American Express (AXP) Loans - Loss Allowance (2009 - 2025)

American Express' (AXP) quarterly Loans - Loss Allowance came in at $5.8 billion in Q2 2025, up 8.38% year-on-year from $5.3 billion in Q2 2024, and up 2263.52% quarter-over-quarter from $244.0 million in Q1 2025.

American Express (AXP) Loans - Loss Allowance (2009 - 2025) Analysis & Trends

American Express has disclosed Loans - Loss Allowance across 17 years of filings, most recently posting $5.8 billion for Q2 2025.

  • Loans - Loss Allowance for Q2 2025 came in at $5.8 billion, up 8.38% year-over-year; the trailing twelve-month figure through Jun 2025 was $5.8 billion (up 8.38% YoY), and the FY2018 annual result was $2.1 billion, up 25.09% from the prior year.
  • Loans - Loss Allowance came in at $5.8 billion for Q2 2025 at American Express, up from $244.0 million in the prior quarter.
  • In the past five years, Loans - Loss Allowance ranged from a high of $5.8 billion in Q2 2025 to a low of $76.0 million in Q1 2022.
  • The 5-year median for Loans - Loss Allowance is $1.6 billion (2022), against an average of $2.3 billion.
  • Across the five-year window, Loans - Loss Allowance jumped 5232.89% in 2023 and plunged 96.64% in 2024, its largest moves.
  • American Express' Loans - Loss Allowance stood at $3.8 billion in 2021, then dropped by 21.85% to $3.0 billion in 2022, then plunged by 92.99% to $210.0 million in 2023, then surged by 2433.81% to $5.3 billion in 2024, then gained by 8.38% to $5.8 billion in 2025.
  • The last three Loans - Loss Allowance figures came in at $5.8 billion (Q2 2025), $244.0 million (Q1 2025), and $5.3 billion (Q2 2024), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Loans - Loss Allowance (Qtr)
1 Visa 541.66 Bn 529.25 Bn - -
2 Mastercard 437.55 Bn 427.34 Bn - -
3 American Express 212.80 Bn 158.76 Bn 17.43 Bn -
4 Capital One Financial 112.47 Bn 35.97 Bn - 23.63 Bn
5 PayPal Holdings 37.70 Bn 28.36 Bn 7.84 Bn -
6 Synchrony Financial 24.26 Bn 3.70 Bn - 10.40 Bn
7 Affirm Holdings 21.24 Bn 19.51 Bn 261.64 Mn 512.31 Mn
8 SoFi Technologies 20.46 Bn 17.06 Bn 929.25 Mn -
9 Ally Financial 13.30 Bn 12.86 Bn 1.98 Bn 3.54 Bn
10 Credit Acceptance 6.24 Bn 6.21 Bn 562.70 Mn -

Historic Data

Download Data
DateValue
Jun 30, 2025 5.77 Bn
Mar 31, 2025 244.00 Mn
Jun 30, 2024 5.32 Bn
Mar 31, 2024 136.00 Mn
Jun 30, 2023 210.00 Mn
Mar 31, 2023 4.05 Bn
Jun 30, 2022 3.00 Bn
Mar 31, 2022 76.00 Mn
Jun 30, 2021 3.84 Bn
Mar 31, 2021 202.00 Mn
Jun 30, 2020 519.00 Mn
Mar 31, 2020 5.24 Bn
Jun 30, 2019 2.17 Bn
Mar 31, 2019 2.12 Bn
Dec 31, 2018 2.13 Bn
Sep 30, 2018 1.94 Bn
Jun 30, 2018 1.84 Bn
Mar 31, 2018 1.79 Bn
Dec 31, 2017 1.71 Bn
Sep 30, 2017 1.50 Bn