Pathward Financial (CASH) FCF Margin (2011 - 2026)
Pathward Financial (CASH) posted FCF Margin of 10.47% for fiscal Q3 2026 (quarter ended Jun 30, 2026), up 9.55 percentage points from 0.91% a year earlier but down 124.21 percentage points from the prior quarter.
Pathward Financial (CASH) FCF Margin (2011 - 2026) Analysis & Trends
For the trailing twelve months through Jun 30, 2026, FCF Margin at Pathward Financial was 71.68%, up 57.33 percentage points year-over-year; for FY2025 (ended Sep 30, 2025), it was 28.17%, up 1.58 percentage points from FY2024.
- Annual FCF Margin has increased for three consecutive fiscal years, though with a five-year change of -52.28 percentage points (FY2020 to FY2025).
- In prior fiscal years, Pathward Financial's FCF Margin was 26.59% in FY2024 (+43.32 pp), -16.73% in FY2023 (+6.40 pp), -23.13% in FY2022 (-117.38 pp) and 94.24% in FY2021 (+13.79 pp).
- Quarterly FCF Margin has run from a low of -130.95% in fiscal Q4 2022 to a high of 134.68% in fiscal Q2 2026 over five years.
- On a year-over-year basis, FCF Margin has increased in each of the last four quarters, with an average year-over-year change of +29.83 percentage points over the last eight quarters.
- The strongest year-over-year quarter for FCF Margin in the past five years was fiscal Q4 2023, with a gain of 159.75 percentage points; the weakest was fiscal Q4 2022, with a drop of 225.60 percentage points.
- According to Business Quant data, FCF Margin for the three prior fiscal quarters was 134.68% (Q2 2026), 33.91% (Q1 2026) and 127.91% (Q4 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 918.91 Bn | 918.91 Bn | - | 66.09% |
| 2 | Banco Santander Chile | 870.35 Bn | 846.93 Bn | - | - |
| 3 | Bank Of America | 358.55 Bn | -2,017.56 Bn | - | -21.69% |
| 4 | Hsbc Holdings | 315.74 Bn | -668.95 Bn | - | - |
| 5 | Morgan Stanley | 290.88 Bn | -253.14 Bn | - | -230.94% |
| 6 | Royal Bank Of Canada | 287.92 Bn | 137.98 Bn | - | 189.34% |
| 7 | Goldman Sachs | 270.57 Bn | -3,472.88 Bn | - | 19.57% |
| 8 | Wells Fargo & Company | 258.79 Bn | 258.79 Bn | - | 40.54% |
| 9 | Mitsubishi Ufj Financial | 247.94 Bn | 129.81 Bn | - | - |
| 10 | Pathward Financial | 1.60 Bn | 837.77 Mn | - | 10.47% |
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 10.47% |
| Mar 31, 2026 | 134.68% |
| Dec 31, 2025 | 33.91% |
| Sep 30, 2025 | 127.91% |
| Jun 30, 2025 | 0.91% |
| Mar 31, 2025 | 54.74% |
| Dec 31, 2024 | -69.33% |
| Sep 30, 2024 | 52.26% |
| Jun 30, 2024 | 33.04% |
| Mar 31, 2024 | 52.19% |
| Dec 31, 2023 | -45.73% |
| Sep 30, 2023 | 28.80% |
| Jun 30, 2023 | -73.10% |
| Mar 31, 2023 | 57.81% |
| Dec 31, 2022 | -76.09% |
| Sep 30, 2022 | -130.95% |
| Jun 30, 2022 | -54.92% |
| Mar 31, 2022 | 42.05% |
| Dec 31, 2021 | 32.15% |
| Sep 30, 2021 | 94.66% |
Pathward Financial FCF Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=fcf-margin&ticker=CASH&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "fcf-margin", "ticker": "CASH", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=fcf-margin&ticker=CASH&period=max&api_key=YOUR_API_KEY");
const data = await res.json();