American Express (AXP) Loans - Loss Allowance (2009 - 2025)
American Express recorded quarterly Loans - Loss Allowance of $5.8 billion in Q2 2025, up 2263.52% quarter-over-quarter from $244.0 million in Q1 2025, and up 8.38% year-over-year from $5.3 billion in Q2 2024.
American Express (AXP) Loans - Loss Allowance (2009 - 2025) Analysis & Trends
American Express' Loans - Loss Allowance history runs 17 years deep, the most recent figure standing at $5.8 billion for Q2 2025.
- In Q2 2025, Loans - Loss Allowance rose 8.38% year-over-year to $5.8 billion; the TTM figure through Jun 2025 stood at $5.8 billion (up 8.38% YoY), while the FY2018 annual figure was $2.1 billion, up 25.09% from the prior year.
- Loans - Loss Allowance came in at $5.8 billion for Q2 2025 at American Express, up from $244.0 million in the prior quarter.
- In the past five years, Loans - Loss Allowance ranged from a high of $5.8 billion in Q2 2025 to a low of $76.0 million in Q1 2022.
- A 5-year average of $2.3 billion and a median of $1.6 billion in 2022 frame the typical range for Loans - Loss Allowance.
- Across the five-year window, Loans - Loss Allowance surged 5232.89% in 2023 and tumbled 96.64% in 2024, its largest moves.
- American Express' Loans - Loss Allowance stood at $3.8 billion in 2021, then declined by 21.85% to $3.0 billion in 2022, then tumbled by 92.99% to $210.0 million in 2023, then soared by 2433.81% to $5.3 billion in 2024, then advanced by 8.38% to $5.8 billion in 2025.
- According to Business Quant data, Loans - Loss Allowance over the past three periods registered $5.8 billion, $244.0 million, and $5.3 billion for Q2 2025, Q1 2025, and Q2 2024 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Loans - Loss Allowance (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 539.53 Bn | 527.13 Bn | - | - |
| 2 | Mastercard | 441.81 Bn | 431.60 Bn | - | - |
| 3 | American Express | 215.01 Bn | 160.96 Bn | 17.43 Bn | - |
| 4 | Capital One Financial | 114.99 Bn | 38.50 Bn | - | 23.63 Bn |
| 5 | PayPal Holdings | 41.29 Bn | 31.95 Bn | 7.84 Bn | - |
| 6 | Affirm Holdings | 24.62 Bn | 22.89 Bn | 261.64 Mn | 512.31 Mn |
| 7 | Synchrony Financial | 24.22 Bn | 3.66 Bn | - | 10.40 Bn |
| 8 | SoFi Technologies | 23.71 Bn | 20.31 Bn | 929.25 Mn | - |
| 9 | Ally Financial | 13.13 Bn | 12.69 Bn | 1.98 Bn | 3.54 Bn |
| 10 | Credit Acceptance | 6.46 Bn | 6.44 Bn | 562.70 Mn | - |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2025 | 5.77 Bn |
| Mar 31, 2025 | 244.00 Mn |
| Jun 30, 2024 | 5.32 Bn |
| Mar 31, 2024 | 136.00 Mn |
| Jun 30, 2023 | 210.00 Mn |
| Mar 31, 2023 | 4.05 Bn |
| Jun 30, 2022 | 3.00 Bn |
| Mar 31, 2022 | 76.00 Mn |
| Jun 30, 2021 | 3.84 Bn |
| Mar 31, 2021 | 202.00 Mn |
| Jun 30, 2020 | 519.00 Mn |
| Mar 31, 2020 | 5.24 Bn |
| Jun 30, 2019 | 2.17 Bn |
| Mar 31, 2019 | 2.12 Bn |
| Dec 31, 2018 | 2.13 Bn |
| Sep 30, 2018 | 1.94 Bn |
| Jun 30, 2018 | 1.84 Bn |
| Mar 31, 2018 | 1.79 Bn |
| Dec 31, 2017 | 1.71 Bn |
| Sep 30, 2017 | 1.50 Bn |