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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

American Express (AXP) FCF Payout Ratio (2016 - 2025)

American Express' FCF Payout Ratio history spans 17 years, with the latest figure at 0.19 for Q4 2025.

  • For Q4 2025, FCF Payout Ratio rose 96.91% year-over-year to 0.19; the TTM value through Dec 2025 reached 0.14, down 17.54%, while the annual FY2025 figure was 0.12, 25.16% down from the prior year.
  • FCF Payout Ratio for Q4 2025 was 0.19 at American Express, up from 0.11 in the prior quarter.
  • Across five years, FCF Payout Ratio topped out at 0.19 in Q4 2025 and bottomed at 0.55 in Q1 2023.
  • The 5-year median for FCF Payout Ratio is 0.1 (2022), against an average of 0.06.
  • The largest annual shift saw FCF Payout Ratio skyrocketed 223.44% in 2021 before it tumbled 646.82% in 2023.
  • A 5-year view of FCF Payout Ratio shows it stood at 0.08 in 2021, then tumbled by 35.19% to 0.05 in 2022, then skyrocketed by 39.95% to 0.07 in 2023, then skyrocketed by 34.87% to 0.1 in 2024, then surged by 96.91% to 0.19 in 2025.
  • Per Business Quant, the three most recent readings for AXP's FCF Payout Ratio are 0.19 (Q4 2025), 0.11 (Q3 2025), and 0.16 (Q2 2025).