) Analysis & Trends
For the trailing twelve months through Jun 30, 2026, EBIT Margin at Community Financial System was 56.83%, down 0.62 percentage points year-over-year; for FY2025, it came in at 57.23%, down 0.54 percentage points from FY2024.
- Annual EBIT Margin shows a five-year change of +19.20 percentage points (FY2020 to FY2025).
- In prior years, Community Financial System's EBIT Margin was 57.77% in FY2024 (+16.01 pp), 41.76% in FY2023 (+2.99 pp), 38.77% in FY2022 (-2.21 pp) and 40.98% in FY2021 (+2.96 pp).
- Quarterly EBIT Margin has run from a low of 17.53% in Q1 2023 to a high of 59.70% in Q2 2024 over five years.
- On a year-over-year basis, EBIT Margin has declined in each of the last three quarters, with an average year-over-year change of +2.18 percentage points over the last eight quarters.
- The strongest year-over-year quarter for EBIT Margin in the past five years was Q1 2024, with a gain of 38.16 percentage points; the weakest was Q1 2023, with a drop of 21.50 percentage points.
- According to Business Quant data, EBIT Margin for the three prior quarters was 56.21% (Q1 2026), 55.68% (Q4 2025) and 59.06% (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBIT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 918.91 Bn | 918.91 Bn | - | 91.99% |
| 2 | Banco Santander Chile | 870.35 Bn | 846.93 Bn | - | - |
| 3 | Bank Of America | 358.55 Bn | -2,017.56 Bn | - | 89.38% |
| 4 | Hsbc Holdings | 315.74 Bn | -668.95 Bn | - | - |
| 5 | Morgan Stanley | 290.88 Bn | -253.14 Bn | - | 95.47% |
| 6 | Royal Bank Of Canada | 287.92 Bn | 137.98 Bn | - | 138.04% |
| 7 | Goldman Sachs | 270.57 Bn | -3,472.88 Bn | - | 139.33% |
| 8 | Wells Fargo & Company | 258.79 Bn | 258.79 Bn | - | 84.54% |
| 9 | Mitsubishi Ufj Financial | 247.94 Bn | 129.81 Bn | - | - |
| 10 | Community Financial System | 3.44 Bn | 3.43 Bn | - | 56.47% |
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 56.47% |
| Mar 31, 2026 | 56.21% |
| Dec 31, 2025 | 55.68% |
| Sep 30, 2025 | 59.06% |
| Jun 30, 2025 | 57.30% |
| Mar 31, 2025 | 56.92% |
| Dec 31, 2024 | 58.33% |
| Sep 30, 2024 | 57.26% |
| Jun 30, 2024 | 59.70% |
| Mar 31, 2024 | 55.68% |
| Dec 31, 2023 | 45.73% |
| Sep 30, 2023 | 48.90% |
| Jun 30, 2023 | 47.82% |
| Mar 31, 2023 | 17.53% |
| Dec 31, 2022 | 44.94% |
| Sep 30, 2022 | 38.65% |
| Jun 30, 2022 | 32.18% |
| Mar 31, 2022 | 39.03% |
| Dec 31, 2021 | 37.32% |
| Sep 30, 2021 | 38.54% |
Community Financial System EBIT Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=ebit-margin&ticker=CBU&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "ebit-margin", "ticker": "CBU", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=ebit-margin&ticker=CBU&period=max&api_key=YOUR_API_KEY");
const data = await res.json();