Community Financial System (CBU) FCF Payout Ratio (2010 - 2026)
Community Financial System (CBU) posted FCF Payout Ratio of 0.41 for Q1 2026, up 4.39% sequentially from 0.39 in Q4 2025, and down 12.33% YoY from 0.47 in Q1 2025.
Community Financial System (CBU) FCF Payout Ratio (2010 - 2026) Analysis & Trends
Community Financial System has reported FCF Payout Ratio for 17 years, with the latest figure at 0.41 in Q1 2026.
- Quarterly FCF Payout Ratio fell 12.33% year-over-year to 0.41 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 0.41 (down 17.55% YoY) and the FY2025 annual result came in at 0.42, down 3.27% from the prior year.
- FCF Payout Ratio grew to 0.41 in Q1 2026 per CBU's latest filing, from 0.39 in the prior quarter.
- Over five years, FCF Payout Ratio peaked at 0.7 in Q2 2024 and troughed at 0.3 in Q3 2025.
- A 5-year average of 0.47 and a median of 0.47 in 2024 frame the typical range for FCF Payout Ratio.
- The sharpest annual moves came in 2022 and 2023: FCF Payout Ratio sank 50.19% in 2022, then surged 74.12% in 2023.
- Over 5 years, FCF Payout Ratio stood at 0.35 in 2022, then surged by 74.12% to 0.6 in 2023, then sank by 31.32% to 0.41 in 2024, then dropped by 4.92% to 0.39 in 2025, then rose by 4.39% to 0.41 in 2026.
- According to Business Quant data, FCF Payout Ratio over the past three periods registered 0.41, 0.39, and 0.3 for Q1 2026, Q4 2025, and Q3 2025 respectively.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.84 Bn | 84.64 Bn | - | - |
| 2 | Pnc Financial Services | 97.97 Bn | 97.97 Bn | - | 0.32 |
| 3 | Us Bancorp | 96.43 Bn | 96.43 Bn | - | 0.17 |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.92 Bn | -144.17 Bn | - | - |
| 6 | Deutsche Bank Aktiengesellschaft | 72.17 Bn | -81.14 Bn | - | - |
| 7 | Nu Holdings | 70.88 Bn | 57.19 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.81 Bn | 61.81 Bn | - | 0.67 |
| 9 | Fifth Third Bancorp | 49.96 Bn | 26.24 Bn | - | - |
| 10 | Community Financial System | 3.34 Bn | 3.34 Bn | - | 0.60 |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 0.60 |
| Mar 31, 2026 | 0.41 |
| Dec 31, 2025 | 0.39 |
| Sep 30, 2025 | 0.30 |
| Jun 30, 2025 | 0.67 |
| Mar 31, 2025 | 0.47 |
| Dec 31, 2024 | 0.41 |
| Sep 30, 2024 | 0.47 |
| Jun 30, 2024 | 0.70 |
| Mar 31, 2024 | 0.31 |
| Dec 31, 2023 | 0.60 |
| Sep 30, 2023 | 0.42 |
| Jun 30, 2023 | 0.61 |
| Mar 31, 2023 | 0.32 |
| Dec 31, 2022 | 0.35 |
| Sep 30, 2022 | 0.60 |
| Jun 30, 2022 | 0.53 |
| Mar 31, 2022 | 0.47 |
| Dec 31, 2021 | 0.50 |
| Sep 30, 2021 | 0.38 |