Pathward Financial (CASH) FCF Margin (2011 - 2026)
Pathward Financial (CASH) posted FCF Margin of 41.42% for fiscal Q3 2026 (quarter ended Jun 30, 2026), up 34.04 percentage points from 7.37% a year earlier but down 94.90 percentage points from the prior quarter.
Pathward Financial (CASH) FCF Margin (2011 - 2026) Analysis & Trends
For the trailing twelve months through Jun 30, 2026, FCF Margin at Pathward Financial was 121.86%, up 73.09 percentage points year-over-year; for FY2025 (ended Sep 30, 2025), it was 62.96%, up 5.95 percentage points from FY2024.
- Annual FCF Margin has increased for three consecutive fiscal years, though with a five-year change of -142.39 percentage points (FY2020 to FY2025).
- In prior fiscal years, Pathward Financial's FCF Margin was 57.02% in FY2024 (+97.16 pp), -40.14% in FY2023 (+17.83 pp), -57.97% in FY2022 (-285.82 pp) and 227.85% in FY2021 (+22.49 pp).
- Quarterly FCF Margin has run from a low of -391.64% in fiscal Q4 2022 to a high of 306.47% in fiscal Q4 2021 over five years.
- On a year-over-year basis, FCF Margin has increased in each of the last three quarters, with an average year-over-year change of +35.75 percentage points over the last eight quarters.
- The strongest year-over-year quarter for FCF Margin in the past five years was fiscal Q4 2023, with a gain of 506.50 percentage points; the weakest was fiscal Q4 2022, with a drop of 698.11 percentage points.
- According to Business Quant data, FCF Margin for the three prior fiscal quarters was 136.32% (Q2 2026), 148.97% (Q1 2026) and 129.94% (Q4 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 895.36 Bn | 924.83 Bn | - | -44.09% |
| 2 | Banco Santander Chile | 425.01 Bn | 544.95 Bn | - | - |
| 3 | Bank Of America | 389.22 Bn | -1,986.85 Bn | - | 92.03% |
| 4 | Hsbc Holdings | 347.56 Bn | 347.61 Bn | - | - |
| 5 | Morgan Stanley | 304.44 Bn | -204.66 Bn | - | -16.70% |
| 6 | Royal Bank Of Canada | 281.54 Bn | 132.29 Bn | - | 189.34% |
| 7 | Mitsubishi Ufj Financial | 277.23 Bn | -1,311.26 Bn | 10.89 Bn | - |
| 8 | Goldman Sachs | 267.12 Bn | -3,289.99 Bn | - | 27.55% |
| 9 | Wells Fargo & Company | 244.76 Bn | 246.90 Bn | - | 29.95% |
| 10 | Pathward Financial | 1.50 Bn | 743.15 Mn | - | 41.42% |
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 41.42% |
| Mar 31, 2026 | 136.32% |
| Dec 31, 2025 | 148.97% |
| Sep 30, 2025 | 129.94% |
| Jun 30, 2025 | 7.37% |
| Mar 31, 2025 | 122.97% |
| Dec 31, 2024 | -285.33% |
| Sep 30, 2024 | 236.18% |
| Jun 30, 2024 | 114.71% |
| Mar 31, 2024 | 112.31% |
| Dec 31, 2023 | -171.26% |
| Sep 30, 2023 | 114.86% |
| Jun 30, 2023 | -201.78% |
| Mar 31, 2023 | 58.98% |
| Dec 31, 2022 | -223.03% |
| Sep 30, 2022 | -391.64% |
| Jun 30, 2022 | -147.45% |
| Mar 31, 2022 | 43.73% |
| Dec 31, 2021 | 140.80% |
| Sep 30, 2021 | 306.47% |
Pathward Financial FCF Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=fcf-margin&ticker=CASH&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "fcf-margin", "ticker": "CASH", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=fcf-margin&ticker=CASH&period=max&api_key=YOUR_API_KEY");
const data = await res.json();