Pathward Financial, Inc. (CASH) Net Margin (2010 - 2026)
Pathward Financial (CASH) recorded Net Margin of 51.65% in fiscal Q3 2026 (quarter ended Jun 30, 2026), down 18.12 percentage points from 69.77% a year earlier and down 0.14 percentage points from the prior quarter.
Pathward Financial, Inc. (CASH) Net Margin (2010 - 2026) Analysis & Trends
On a TTM basis, Pathward Financial's Net Margin came in at 43.52% as of Jun 30, 2026, down 23.16 percentage points year-over-year; for FY2025 (ended Sep 30, 2025), it was 47.14%, up 0.12 percentage points from FY2024.
- Annual Net Margin has a five-year change of -4.86 percentage points (FY2020 to FY2025).
- Across earlier fiscal years, Net Margin came in at 47.02% in FY2024 (-3.82 pp), 50.84% in FY2023 (-14.12 pp), 64.96% in FY2022 (+4.18 pp) and 60.78% in FY2021 (+8.79 pp).
- Quarterly Net Margin has ranged from 23.52% in fiscal Q4 2025 to 161.30% in fiscal Q1 2022 over the past five years.
- On a year-over-year basis, Net Margin rose in three of the last eight quarters, with an average year-over-year change of -7.55 percentage points.
- Peak year-over-year performance for Net Margin in the last five years was a gain of 81.86 percentage points in fiscal Q1 2022, against a drop of 107.57 percentage points in fiscal Q1 2023 at the low end.
- Per Business Quant, the preceding three fiscal quarters came in at 51.79% (Q2 2026), 83.24% (Q1 2026) and 23.52% (Q4 2025).
Peer Comparison
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 15.28% |
| Mar 31, 2026 | 51.79% |
| Dec 31, 2025 | 20.32% |
| Sep 30, 2025 | 23.52% |
| Jun 30, 2025 | 21.53% |
| Mar 31, 2025 | 27.28% |
| Dec 31, 2024 | 16.41% |
| Sep 30, 2024 | 18.68% |
| Jun 30, 2024 | 23.79% |
| Mar 31, 2024 | 27.14% |
| Dec 31, 2023 | 20.33% |
| Sep 30, 2023 | 14.85% |
| Jun 30, 2023 | 21.16% |
| Mar 31, 2023 | 43.92% |
| Dec 31, 2022 | 18.02% |
| Sep 30, 2022 | 16.66% |
| Jun 30, 2022 | 17.01% |
| Mar 31, 2022 | 43.69% |
| Dec 31, 2021 | 38.21% |
| Sep 30, 2021 | 13.23% |
Pathward Financial, Inc. Net Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=net-margin&ticker=CASH&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "net-margin", "ticker": "CASH", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=net-margin&ticker=CASH&period=max&api_key=YOUR_API_KEY");
const data = await res.json();