Pathward Financial (CASH) EBITDA Margin (2011 - 2026)
Pathward Financial (CASH) posted EBITDA Margin of 23.27% for fiscal Q3 2026 (quarter ended Jun 30, 2026), down 9.18 percentage points from 32.45% a year earlier and down 51.81 percentage points from the prior quarter.
Pathward Financial (CASH) EBITDA Margin (2011 - 2026) Analysis & Trends
For the trailing twelve months through Jun 30, 2026, EBITDA Margin at Pathward Financial was 40.68%, up 6.40 percentage points year-over-year; for FY2025 (ended Sep 30, 2025), it came in at 35.05%, down 2.27 percentage points from FY2024.
- Annual EBITDA Margin shows a five-year change of -6.96 percentage points (FY2020 to FY2025).
- In prior fiscal years, Pathward Financial's EBITDA Margin was 37.32% in FY2024 (+5.60 pp), 31.73% in FY2023 (-8.18 pp), 39.91% in FY2022 (-0.53 pp) and 40.44% in FY2021 (-1.57 pp).
- The fiscal Q3 2026 figure stands as the lowest quarterly EBITDA Margin since fiscal Q3 2011.
- On a year-over-year basis, EBITDA Margin increased in four of the last eight quarters, with an average year-over-year change of +3.80 percentage points.
- The strongest year-over-year quarter for EBITDA Margin in the past five years was fiscal Q2 2026, with a gain of 34.14 percentage points; the weakest was fiscal Q2 2024, with a drop of 26.70 percentage points.
- According to Business Quant data, EBITDA Margin for the three prior fiscal quarters was 75.08% (Q2 2026), 33.47% (Q1 2026) and 38.89% (Q4 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBITDA Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 918.91 Bn | 918.91 Bn | - | 97.78% |
| 2 | Banco Santander Chile | 870.35 Bn | 846.93 Bn | - | - |
| 3 | Bank Of America | 358.55 Bn | -2,017.56 Bn | - | 91.48% |
| 4 | Hsbc Holdings | 315.74 Bn | -668.95 Bn | - | - |
| 5 | Morgan Stanley | 290.88 Bn | -253.14 Bn | - | 100.96% |
| 6 | Royal Bank Of Canada | 287.92 Bn | 137.98 Bn | - | 139.87% |
| 7 | Goldman Sachs | 270.57 Bn | -3,472.88 Bn | - | 142.21% |
| 8 | Wells Fargo & Company | 258.79 Bn | 258.79 Bn | - | 92.97% |
| 9 | Mitsubishi Ufj Financial | 247.94 Bn | 129.81 Bn | - | - |
| 10 | Pathward Financial | 1.60 Bn | 837.77 Mn | - | 23.27% |
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 23.27% |
| Mar 31, 2026 | 75.08% |
| Dec 31, 2025 | 33.47% |
| Sep 30, 2025 | 38.89% |
| Jun 30, 2025 | 32.45% |
| Mar 31, 2025 | 40.94% |
| Dec 31, 2024 | 29.67% |
| Sep 30, 2024 | 30.78% |
| Jun 30, 2024 | 36.39% |
| Mar 31, 2024 | 42.83% |
| Dec 31, 2023 | 36.93% |
| Sep 30, 2023 | 24.16% |
| Jun 30, 2023 | 31.64% |
| Mar 31, 2023 | 69.53% |
| Dec 31, 2022 | 32.50% |
| Sep 30, 2022 | 27.39% |
| Jun 30, 2022 | 37.18% |
| Mar 31, 2022 | 67.35% |
| Dec 31, 2021 | 57.22% |
| Sep 30, 2021 | 28.86% |
Pathward Financial EBITDA Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=ebitda-margin&ticker=CASH&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "ebitda-margin", "ticker": "CASH", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=ebitda-margin&ticker=CASH&period=max&api_key=YOUR_API_KEY");
const data = await res.json();