American Express (AXP) FCF Payout Ratio (2010 - 2026)

American Express (AXP) posted FCF Payout Ratio of 0.22 for Q1 2026, down 11.68% sequentially from 0.25 in Q4 2025, and up 86.97% YoY from 0.12 in Q1 2025.

American Express (AXP) FCF Payout Ratio (2010 - 2026) Analysis & Trends

American Express (AXP) has 17 years of FCF Payout Ratio data on file, last reported at 0.22 in Q1 2026.

  • Quarterly FCF Payout Ratio rose 86.97% year-over-year to 0.22 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 0.16 (down 9.89% YoY) and the FY2025 annual result came in at 0.14, down 13.82% from the prior year.
  • FCF Payout Ratio retreated to 0.22 in Q1 2026 per AXP's latest filing, from 0.25 in the prior quarter.
  • The five-year high for FCF Payout Ratio was 0.25 in Q4 2025, with the low at 0.55 in Q1 2023.
  • Average FCF Payout Ratio over 5 years is 0.06, with a median of 0.1 recorded in 2022.
  • Year-over-year, FCF Payout Ratio sank 646.82% in 2023 and jumped 157.53% in 2025.
  • American Express' FCF Payout Ratio stood at 0.05 in 2022, then soared by 39.95% to 0.07 in 2023, then soared by 34.87% to 0.1 in 2024, then jumped by 157.53% to 0.25 in 2025, then dropped by 11.68% to 0.22 in 2026.
  • Business Quant data shows AXP's FCF Payout Ratio at 0.22 in Q1 2026, 0.25 in Q4 2025, and 0.11 in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) FCF Cover (Qtr)
1 Visa 587.74 Bn 575.34 Bn - 0.49
2 Mastercard 465.55 Bn 455.34 Bn - 0.28
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn 0.22
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn 0.14
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn -
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn -
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn 0.02
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn -
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn -
10 Sezzle 5.91 Bn 5.79 Bn - -

Historic Data

Download Data
DateValue
Mar 31, 2026 0.22
Dec 31, 2025 0.25
Sep 30, 2025 0.11
Jun 30, 2025 0.16
Mar 31, 2025 0.12
Dec 31, 2024 0.10
Sep 30, 2024 -0.23
Jun 30, 2024 0.13
Mar 31, 2024 0.09
Dec 31, 2023 0.07
Sep 30, 2023 0.06
Jun 30, 2023 0.13
Mar 31, 2023 -0.55
Dec 31, 2022 0.05
Sep 30, 2022 0.10
Jun 30, 2022 0.11
Mar 31, 2022 0.10
Dec 31, 2021 0.08
Sep 30, 2021 0.10
Jun 30, 2021 0.12