Community Financial System (CBU) FCF Payout Ratio (2010 - 2026)

Community Financial System has disclosed FCF Payout Ratio across 17 years of filings, most recently posting 0.41 for Q1 2026.

• FCF Payout Ratio for Q1 2026 came in at 0.41, down 12.33% year-over-year; the trailing twelve-month figure through Mar 2026 was 0.41 (down 17.28% YoY), and the FY2025 annual result was 0.42, down 3.52% from the prior year.
• FCF Payout Ratio came in at 0.41 for Q1 2026 at Community Financial System, up from 0.4 in the prior quarter.
• In the past five years, FCF Payout Ratio ranged from a high of 0.7 in Q2 2024 to a low of 0.3 in Q3 2025.
• The 5-year median for FCF Payout Ratio is 0.47 (2024), against an average of 0.47.
• Across the five-year window, FCF Payout Ratio sank 50.19% in 2022 and jumped 76.95% in 2023, its largest moves.
• Community Financial System's FCF Payout Ratio stood at 0.35 in 2022, then jumped by 76.95% to 0.61 in 2023, then slumped by 31.78% to 0.42 in 2024, then decreased by 3.67% to 0.4 in 2025, then grew by 2.01% to 0.41 in 2026.
• The last three FCF Payout Ratio figures came in at 0.41 (Q1 2026), 0.4 (Q4 2025), and 0.3 (Q3 2025), per Business Quant data.