Pathward Financial (CASH) Loans - Loss Allowance (2009 - 2026)
Pathward Financial (CASH) recorded Loans - Loss Allowance of $67.32 million in fiscal Q4 2026 (quarter ended Sep 30, 2026), up 26.3% from $53.32 million a year earlier but down 38.7% from the prior quarter.
Pathward Financial (CASH) Loans - Loss Allowance (2009 - 2026) Analysis & Trends
Starting with fiscal Q4 2012, Pathward Financial's Loans - Loss Allowance history includes 56 quarters.
- Annual Loans - Loss Allowance has a five-year compound annual growth rate of -3.1% (FY2021 to FY2026).
- Across earlier fiscal years, Loans - Loss Allowance came in at $53.32 million in FY2025 (-25.7%), $71.77 million in FY2024 (-25.9%), $96.86 million in FY2023 (+51.8%) and $63.8 million in FY2022 (-19.1%).
- Quarterly Loans - Loss Allowance has ranged from $53.32 million in fiscal Q4 2025 to $115.46 million in fiscal Q3 2023 over the past five years.
- On a year-over-year basis, Loans - Loss Allowance rose in two of the last eight quarters, with an average decline of 6.0%.
- Peak year-over-year performance for Loans - Loss Allowance in the last five years was growth of 51.8% in fiscal Q4 2023, against a decline of 25.9% in fiscal Q4 2024 at the low end.
- Per Business Quant, the preceding three fiscal quarters came in at $109.78 million (Q3 2026), $98.28 million (Q2 2026) and $58.84 million (Q1 2026).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Loans - Loss Allowance (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 909.02 Bn | 886.77 Bn | - | 26.27 Bn |
| 2 | Banco Santander Chile | 406.67 Bn | -7,110.43 Bn | - | - |
| 3 | Bank Of America | 350.91 Bn | -2,025.20 Bn | - | 13.01 Bn |
| 4 | Hsbc Holdings | 308.71 Bn | -2,966.46 Bn | - | - |
| 5 | Morgan Stanley | 293.66 Bn | -249.15 Bn | - | - |
| 6 | Royal Bank Of Canada | 283.56 Bn | -546.44 Bn | - | -5.30 Bn |
| 7 | Goldman Sachs | 262.71 Bn | -3,480.74 Bn | - | - |
| 8 | Wells Fargo & Company | 257.44 Bn | 92.87 Bn | - | 13.82 Bn |
| 9 | Mitsubishi Ufj Financial | 256.82 Bn | -75.42 Bn | 10.89 Bn | -7.49 Bn |
| 10 | Pathward Financial | 1.56 Bn | 1.56 Bn | - | 67.32 Mn |
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 67.32 Mn |
| Jun 30, 2026 | 109.78 Mn |
| Mar 31, 2026 | 98.28 Mn |
| Dec 31, 2025 | 58.84 Mn |
| Sep 30, 2025 | 53.32 Mn |
| Jun 30, 2025 | 106.00 Mn |
| Mar 31, 2025 | 102.89 Mn |
| Dec 31, 2024 | 74.34 Mn |
| Sep 30, 2024 | 71.77 Mn |
| Jun 30, 2024 | 106.77 Mn |
| Mar 31, 2024 | 111.28 Mn |
| Dec 31, 2023 | 91.04 Mn |
| Sep 30, 2023 | 96.86 Mn |
| Jun 30, 2023 | 115.46 Mn |
| Mar 31, 2023 | 102.29 Mn |
| Dec 31, 2022 | 71.03 Mn |
| Sep 30, 2022 | 63.80 Mn |
| Jun 30, 2022 | 90.25 Mn |
| Mar 31, 2022 | 103.06 Mn |
| Dec 31, 2021 | 77.84 Mn |
Pathward Financial Loans - Loss Allowance API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=loans-loss-allowance&ticker=CASH&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "loans-loss-allowance", "ticker": "CASH", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=loans-loss-allowance&ticker=CASH&period=max&api_key=YOUR_API_KEY");
const data = await res.json();