Pathward Financial (CASH) EBIT Margin (2011 - 2026)
Pathward Financial (CASH) reported EBIT Margin of 59.44% for fiscal Q3 2026 (quarter ended Jun 30, 2026), down 20.74 percentage points from 80.18% a year earlier and down 6.61 percentage points from the prior quarter.
Pathward Financial (CASH) EBIT Margin (2011 - 2026) Analysis & Trends
Over the twelve months ended Jun 30, 2026, Pathward Financial's EBIT Margin came in at 54.62%, down 28.85 percentage points year-over-year; for FY2025 (ended Sep 30, 2025), it came in at 59.51%, down 2.04 percentage points from FY2024.
- EBIT Margin has a five-year change of -14.38 percentage points (FY2020 to FY2025).
- By fiscal year, EBIT Margin came in at 61.55% in FY2024 (+2.68 pp), 58.87% in FY2023 (-20.72 pp), 79.59% in FY2022 (+9.54 pp) and 70.05% in FY2021 (-3.84 pp).
- Five-year quarterly EBIT Margin spans a low of 30.22% in fiscal Q4 2025 and a high of 201.53% in fiscal Q1 2022.
- Year over year, EBIT Margin gained in two of the last eight quarters, with an average year-over-year change of -9.88 percentage points.
- The high point for year-over-year EBIT Margin in five years was fiscal Q1 2022 (a gain of 102.54 percentage points); the low point was fiscal Q1 2023 (a drop of 132.81 percentage points).
- Per Business Quant data, the three fiscal quarters before Q3 2026 came in at 66.05% (Q2 2026), 105.43% (Q1 2026) and 30.22% (Q4 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBIT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 895.36 Bn | 924.83 Bn | - | 91.77% |
| 2 | Banco Santander Chile | 425.01 Bn | 544.95 Bn | - | - |
| 3 | Bank Of America | 389.22 Bn | -1,986.85 Bn | - | 93.16% |
| 4 | Hsbc Holdings | 347.56 Bn | 347.61 Bn | - | - |
| 5 | Morgan Stanley | 304.44 Bn | -204.66 Bn | - | 95.89% |
| 6 | Royal Bank Of Canada | 281.54 Bn | 132.29 Bn | - | 138.04% |
| 7 | Mitsubishi Ufj Financial | 277.23 Bn | -1,311.26 Bn | 10.89 Bn | - |
| 8 | Goldman Sachs | 267.12 Bn | -3,289.99 Bn | - | 131.07% |
| 9 | Wells Fargo & Company | 244.76 Bn | 246.90 Bn | - | 84.05% |
| 10 | Pathward Financial | 1.50 Bn | 743.15 Mn | - | 59.44% |
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 59.44% |
| Mar 31, 2026 | 66.05% |
| Dec 31, 2025 | 105.43% |
| Sep 30, 2025 | 30.22% |
| Jun 30, 2025 | 80.18% |
| Mar 31, 2025 | 77.52% |
| Dec 31, 2024 | 90.00% |
| Sep 30, 2024 | 99.39% |
| Jun 30, 2024 | 96.51% |
| Mar 31, 2024 | 78.84% |
| Dec 31, 2023 | 108.88% |
| Sep 30, 2023 | 55.99% |
| Jun 30, 2023 | 63.66% |
| Mar 31, 2023 | 53.44% |
| Dec 31, 2022 | 68.72% |
| Sep 30, 2022 | 48.86% |
| Jun 30, 2022 | 68.12% |
| Mar 31, 2022 | 52.65% |
| Dec 31, 2021 | 201.53% |
| Sep 30, 2021 | 50.19% |
Pathward Financial EBIT Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=ebit-margin&ticker=CASH&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "ebit-margin", "ticker": "CASH", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=ebit-margin&ticker=CASH&period=max&api_key=YOUR_API_KEY");
const data = await res.json();