American Express (AXP) FCF Payout Ratio (2010 - 2026)
American Express (AXP) posted FCF Payout Ratio of 0.22 for Q1 2026, down 11.68% sequentially from 0.25 in Q4 2025, and up 86.97% YoY from 0.12 in Q1 2025.
American Express (AXP) FCF Payout Ratio (2010 - 2026) Analysis & Trends
American Express (AXP) has 17 years of FCF Payout Ratio data on file, last reported at 0.22 in Q1 2026.
- Quarterly FCF Payout Ratio rose 86.97% year-over-year to 0.22 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 0.16 (down 9.89% YoY) and the FY2025 annual result came in at 0.14, down 13.82% from the prior year.
- FCF Payout Ratio retreated to 0.22 in Q1 2026 per AXP's latest filing, from 0.25 in the prior quarter.
- The five-year high for FCF Payout Ratio was 0.25 in Q4 2025, with the low at 0.55 in Q1 2023.
- Average FCF Payout Ratio over 5 years is 0.06, with a median of 0.1 recorded in 2022.
- Year-over-year, FCF Payout Ratio sank 646.82% in 2023 and jumped 157.53% in 2025.
- American Express' FCF Payout Ratio stood at 0.05 in 2022, then soared by 39.95% to 0.07 in 2023, then soared by 34.87% to 0.1 in 2024, then jumped by 157.53% to 0.25 in 2025, then dropped by 11.68% to 0.22 in 2026.
- Business Quant data shows AXP's FCF Payout Ratio at 0.22 in Q1 2026, 0.25 in Q4 2025, and 0.11 in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | 0.49 |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | 0.28 |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | 0.22 |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | 0.14 |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | - |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | - |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | 0.02 |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | - |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | - |
| 10 | Sezzle | 5.91 Bn | 5.79 Bn | - | - |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 0.22 |
| Dec 31, 2025 | 0.25 |
| Sep 30, 2025 | 0.11 |
| Jun 30, 2025 | 0.16 |
| Mar 31, 2025 | 0.12 |
| Dec 31, 2024 | 0.10 |
| Sep 30, 2024 | -0.23 |
| Jun 30, 2024 | 0.13 |
| Mar 31, 2024 | 0.09 |
| Dec 31, 2023 | 0.07 |
| Sep 30, 2023 | 0.06 |
| Jun 30, 2023 | 0.13 |
| Mar 31, 2023 | -0.55 |
| Dec 31, 2022 | 0.05 |
| Sep 30, 2022 | 0.10 |
| Jun 30, 2022 | 0.11 |
| Mar 31, 2022 | 0.10 |
| Dec 31, 2021 | 0.08 |
| Sep 30, 2021 | 0.10 |
| Jun 30, 2021 | 0.12 |