Pathward Financial (CASH) Net Margin (2010 - 2026)
Pathward Financial (CASH) recorded Net Margin of 15.28% in fiscal Q3 2026 (quarter ended Jun 30, 2026), down 6.26 percentage points from 21.53% a year earlier and down 36.52 percentage points from the prior quarter.
Pathward Financial (CASH) Net Margin (2010 - 2026) Analysis & Trends
On a TTM basis, Pathward Financial's Net Margin came in at 26.31% as of Jun 30, 2026, up 4.62 percentage points year-over-year; for FY2025 (ended Sep 30, 2025), it was 22.13%, down 0.85 percentage points from FY2024.
- Annual Net Margin has a five-year change of +1.14 percentage points (FY2020 to FY2025).
- Across earlier fiscal years, Net Margin came in at 22.98% in FY2024 (+3.29 pp), 19.69% in FY2023 (-4.75 pp), 24.44% in FY2022 (-1.33 pp) and 25.77% in FY2021 (+4.78 pp).
- The fiscal Q3 2026 figure is the lowest quarterly Net Margin since fiscal Q4 2023.
- On a year-over-year basis, Net Margin rose in five of the last eight quarters, with an average year-over-year change of +3.10 percentage points.
- Peak year-over-year performance for Net Margin in the last five years was a gain of 24.51 percentage points in fiscal Q2 2026, against a drop of 20.19 percentage points in fiscal Q1 2023 at the low end.
- Per Business Quant, the preceding three fiscal quarters came in at 51.79% (Q2 2026), 20.32% (Q1 2026) and 23.52% (Q4 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 918.91 Bn | 918.91 Bn | - | 29.77% |
| 2 | Banco Santander Chile | 870.35 Bn | 846.93 Bn | - | - |
| 3 | Bank Of America | 358.55 Bn | -2,017.56 Bn | - | 21.83% |
| 4 | Hsbc Holdings | 315.74 Bn | -668.95 Bn | - | - |
| 5 | Morgan Stanley | 290.88 Bn | -253.14 Bn | - | 23.36% |
| 6 | Royal Bank Of Canada | 287.92 Bn | 137.98 Bn | - | 32.48% |
| 7 | Goldman Sachs | 270.57 Bn | -3,472.88 Bn | - | 27.42% |
| 8 | Wells Fargo & Company | 258.79 Bn | 258.79 Bn | - | 26.08% |
| 9 | Mitsubishi Ufj Financial | 247.94 Bn | 129.81 Bn | - | - |
| 10 | Pathward Financial | 1.60 Bn | 837.77 Mn | - | 15.28% |
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 15.28% |
| Mar 31, 2026 | 51.79% |
| Dec 31, 2025 | 20.32% |
| Sep 30, 2025 | 23.52% |
| Jun 30, 2025 | 21.53% |
| Mar 31, 2025 | 27.28% |
| Dec 31, 2024 | 16.41% |
| Sep 30, 2024 | 18.68% |
| Jun 30, 2024 | 23.79% |
| Mar 31, 2024 | 27.14% |
| Dec 31, 2023 | 20.33% |
| Sep 30, 2023 | 14.85% |
| Jun 30, 2023 | 21.16% |
| Mar 31, 2023 | 43.92% |
| Dec 31, 2022 | 18.02% |
| Sep 30, 2022 | 16.66% |
| Jun 30, 2022 | 17.01% |
| Mar 31, 2022 | 43.69% |
| Dec 31, 2021 | 38.21% |
| Sep 30, 2021 | 13.23% |
Pathward Financial Net Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=net-margin&ticker=CASH&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "net-margin", "ticker": "CASH", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=net-margin&ticker=CASH&period=max&api_key=YOUR_API_KEY");
const data = await res.json();