American Express (AXP) FCF Payout Ratio (2010 - 2026)
American Express (AXP) posted FCF Payout Ratio of 0.15 for Q2 2026, down 32.3% sequentially from 0.22 in Q1 2026, and down 6.11% YoY from 0.16 in Q2 2025.
American Express (AXP) FCF Payout Ratio (2010 - 2026) Analysis & Trends
American Express has reported FCF Payout Ratio for 17 years, with the latest figure at 0.15 in Q2 2026.
- Quarterly FCF Payout Ratio fell 6.11% year-over-year to 0.15 in Q2 2026, while the trailing twelve-month figure through Jun 2026 was 0.16 (down 16.28% YoY) and the FY2025 annual result came in at 0.14, down 13.82% from the prior year.
- FCF Payout Ratio eased to 0.15 in Q2 2026 per AXP's latest filing, from 0.22 in the prior quarter.
- Over five years, FCF Payout Ratio peaked at 0.25 in Q4 2025 and troughed at 0.55 in Q1 2023.
- A 5-year average of 0.06 and a median of 0.1 in 2025 frame the typical range for FCF Payout Ratio.
- The sharpest annual moves came in 2023 and 2025: FCF Payout Ratio tumbled 646.82% in 2023, then surged 157.53% in 2025.
- Over 5 years, FCF Payout Ratio stood at 0.05 in 2022, then surged by 39.95% to 0.07 in 2023, then surged by 34.87% to 0.1 in 2024, then soared by 157.53% to 0.25 in 2025, then sank by 40.2% to 0.15 in 2026.
- According to Business Quant data, FCF Payout Ratio over the past three periods registered 0.15, 0.22, and 0.25 for Q2 2026, Q1 2026, and Q4 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 618.21 Bn | 605.85 Bn | - | 0.21 |
| 2 | Mastercard | 506.53 Bn | 493.04 Bn | - | 0.22 |
| 3 | American Express | 232.32 Bn | 183.00 Bn | 17.99 Bn | 0.15 |
| 4 | Capital One Financial | 136.19 Bn | 81.48 Bn | - | 0.06 |
| 5 | PayPal Holdings | 52.34 Bn | 41.08 Bn | - | 0.07 |
| 6 | Eason Technology | 35.89 Bn | 35.89 Bn | - | - |
| 7 | Synchrony Financial | 26.09 Bn | 9.90 Bn | - | 0.04 |
| 8 | Affirm Holdings | 25.93 Bn | 24.20 Bn | - | - |
| 9 | SoFi Technologies | 23.04 Bn | 22.68 Bn | -41.62 Mn | - |
| 10 | Ally Financial | 13.61 Bn | 5.77 Bn | 2.08 Bn | 0.07 |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 0.15 |
| Mar 31, 2026 | 0.22 |
| Dec 31, 2025 | 0.25 |
| Sep 30, 2025 | 0.11 |
| Jun 30, 2025 | 0.16 |
| Mar 31, 2025 | 0.12 |
| Dec 31, 2024 | 0.10 |
| Sep 30, 2024 | -0.23 |
| Jun 30, 2024 | 0.13 |
| Mar 31, 2024 | 0.09 |
| Dec 31, 2023 | 0.07 |
| Sep 30, 2023 | 0.06 |
| Jun 30, 2023 | 0.13 |
| Mar 31, 2023 | -0.55 |
| Dec 31, 2022 | 0.05 |
| Sep 30, 2022 | 0.10 |
| Jun 30, 2022 | 0.11 |
| Mar 31, 2022 | 0.10 |
| Dec 31, 2021 | 0.08 |
| Sep 30, 2021 | 0.10 |