American Express (AXP) Loans - Loss Allowance (2009 - 2025)
American Express' (AXP) quarterly Loans - Loss Allowance came in at $5.8 billion in Q2 2025, up 8.38% year-on-year from $5.3 billion in Q2 2024, and up 2263.52% quarter-over-quarter from $244.0 million in Q1 2025.
American Express (AXP) Loans - Loss Allowance (2009 - 2025) Analysis & Trends
American Express has disclosed Loans - Loss Allowance across 17 years of filings, most recently posting $5.8 billion for Q2 2025.
- Loans - Loss Allowance for Q2 2025 came in at $5.8 billion, up 8.38% year-over-year; the trailing twelve-month figure through Jun 2025 was $5.8 billion (up 8.38% YoY), and the FY2018 annual result was $2.1 billion, up 25.09% from the prior year.
- Loans - Loss Allowance came in at $5.8 billion for Q2 2025 at American Express, up from $244.0 million in the prior quarter.
- In the past five years, Loans - Loss Allowance ranged from a high of $5.8 billion in Q2 2025 to a low of $76.0 million in Q1 2022.
- The 5-year median for Loans - Loss Allowance is $1.6 billion (2022), against an average of $2.3 billion.
- Across the five-year window, Loans - Loss Allowance jumped 5232.89% in 2023 and plunged 96.64% in 2024, its largest moves.
- American Express' Loans - Loss Allowance stood at $3.8 billion in 2021, then dropped by 21.85% to $3.0 billion in 2022, then plunged by 92.99% to $210.0 million in 2023, then surged by 2433.81% to $5.3 billion in 2024, then gained by 8.38% to $5.8 billion in 2025.
- The last three Loans - Loss Allowance figures came in at $5.8 billion (Q2 2025), $244.0 million (Q1 2025), and $5.3 billion (Q2 2024), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Loans - Loss Allowance (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 541.66 Bn | 529.25 Bn | - | - |
| 2 | Mastercard | 437.55 Bn | 427.34 Bn | - | - |
| 3 | American Express | 212.80 Bn | 158.76 Bn | 17.43 Bn | - |
| 4 | Capital One Financial | 112.47 Bn | 35.97 Bn | - | 23.63 Bn |
| 5 | PayPal Holdings | 37.70 Bn | 28.36 Bn | 7.84 Bn | - |
| 6 | Synchrony Financial | 24.26 Bn | 3.70 Bn | - | 10.40 Bn |
| 7 | Affirm Holdings | 21.24 Bn | 19.51 Bn | 261.64 Mn | 512.31 Mn |
| 8 | SoFi Technologies | 20.46 Bn | 17.06 Bn | 929.25 Mn | - |
| 9 | Ally Financial | 13.30 Bn | 12.86 Bn | 1.98 Bn | 3.54 Bn |
| 10 | Credit Acceptance | 6.24 Bn | 6.21 Bn | 562.70 Mn | - |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2025 | 5.77 Bn |
| Mar 31, 2025 | 244.00 Mn |
| Jun 30, 2024 | 5.32 Bn |
| Mar 31, 2024 | 136.00 Mn |
| Jun 30, 2023 | 210.00 Mn |
| Mar 31, 2023 | 4.05 Bn |
| Jun 30, 2022 | 3.00 Bn |
| Mar 31, 2022 | 76.00 Mn |
| Jun 30, 2021 | 3.84 Bn |
| Mar 31, 2021 | 202.00 Mn |
| Jun 30, 2020 | 519.00 Mn |
| Mar 31, 2020 | 5.24 Bn |
| Jun 30, 2019 | 2.17 Bn |
| Mar 31, 2019 | 2.12 Bn |
| Dec 31, 2018 | 2.13 Bn |
| Sep 30, 2018 | 1.94 Bn |
| Jun 30, 2018 | 1.84 Bn |
| Mar 31, 2018 | 1.79 Bn |
| Dec 31, 2017 | 1.71 Bn |
| Sep 30, 2017 | 1.50 Bn |