American Express (AXP) FCF Payout Ratio (2010 - 2026)
American Express' (AXP) quarterly FCF Payout Ratio came in at 0.15 in Q2 2026, down 6.11% year-over-year from 0.16 in Q2 2025, and down 32.3% quarter-over-quarter from 0.22 in Q1 2026.
Analysis
American Express (AXP) FCF Payout Ratio (2010 - 2026) Analysis & Trends
American Express has disclosed FCF Payout Ratio across 17 years of filings, most recently posting 0.15 for Q2 2026.
- In Q2 2026, FCF Payout Ratio fell 6.11% year-over-year to 0.15; the TTM figure through Jun 2026 stood at 0.16 (down 16.28% YoY), while the FY2025 annual figure was 0.14, down 13.82% from the prior year.
- FCF Payout Ratio came in at 0.15 for Q2 2026 at American Express, down from 0.22 in the prior quarter.
- In the past five years, FCF Payout Ratio ranged from a high of 0.25 in Q4 2025 to a low of 0.55 in Q1 2023.
- Average FCF Payout Ratio over 5 years is 0.06, with a median of 0.1 recorded in 2025.
- Year-over-year, FCF Payout Ratio slumped 646.82% in 2023 and jumped 157.53% in 2025.
- Over 5 years, FCF Payout Ratio stood at 0.05 in 2022, then soared by 39.95% to 0.07 in 2023, then soared by 34.87% to 0.1 in 2024, then jumped by 157.53% to 0.25 in 2025, then tumbled by 40.2% to 0.15 in 2026.
- Per Business Quant data, the three most recent FCF Payout Ratio figures were 0.15 in Q2 2026, 0.22 in Q1 2026, and 0.25 in Q4 2025.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of America | 405.01 Bn | -183.49 Bn | 30.39 Bn | 0.08 |
| 2 | Morgan Stanley | 318.33 Bn | 158.20 Bn | - | - |
| 3 | Royal Bank Of Canada | 284.62 Bn | 57.78 Bn | - | - |
| 4 | Goldman Sachs | 274.43 Bn | -701.92 Bn | - | 0.29 |
| 5 | Mitsubishi Ufj Financial | 274.26 Bn | -110.06 Bn | 10.89 Bn | - |
| 6 | Wells Fargo & Company | 260.84 Bn | 59.01 Bn | - | 0.21 |
| 7 | American Express | 210.32 Bn | 161.00 Bn | 17.99 Bn | 0.15 |
| 8 | Banco Santander | 210.20 Bn | 217.82 Bn | 28.01 Bn | - |
| 9 | Toronto Dominion Bank | 206.68 Bn | 45.35 Bn | - | 0.24 |
| 10 | Schwab Charles | 181.98 Bn | 108.39 Bn | - | 0.16 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 0.15 |
| Mar 31, 2026 | 0.22 |
| Dec 31, 2025 | 0.25 |
| Sep 30, 2025 | 0.11 |
| Jun 30, 2025 | 0.16 |
| Mar 31, 2025 | 0.12 |
| Dec 31, 2024 | 0.10 |
| Sep 30, 2024 | -0.23 |
| Jun 30, 2024 | 0.13 |
| Mar 31, 2024 | 0.09 |
| Dec 31, 2023 | 0.07 |
| Sep 30, 2023 | 0.06 |
| Jun 30, 2023 | 0.13 |
| Mar 31, 2023 | -0.55 |
| Dec 31, 2022 | 0.05 |
| Sep 30, 2022 | 0.10 |
| Jun 30, 2022 | 0.11 |
| Mar 31, 2022 | 0.10 |
| Dec 31, 2021 | 0.08 |
| Sep 30, 2021 | 0.10 |