Pathward Financial (CASH) EBITDA Margin (2011 - 2026)
Pathward Financial (CASH) posted EBITDA Margin of 78.70% for fiscal Q3 2026 (quarter ended Jun 30, 2026), down 26.46 percentage points from 105.16% a year earlier but up 3.62 percentage points from the prior quarter.
Pathward Financial (CASH) EBITDA Margin (2011 - 2026) Analysis & Trends
For the trailing twelve months through Jun 30, 2026, EBITDA Margin at Pathward Financial was 67.30%, down 38.09 percentage points year-over-year; for FY2025 (ended Sep 30, 2025), it came in at 74.66%, down 1.72 percentage points from FY2024.
- Annual EBITDA Margin has declined for three consecutive fiscal years, with a five-year change of -29.39 percentage points (FY2020 to FY2025).
- In prior fiscal years, Pathward Financial's EBITDA Margin was 76.37% in FY2024 (-5.55 pp), 81.92% in FY2023 (-24.15 pp), 106.07% in FY2022 (+10.70 pp) and 95.37% in FY2021 (-8.67 pp).
- Quarterly EBITDA Margin has run from a low of 38.89% in fiscal Q4 2025 to a high of 241.58% in fiscal Q1 2022 over five years.
- On a year-over-year basis, EBITDA Margin increased in two of the last eight quarters, with an average year-over-year change of -14.33 percentage points.
- The strongest year-over-year quarter for EBITDA Margin in the past five years was fiscal Q1 2022, with a gain of 102.73 percentage points; the weakest was fiscal Q1 2023, with a drop of 144.69 percentage points.
- According to Business Quant data, EBITDA Margin for the three prior fiscal quarters was 75.08% (Q2 2026), 137.14% (Q1 2026) and 38.89% (Q4 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBITDA Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 895.36 Bn | 924.83 Bn | - | 95.81% |
| 2 | Banco Santander Chile | 425.01 Bn | 544.95 Bn | - | - |
| 3 | Bank Of America | 389.22 Bn | -1,986.85 Bn | - | 95.10% |
| 4 | Hsbc Holdings | 347.56 Bn | 347.61 Bn | - | - |
| 5 | Morgan Stanley | 304.44 Bn | -204.66 Bn | - | 101.52% |
| 6 | Royal Bank Of Canada | 281.54 Bn | 132.29 Bn | - | 142.03% |
| 7 | Mitsubishi Ufj Financial | 277.23 Bn | -1,311.26 Bn | 10.89 Bn | - |
| 8 | Goldman Sachs | 267.12 Bn | -3,289.99 Bn | - | 133.57% |
| 9 | Wells Fargo & Company | 244.76 Bn | 246.90 Bn | - | 92.35% |
| 10 | Pathward Financial | 1.50 Bn | 743.15 Mn | - | 78.70% |
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 78.70% |
| Mar 31, 2026 | 75.08% |
| Dec 31, 2025 | 137.14% |
| Sep 30, 2025 | 38.89% |
| Jun 30, 2025 | 105.16% |
| Mar 31, 2025 | 89.82% |
| Dec 31, 2024 | 124.18% |
| Sep 30, 2024 | 132.90% |
| Jun 30, 2024 | 122.07% |
| Mar 31, 2024 | 91.02% |
| Dec 31, 2023 | 141.71% |
| Sep 30, 2023 | 89.68% |
| Jun 30, 2023 | 88.43% |
| Mar 31, 2023 | 69.53% |
| Dec 31, 2022 | 96.89% |
| Sep 30, 2022 | 83.08% |
| Jun 30, 2022 | 102.88% |
| Mar 31, 2022 | 67.35% |
| Dec 31, 2021 | 241.58% |
| Sep 30, 2021 | 90.65% |
Pathward Financial EBITDA Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=ebitda-margin&ticker=CASH&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "ebitda-margin", "ticker": "CASH", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=ebitda-margin&ticker=CASH&period=max&api_key=YOUR_API_KEY");
const data = await res.json();