Community Financial System (CBU) Times Interest Earned (2010 - 2026)
Community Financial System (CBU) reported Times Interest Earned of $2.63 for Q1 2026, up 12.06% on a YoY basis from $2.35 in Q1 2025, and up 5.41% sequentially from $2.5 in Q4 2025.
Community Financial System (CBU) Times Interest Earned (2010 - 2026) Analysis & Trends
Community Financial System (CBU) has 17 years of Times Interest Earned data on file, last reported at $2.63 in Q1 2026.
- For the quarter ending Q1 2026, Times Interest Earned rose 12.06% year-over-year to $2.63; the trailing twelve-month figure through Mar 2026 stood at $2.5 (up 10.75% YoY), and the FY2025 full-year result was $2.43, up 9.42% from the prior year.
- Times Interest Earned advanced to $2.63 in Q1 2026, from $2.5 in the prior quarter.
- In the past five years, Times Interest Earned ranged from a high of $2.63 in Q1 2026 to a low of -$23.99 in Q1 2022.
- A 5-year average of -$5.58 and a median of $2.11 in 2024 frame the typical range for Times Interest Earned.
- Across the five-year window, Times Interest Earned fell 2.73% in 2022 and soared 128.98% in 2024, its largest moves.
- Tracing CBU's Times Interest Earned over 5 years: stood at -$16.58 in 2022, then surged by 112.34% to $2.04 in 2023, then grew by 10.38% to $2.26 in 2024, then increased by 10.63% to $2.5 in 2025, then gained by 5.41% to $2.63 in 2026.
- Business Quant data shows CBU's Times Interest Earned at $2.63 in Q1 2026, $2.5 in Q4 2025, and $2.49 in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Times Interest Earned (Qtr) |
|---|---|---|---|---|---|
| 1 | KB Financial | 43,124.21 Bn | 43,125.44 Bn | -775,612.08 | 7,084.59 |
| 2 | Shinhan Financial | 33,971.34 Bn | 33,973.00 Bn | - | -0.53 |
| 3 | Bank Of Chile | 4,105.33 Bn | 4,105.33 Bn | 167,623.00 | -22.98 |
| 4 | NatWest | 768.74 Bn | 572.78 Bn | 1.79 Bn | - |
| 5 | Mizuho Financial | 385.64 Bn | 389.59 Bn | - | 1.66 |
| 6 | Lloyds Banking | 358.14 Bn | 358.14 Bn | - | - |
| 7 | First Capital | 200.03 Bn | 199.69 Bn | - | 1.27 |
| 8 | Landmark Bancorp | 187.97 Bn | 187.94 Bn | - | 2.19 |
| 9 | Pnc Financial Services | 100.96 Bn | 101.01 Bn | - | 1.86 |
| 10 | Community Financial System | 3.67 Bn | 3.67 Bn | - | 2.63 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 2.63 |
| Dec 31, 2025 | 2.50 |
| Sep 30, 2025 | 2.49 |
| Jun 30, 2025 | 2.37 |
| Mar 31, 2025 | 2.35 |
| Dec 31, 2024 | 2.26 |
| Sep 30, 2024 | 2.11 |
| Jun 30, 2024 | 2.30 |
| Mar 31, 2024 | 2.16 |
| Dec 31, 2023 | 2.04 |
| Sep 30, 2023 | -7.30 |
| Jun 30, 2023 | -9.38 |
| Mar 31, 2023 | -14.33 |
| Dec 31, 2022 | -16.58 |
| Sep 30, 2022 | -23.12 |
| Jun 30, 2022 | -23.36 |
| Mar 31, 2022 | -23.99 |
| Dec 31, 2021 | -63.22 |
| Sep 30, 2021 | -22.50 |
| Jun 30, 2021 | -26.81 |