Community Financial System (CBU) Times Interest Earned (2010 - 2026)

Community Financial System (CBU) reported Times Interest Earned of $2.63 for Q1 2026, up 12.06% on a YoY basis from $2.35 in Q1 2025, and up 5.41% sequentially from $2.5 in Q4 2025.

Community Financial System (CBU) Times Interest Earned (2010 - 2026) Analysis & Trends

Community Financial System (CBU) has 17 years of Times Interest Earned data on file, last reported at $2.63 in Q1 2026.

  • For the quarter ending Q1 2026, Times Interest Earned rose 12.06% year-over-year to $2.63; the trailing twelve-month figure through Mar 2026 stood at $2.5 (up 10.75% YoY), and the FY2025 full-year result was $2.43, up 9.42% from the prior year.
  • Times Interest Earned advanced to $2.63 in Q1 2026, from $2.5 in the prior quarter.
  • In the past five years, Times Interest Earned ranged from a high of $2.63 in Q1 2026 to a low of -$23.99 in Q1 2022.
  • A 5-year average of -$5.58 and a median of $2.11 in 2024 frame the typical range for Times Interest Earned.
  • Across the five-year window, Times Interest Earned fell 2.73% in 2022 and soared 128.98% in 2024, its largest moves.
  • Tracing CBU's Times Interest Earned over 5 years: stood at -$16.58 in 2022, then surged by 112.34% to $2.04 in 2023, then grew by 10.38% to $2.26 in 2024, then increased by 10.63% to $2.5 in 2025, then gained by 5.41% to $2.63 in 2026.
  • Business Quant data shows CBU's Times Interest Earned at $2.63 in Q1 2026, $2.5 in Q4 2025, and $2.49 in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Times Interest Earned (Qtr)
1 KB Financial 43,124.21 Bn 43,125.44 Bn -775,612.08 7,084.59
2 Shinhan Financial 33,971.34 Bn 33,973.00 Bn - -0.53
3 Bank Of Chile 4,105.33 Bn 4,105.33 Bn 167,623.00 -22.98
4 NatWest 768.74 Bn 572.78 Bn 1.79 Bn -
5 Mizuho Financial 385.64 Bn 389.59 Bn - 1.66
6 Lloyds Banking 358.14 Bn 358.14 Bn - -
7 First Capital 200.03 Bn 199.69 Bn - 1.27
8 Landmark Bancorp 187.97 Bn 187.94 Bn - 2.19
9 Pnc Financial Services 100.96 Bn 101.01 Bn - 1.86
10 Community Financial System 3.67 Bn 3.67 Bn - 2.63

Historic Data

Download Data
DateValue
Mar 31, 2026 2.63
Dec 31, 2025 2.50
Sep 30, 2025 2.49
Jun 30, 2025 2.37
Mar 31, 2025 2.35
Dec 31, 2024 2.26
Sep 30, 2024 2.11
Jun 30, 2024 2.30
Mar 31, 2024 2.16
Dec 31, 2023 2.04
Sep 30, 2023 -7.30
Jun 30, 2023 -9.38
Mar 31, 2023 -14.33
Dec 31, 2022 -16.58
Sep 30, 2022 -23.12
Jun 30, 2022 -23.36
Mar 31, 2022 -23.99
Dec 31, 2021 -63.22
Sep 30, 2021 -22.50
Jun 30, 2021 -26.81