KPIs & Operating Metrics(New)

Community Financial System (CBU) Change in Net Loans (2016 - 2023)

Community Financial System (CBU) has disclosed Change in Net Loans for 12 consecutive years, with $263.2 million as the latest value for Q4 2023.

  • Quarterly Change in Net Loans fell 2.02% to $263.2 million in Q4 2023 from the year-ago period, while the trailing twelve-month figure was $923.3 million through Dec 2023, down 8.02% year-over-year, with the annual reading at $532.8 million for FY2025, 30.4% down from the prior year.
  • Change in Net Loans hit $263.2 million in Q4 2023 for Community Financial System, down from $286.1 million in the prior quarter.
  • In the past five years, Change in Net Loans ranged from a high of $399.3 million in Q3 2022 to a low of -$126.9 million in Q2 2021.
  • Historically, Change in Net Loans has averaged $110.1 million across 5 years, with a median of $70.6 million in 2021.
  • Biggest YoY gain for Change in Net Loans was 1487.47% in 2020; the steepest drop was 206.79% in 2020.
  • Year by year, Change in Net Loans stood at $40.4 million in 2019, then plummeted by 206.79% to -$43.1 million in 2020, then soared by 312.42% to $91.6 million in 2021, then surged by 193.43% to $268.7 million in 2022, then fell by 2.02% to $263.2 million in 2023.
  • Business Quant data shows Change in Net Loans for CBU at $263.2 million in Q4 2023, $286.1 million in Q3 2023, and $194.7 million in Q2 2023.