Pathward Financial (CASH) Asset Utilization Ratio (2011 - 2026)
Pathward Financial's (CASH) Asset Utilization Ratio stood at 0.09 in fiscal Q3 2026 (quarter ended Jun 30, 2026), down 20.8% from 0.12 a year earlier but up 0.8% from the prior quarter.
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Analysis
Pathward Financial (CASH) Asset Utilization Ratio (2011 - 2026) Analysis & Trends
For FY2025 (ended Sep 30, 2025), Pathward Financial's Asset Utilization Ratio came in at 0.11, up 7.7% from FY2024.
- Annual Asset Utilization Ratio has increased for seven straight fiscal years.
- Across earlier fiscal years, Asset Utilization Ratio came in at 0.11 in FY2024 (+3.8%), 0.10 in FY2023 (+11.0%), 0.09 in FY2022 (+7.1%) and 0.09 in FY2021 (+5.9%).
- Quarterly Asset Utilization Ratio has ranged from 0.07 in fiscal Q4 2021 to 0.12 in fiscal Q3 2025 over the past five years.
- On a year-over-year basis, Asset Utilization Ratio rose in six of the last eight quarters, with growth averaging 6.4%.
- Peak year-over-year performance for Asset Utilization Ratio in the last five years was growth of 42.8% in fiscal Q2 2022, against a decline of 20.8% in fiscal Q3 2026 at the low end.
- Per Business Quant, the preceding three fiscal quarters came in at 0.09 (Q2 2026), 0.11 (Q1 2026) and 0.11 (Q4 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Asset Util. (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 918.91 Bn | 918.91 Bn | - | 0.04 |
| 2 | Banco Santander Chile | 870.35 Bn | 846.93 Bn | - | - |
| 3 | Bank Of America | 358.55 Bn | -2,017.56 Bn | - | 0.03 |
| 4 | Hsbc Holdings | 315.74 Bn | -668.95 Bn | - | - |
| 5 | Morgan Stanley | 290.88 Bn | -253.14 Bn | - | 0.05 |
| 6 | Royal Bank Of Canada | 287.92 Bn | 137.98 Bn | - | 0.03 |
| 7 | Goldman Sachs | 270.57 Bn | -3,472.88 Bn | - | 0.03 |
| 8 | Wells Fargo & Company | 258.79 Bn | 258.79 Bn | - | 0.04 |
| 9 | Mitsubishi Ufj Financial | 247.94 Bn | 129.81 Bn | - | - |
| 10 | Pathward Financial | 1.60 Bn | 837.77 Mn | - | 0.09 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 0.09 |
| Mar 31, 2026 | 0.09 |
| Dec 31, 2025 | 0.11 |
| Sep 30, 2025 | 0.11 |
| Jun 30, 2025 | 0.12 |
| Mar 31, 2025 | 0.11 |
| Dec 31, 2024 | 0.11 |
| Sep 30, 2024 | 0.11 |
| Jun 30, 2024 | 0.11 |
| Mar 31, 2024 | 0.10 |
| Dec 31, 2023 | 0.08 |
| Sep 30, 2023 | 0.08 |
| Jun 30, 2023 | 0.08 |
| Mar 31, 2023 | 0.08 |
| Dec 31, 2022 | 0.08 |
| Sep 30, 2022 | 0.08 |
| Jun 30, 2022 | 0.08 |
| Mar 31, 2022 | 0.07 |
| Dec 31, 2021 | 0.07 |
| Sep 30, 2021 | 0.07 |
API Access
Pathward Financial Asset Utilization Ratio API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=asset-utilization-ratio&ticker=CASH&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "asset-utilization-ratio", "ticker": "CASH", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=asset-utilization-ratio&ticker=CASH&period=max&api_key=YOUR_API_KEY");
const data = await res.json();