Community Financial System (CBU) FCF Payout Ratio (2010 - 2026)

Community Financial System (CBU) reported FCF Payout Ratio of 0.41 for Q1 2026, down 12.33% on a YoY basis from 0.47 in Q1 2025, and up 4.39% sequentially from 0.39 in Q4 2025.

Community Financial System (CBU) FCF Payout Ratio (2010 - 2026) Analysis & Trends

Community Financial System (CBU) has 17 years of FCF Payout Ratio data on file, last reported at 0.41 in Q1 2026.

  • For the quarter ending Q1 2026, FCF Payout Ratio fell 12.33% year-over-year to 0.41; the trailing twelve-month figure through Mar 2026 stood at 0.41 (down 17.55% YoY), and the FY2025 full-year result was 0.42, down 3.27% from the prior year.
  • FCF Payout Ratio grew to 0.41 in Q1 2026, from 0.39 in the prior quarter.
  • In the past five years, FCF Payout Ratio ranged from a high of 0.7 in Q2 2024 to a low of 0.3 in Q3 2025.
  • A 5-year average of 0.47 and a median of 0.47 in 2024 frame the typical range for FCF Payout Ratio.
  • Across the five-year window, FCF Payout Ratio tumbled 50.19% in 2022 and soared 74.12% in 2023, its largest moves.
  • Tracing CBU's FCF Payout Ratio over 5 years: stood at 0.35 in 2022, then surged by 74.12% to 0.6 in 2023, then slumped by 31.32% to 0.41 in 2024, then retreated by 4.92% to 0.39 in 2025, then climbed by 4.39% to 0.41 in 2026.
  • Business Quant data shows CBU's FCF Payout Ratio at 0.41 in Q1 2026, 0.39 in Q4 2025, and 0.3 in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) FCF Cover (Qtr)
1 KB Financial 43,124.21 Bn 43,125.44 Bn -775,612.08 -
2 Shinhan Financial 33,971.34 Bn 33,973.00 Bn - -1.36
3 Bank Of Chile 4,105.33 Bn 4,105.33 Bn 167,623.00 5.86
4 NatWest 768.74 Bn 572.78 Bn 1.79 Bn -
5 Mizuho Financial 385.64 Bn 389.59 Bn - -
6 Lloyds Banking 358.14 Bn 358.14 Bn - -
7 First Capital 200.03 Bn 199.69 Bn - 0.18
8 Landmark Bancorp 187.97 Bn 187.94 Bn - 0.19
9 Pnc Financial Services 100.96 Bn 101.01 Bn - 0.36
10 Community Financial System 3.67 Bn 3.67 Bn - 0.41

Historic Data

Download Data
DateValue
Mar 31, 2026 0.41
Dec 31, 2025 0.39
Sep 30, 2025 0.30
Jun 30, 2025 0.67
Mar 31, 2025 0.47
Dec 31, 2024 0.41
Sep 30, 2024 0.47
Jun 30, 2024 0.70
Mar 31, 2024 0.31
Dec 31, 2023 0.60
Sep 30, 2023 0.42
Jun 30, 2023 0.61
Mar 31, 2023 0.32
Dec 31, 2022 0.35
Sep 30, 2022 0.60
Jun 30, 2022 0.53
Mar 31, 2022 0.47
Dec 31, 2021 0.50
Sep 30, 2021 0.38
Jun 30, 2021 1.06