Pathward Financial (CASH) EBT Margin (2011 - 2026)
Pathward Financial (CASH) posted EBT Margin of 57.44% for fiscal Q3 2026 (quarter ended Jun 30, 2026), down 20.62 percentage points from 78.06% a year earlier and down 4.52 percentage points from the prior quarter.
Pathward Financial (CASH) EBT Margin (2011 - 2026) Analysis & Trends
For the trailing twelve months through Jun 30, 2026, EBT Margin at Pathward Financial was 52.09%, down 26.24 percentage points year-over-year; for FY2025 (ended Sep 30, 2025), it was 56.57%, up 0.47 percentage points from FY2024.
- Annual EBT Margin shows a five-year change of -0.53 percentage points (FY2020 to FY2025).
- In prior fiscal years, Pathward Financial's EBT Margin was 56.10% in FY2024 (+1.09 pp), 55.02% in FY2023 (-22.48 pp), 77.50% in FY2022 (+10.39 pp) and 67.10% in FY2021 (+10.00 pp).
- Quarterly EBT Margin has run from a low of 29.32% in fiscal Q4 2025 to a high of 198.19% in fiscal Q1 2022 over five years.
- On a year-over-year basis, EBT Margin increased in three of the last eight quarters, with an average year-over-year change of -6.83 percentage points.
- The strongest year-over-year quarter for EBT Margin in the past five years was fiscal Q1 2022, with a gain of 105.28 percentage points; the weakest was fiscal Q1 2023, with a drop of 131.41 percentage points.
- According to Business Quant data, EBT Margin for the three prior fiscal quarters was 61.97% (Q2 2026), 100.98% (Q1 2026) and 29.32% (Q4 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 895.36 Bn | 924.83 Bn | - | 47.98% |
| 2 | Banco Santander Chile | 425.01 Bn | 544.95 Bn | - | - |
| 3 | Bank Of America | 389.22 Bn | -1,986.85 Bn | - | 36.65% |
| 4 | Hsbc Holdings | 347.56 Bn | 347.61 Bn | - | - |
| 5 | Morgan Stanley | 304.44 Bn | -204.66 Bn | - | 34.42% |
| 6 | Royal Bank Of Canada | 281.54 Bn | 132.29 Bn | - | 41.80% |
| 7 | Mitsubishi Ufj Financial | 277.23 Bn | -1,311.26 Bn | 10.89 Bn | - |
| 8 | Goldman Sachs | 267.12 Bn | -3,289.99 Bn | - | 42.10% |
| 9 | Wells Fargo & Company | 244.76 Bn | 246.90 Bn | - | 35.57% |
| 10 | Pathward Financial | 1.50 Bn | 743.15 Mn | - | 57.44% |
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 57.44% |
| Mar 31, 2026 | 61.97% |
| Dec 31, 2025 | 100.98% |
| Sep 30, 2025 | 29.32% |
| Jun 30, 2025 | 78.06% |
| Mar 31, 2025 | 72.95% |
| Dec 31, 2024 | 82.88% |
| Sep 30, 2024 | 90.18% |
| Jun 30, 2024 | 91.02% |
| Mar 31, 2024 | 71.86% |
| Dec 31, 2023 | 95.78% |
| Sep 30, 2023 | 45.72% |
| Jun 30, 2023 | 60.58% |
| Mar 31, 2023 | 50.78% |
| Dec 31, 2022 | 66.78% |
| Sep 30, 2022 | 47.77% |
| Jun 30, 2022 | 64.40% |
| Mar 31, 2022 | 51.34% |
| Dec 31, 2021 | 198.19% |
| Sep 30, 2021 | 46.56% |
Pathward Financial EBT Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=ebt-margin&ticker=CASH&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "ebt-margin", "ticker": "CASH", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=ebt-margin&ticker=CASH&period=max&api_key=YOUR_API_KEY");
const data = await res.json();