Pathward Financial (CASH) EBIT Margin (2010 - 2026)
Pathward Financial (CASH) reported EBIT Margin of 17.58% for fiscal Q3 2026 (quarter ended Jun 30, 2026), down 7.17 percentage points from 24.74% a year earlier and down 48.47 percentage points from the prior quarter.
Pathward Financial (CASH) EBIT Margin (2010 - 2026) Analysis & Trends
Over the twelve months ended Jun 30, 2026, Pathward Financial's EBIT Margin came in at 33.02%, up 5.86 percentage points year-over-year; for FY2025 (ended Sep 30, 2025), it came in at 27.94%, down 2.14 percentage points from FY2024.
- EBIT Margin has a five-year change of -1.89 percentage points (FY2020 to FY2025).
- By fiscal year, EBIT Margin came in at 30.08% in FY2024 (+7.28 pp), 22.80% in FY2023 (-7.14 pp), 29.95% in FY2022 (+0.25 pp) and 29.70% in FY2021 (-0.13 pp).
- The fiscal Q3 2026 figure ranks as the lowest quarterly EBIT Margin since fiscal Q4 2023.
- Year over year, EBIT Margin gained in four of the last eight quarters, with an average year-over-year change of +3.78 percentage points.
- The high point for year-over-year EBIT Margin in five years was fiscal Q2 2026 (a gain of 30.72 percentage points); the low point was fiscal Q1 2023 (a drop of 24.69 percentage points).
- Per Business Quant data, the three fiscal quarters before Q3 2026 came in at 66.05% (Q2 2026), 25.73% (Q1 2026) and 30.22% (Q4 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBIT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 918.91 Bn | 918.91 Bn | - | 91.99% |
| 2 | Banco Santander Chile | 870.35 Bn | 846.93 Bn | - | - |
| 3 | Bank Of America | 358.55 Bn | -2,017.56 Bn | - | 89.38% |
| 4 | Hsbc Holdings | 315.74 Bn | -668.95 Bn | - | - |
| 5 | Morgan Stanley | 290.88 Bn | -253.14 Bn | - | 95.47% |
| 6 | Royal Bank Of Canada | 287.92 Bn | 137.98 Bn | - | 138.04% |
| 7 | Goldman Sachs | 270.57 Bn | -3,472.88 Bn | - | 139.33% |
| 8 | Wells Fargo & Company | 258.79 Bn | 258.79 Bn | - | 84.54% |
| 9 | Mitsubishi Ufj Financial | 247.94 Bn | 129.81 Bn | - | - |
| 10 | Pathward Financial | 1.60 Bn | 837.77 Mn | - | 17.58% |
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 17.58% |
| Mar 31, 2026 | 66.05% |
| Dec 31, 2025 | 25.73% |
| Sep 30, 2025 | 30.22% |
| Jun 30, 2025 | 24.74% |
| Mar 31, 2025 | 35.33% |
| Dec 31, 2024 | 21.51% |
| Sep 30, 2024 | 23.02% |
| Jun 30, 2024 | 28.77% |
| Mar 31, 2024 | 37.10% |
| Dec 31, 2023 | 28.37% |
| Sep 30, 2023 | 15.08% |
| Jun 30, 2023 | 22.78% |
| Mar 31, 2023 | 53.44% |
| Dec 31, 2022 | 23.05% |
| Sep 30, 2022 | 16.11% |
| Jun 30, 2022 | 24.61% |
| Mar 31, 2022 | 52.65% |
| Dec 31, 2021 | 47.74% |
| Sep 30, 2021 | 15.98% |
Pathward Financial EBIT Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=ebit-margin&ticker=CASH&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "ebit-margin", "ticker": "CASH", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=ebit-margin&ticker=CASH&period=max&api_key=YOUR_API_KEY");
const data = await res.json();