American Express (AXP) FCF Payout Ratio (2010 - 2026)

American Express' (AXP) quarterly FCF Payout Ratio came in at 0.22 in Q1 2026, up 86.97% year-on-year from 0.12 in Q1 2025, and down 11.68% quarter-over-quarter from 0.25 in Q4 2025.

American Express (AXP) FCF Payout Ratio (2010 - 2026) Analysis & Trends

American Express has disclosed FCF Payout Ratio across 17 years of filings, most recently posting 0.22 for Q1 2026.

  • FCF Payout Ratio for Q1 2026 came in at 0.22, up 86.97% year-over-year; the trailing twelve-month figure through Mar 2026 was 0.16 (down 9.89% YoY), and the FY2025 annual result was 0.14, down 13.82% from the prior year.
  • FCF Payout Ratio came in at 0.22 for Q1 2026 at American Express, down from 0.25 in the prior quarter.
  • In the past five years, FCF Payout Ratio ranged from a high of 0.25 in Q4 2025 to a low of 0.55 in Q1 2023.
  • The 5-year median for FCF Payout Ratio is 0.1 (2022), against an average of 0.06.
  • Across the five-year window, FCF Payout Ratio tumbled 646.82% in 2023 and soared 157.53% in 2025, its largest moves.
  • American Express' FCF Payout Ratio stood at 0.05 in 2022, then soared by 39.95% to 0.07 in 2023, then soared by 34.87% to 0.1 in 2024, then jumped by 157.53% to 0.25 in 2025, then retreated by 11.68% to 0.22 in 2026.
  • The last three FCF Payout Ratio figures came in at 0.22 (Q1 2026), 0.25 (Q4 2025), and 0.11 (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) FCF Cover (Qtr)
1 Visa 541.66 Bn 529.25 Bn - 0.49
2 Mastercard 437.55 Bn 427.34 Bn - 0.28
3 American Express 212.80 Bn 158.76 Bn 17.43 Bn 0.22
4 Capital One Financial 112.47 Bn 35.97 Bn - 0.09
5 PayPal Holdings 37.70 Bn 28.36 Bn 7.84 Bn 0.14
6 Synchrony Financial 24.26 Bn 3.70 Bn - 0.01
7 Affirm Holdings 21.24 Bn 19.51 Bn 261.64 Mn -
8 SoFi Technologies 20.46 Bn 17.06 Bn 929.25 Mn -
9 Ally Financial 13.30 Bn 12.86 Bn 1.98 Bn 0.02
10 Credit Acceptance 6.24 Bn 6.21 Bn 562.70 Mn -

Historic Data

Download Data
DateValue
Mar 31, 2026 0.22
Dec 31, 2025 0.25
Sep 30, 2025 0.11
Jun 30, 2025 0.16
Mar 31, 2025 0.12
Dec 31, 2024 0.10
Sep 30, 2024 -0.23
Jun 30, 2024 0.13
Mar 31, 2024 0.09
Dec 31, 2023 0.07
Sep 30, 2023 0.06
Jun 30, 2023 0.13
Mar 31, 2023 -0.55
Dec 31, 2022 0.05
Sep 30, 2022 0.10
Jun 30, 2022 0.11
Mar 31, 2022 0.10
Dec 31, 2021 0.08
Sep 30, 2021 0.10
Jun 30, 2021 0.12