Pathward Financial (CASH) EBT Margin (2010 - 2026)
Pathward Financial (CASH) posted EBT Margin of 16.99% for fiscal Q3 2026 (quarter ended Jun 30, 2026), down 7.10 percentage points from 24.09% a year earlier and down 44.98 percentage points from the prior quarter.
Pathward Financial (CASH) EBT Margin (2010 - 2026) Analysis & Trends
For the trailing twelve months through Jun 30, 2026, EBT Margin at Pathward Financial was 31.49%, up 6.01 percentage points year-over-year; for FY2025 (ended Sep 30, 2025), it was 26.56%, down 0.86 percentage points from FY2024.
- Annual EBT Margin shows a five-year change of +3.50 percentage points (FY2020 to FY2025).
- In prior fiscal years, Pathward Financial's EBT Margin was 27.42% in FY2024 (+6.11 pp), 21.31% in FY2023 (-7.85 pp), 29.16% in FY2022 (+0.71 pp) and 28.45% in FY2021 (+5.40 pp).
- The fiscal Q3 2026 figure stands as the lowest quarterly EBT Margin since fiscal Q4 2023.
- On a year-over-year basis, EBT Margin increased in four of the last eight quarters, with an average year-over-year change of +4.34 percentage points.
- The strongest year-over-year quarter for EBT Margin in the past five years was fiscal Q2 2026, with a gain of 28.72 percentage points; the weakest was fiscal Q1 2023, with a drop of 24.55 percentage points.
- According to Business Quant data, EBT Margin for the three prior fiscal quarters was 61.97% (Q2 2026), 24.64% (Q1 2026) and 29.32% (Q4 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 918.91 Bn | 918.91 Bn | - | 40.13% |
| 2 | Banco Santander Chile | 870.35 Bn | 846.93 Bn | - | - |
| 3 | Bank Of America | 358.55 Bn | -2,017.56 Bn | - | 29.93% |
| 4 | Hsbc Holdings | 315.74 Bn | -668.95 Bn | - | - |
| 5 | Morgan Stanley | 290.88 Bn | -253.14 Bn | - | 31.85% |
| 6 | Royal Bank Of Canada | 287.92 Bn | 137.98 Bn | - | 41.80% |
| 7 | Goldman Sachs | 270.57 Bn | -3,472.88 Bn | - | 37.49% |
| 8 | Wells Fargo & Company | 258.79 Bn | 258.79 Bn | - | 32.46% |
| 9 | Mitsubishi Ufj Financial | 247.94 Bn | 129.81 Bn | - | - |
| 10 | Pathward Financial | 1.60 Bn | 837.77 Mn | - | 16.99% |
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 16.99% |
| Mar 31, 2026 | 61.97% |
| Dec 31, 2025 | 24.64% |
| Sep 30, 2025 | 29.32% |
| Jun 30, 2025 | 24.09% |
| Mar 31, 2025 | 33.25% |
| Dec 31, 2024 | 19.81% |
| Sep 30, 2024 | 20.88% |
| Jun 30, 2024 | 27.14% |
| Mar 31, 2024 | 33.81% |
| Dec 31, 2023 | 24.96% |
| Sep 30, 2023 | 12.32% |
| Jun 30, 2023 | 21.67% |
| Mar 31, 2023 | 50.78% |
| Dec 31, 2022 | 22.40% |
| Sep 30, 2022 | 15.75% |
| Jun 30, 2022 | 23.27% |
| Mar 31, 2022 | 51.34% |
| Dec 31, 2021 | 46.94% |
| Sep 30, 2021 | 14.82% |
Pathward Financial EBT Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=ebt-margin&ticker=CASH&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "ebt-margin", "ticker": "CASH", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=ebt-margin&ticker=CASH&period=max&api_key=YOUR_API_KEY");
const data = await res.json();