Pathward Financial (CASH) Loans - Loss Allowance (2012 - 2026)
Pathward Financial (CASH) recorded Loans - Loss Allowance of $109.78 million in fiscal Q3 2026 (quarter ended Jun 30, 2026), up 3.6% from $106 million a year earlier and up 11.7% from the prior quarter.
Pathward Financial (CASH) Loans - Loss Allowance (2012 - 2026) Analysis & Trends
At the end of FY2025 (ended Sep 30, 2025), Pathward Financial reported Loans - Loss Allowance of $53.32 million, down 25.7% from FY2024.
- Annual Loans - Loss Allowance has a five-year compound annual growth rate of -1.0% (FY2020 to FY2025).
- Across earlier fiscal years, Loans - Loss Allowance came in at $71.77 million in FY2024 (-25.9%), $96.86 million in FY2023 (+51.8%), $63.8 million in FY2022 (-19.1%) and $78.85 million in FY2021 (+40.3%).
- The fiscal Q3 2026 figure is the highest quarterly Loans - Loss Allowance since fiscal Q2 2024.
- On a year-over-year basis, Loans - Loss Allowance rose in 1 of the last eight quarters, with an average decline of 12.5%.
- Peak year-over-year performance for Loans - Loss Allowance in the last five years was growth of 51.8% in fiscal Q4 2023, against a decline of 25.9% in fiscal Q4 2024 at the low end.
- Per Business Quant, the preceding three fiscal quarters came in at $98.28 million (Q2 2026), $58.84 million (Q1 2026) and $53.32 million (Q4 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Loans - Loss Allowance (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 879.54 Bn | 909.01 Bn | - | 26.15 Bn |
| 2 | Banco Santander Chile | 418.48 Bn | 538.42 Bn | - | 347,603.00 |
| 3 | Bank Of America | 381.92 Bn | -1,994.15 Bn | - | 13.11 Bn |
| 4 | Hsbc Holdings | 341.10 Bn | 341.15 Bn | - | - |
| 5 | Morgan Stanley | 295.71 Bn | -213.38 Bn | - | - |
| 6 | Royal Bank Of Canada | 275.38 Bn | 126.13 Bn | - | -5.33 Bn |
| 7 | Mitsubishi Ufj Financial | 273.79 Bn | -1,314.70 Bn | 10.89 Bn | -331.64 Mn |
| 8 | Goldman Sachs | 262.78 Bn | -3,294.34 Bn | - | - |
| 9 | Wells Fargo & Company | 242.61 Bn | 244.75 Bn | - | 13.91 Bn |
| 10 | Pathward Financial | 1.48 Bn | 719.26 Mn | - | 109.78 Mn |
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 109.78 Mn |
| Mar 31, 2026 | 98.28 Mn |
| Dec 31, 2025 | 58.84 Mn |
| Sep 30, 2025 | 53.32 Mn |
| Jun 30, 2025 | 106.00 Mn |
| Mar 31, 2025 | 102.89 Mn |
| Dec 31, 2024 | 74.34 Mn |
| Sep 30, 2024 | 71.77 Mn |
| Jun 30, 2024 | 106.77 Mn |
| Mar 31, 2024 | 111.28 Mn |
| Dec 31, 2023 | 91.04 Mn |
| Sep 30, 2023 | 96.86 Mn |
| Jun 30, 2023 | 115.46 Mn |
| Mar 31, 2023 | 102.29 Mn |
| Dec 31, 2022 | 71.03 Mn |
| Sep 30, 2022 | 63.80 Mn |
| Jun 30, 2022 | 90.25 Mn |
| Mar 31, 2022 | 103.06 Mn |
| Dec 31, 2021 | 77.84 Mn |
| Sep 30, 2021 | 78.85 Mn |
Pathward Financial Loans - Loss Allowance API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=loans-loss-allowance&ticker=CASH&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "loans-loss-allowance", "ticker": "CASH", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=loans-loss-allowance&ticker=CASH&period=max&api_key=YOUR_API_KEY");
const data = await res.json();