American Express (AXP) FCF Payout Ratio (2010 - 2026)
American Express (AXP) posted FCF Payout Ratio of 0.15 for Q2 2026, down 32.3% sequentially from 0.22 in Q1 2026, and down 6.11% YoY from 0.16 in Q2 2025.
Analysis
American Express (AXP) FCF Payout Ratio (2010 - 2026) Analysis & Trends
American Express has reported FCF Payout Ratio for 17 years, with the latest figure at 0.15 in Q2 2026.
- Quarterly FCF Payout Ratio fell 6.11% year-over-year to 0.15 in Q2 2026, while the trailing twelve-month figure through Jun 2026 was 0.16 (down 16.28% YoY) and the FY2025 annual result came in at 0.14, down 13.82% from the prior year.
- FCF Payout Ratio eased to 0.15 in Q2 2026 per AXP's latest filing, from 0.22 in the prior quarter.
- Over five years, FCF Payout Ratio peaked at 0.25 in Q4 2025 and troughed at 0.55 in Q1 2023.
- A 5-year average of 0.06 and a median of 0.1 in 2025 frame the typical range for FCF Payout Ratio.
- The sharpest annual moves came in 2023 and 2025: FCF Payout Ratio tumbled 646.82% in 2023, then surged 157.53% in 2025.
- Over 5 years, FCF Payout Ratio stood at 0.05 in 2022, then surged by 39.95% to 0.07 in 2023, then surged by 34.87% to 0.1 in 2024, then soared by 157.53% to 0.25 in 2025, then sank by 40.2% to 0.15 in 2026.
- According to Business Quant data, FCF Payout Ratio over the past three periods registered 0.15, 0.22, and 0.25 for Q2 2026, Q1 2026, and Q4 2025 respectively.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 680.39 Bn | 668.03 Bn | - | 0.21 |
| 2 | Mastercard | 518.33 Bn | 504.84 Bn | - | 0.22 |
| 3 | American Express | 224.91 Bn | 175.59 Bn | 17.99 Bn | 0.15 |
| 4 | Capital One Financial | 132.31 Bn | 77.60 Bn | - | 0.06 |
| 5 | PayPal Holdings | 46.25 Bn | 35.00 Bn | - | 0.07 |
| 6 | Affirm Holdings | 26.22 Bn | 24.59 Bn | - | - |
| 7 | Synchrony Financial | 25.37 Bn | 9.17 Bn | - | 0.04 |
| 8 | SoFi Technologies | 23.30 Bn | 20.18 Bn | 1.02 Bn | - |
| 9 | Ally Financial | 12.85 Bn | 5.01 Bn | 2.08 Bn | 0.07 |
| 10 | FirstCash Holdings | 9.51 Bn | 9.34 Bn | 533.67 Mn | 0.22 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 0.15 |
| Mar 31, 2026 | 0.22 |
| Dec 31, 2025 | 0.25 |
| Sep 30, 2025 | 0.11 |
| Jun 30, 2025 | 0.16 |
| Mar 31, 2025 | 0.12 |
| Dec 31, 2024 | 0.10 |
| Sep 30, 2024 | -0.23 |
| Jun 30, 2024 | 0.13 |
| Mar 31, 2024 | 0.09 |
| Dec 31, 2023 | 0.07 |
| Sep 30, 2023 | 0.06 |
| Jun 30, 2023 | 0.13 |
| Mar 31, 2023 | -0.55 |
| Dec 31, 2022 | 0.05 |
| Sep 30, 2022 | 0.10 |
| Jun 30, 2022 | 0.11 |
| Mar 31, 2022 | 0.10 |
| Dec 31, 2021 | 0.08 |
| Sep 30, 2021 | 0.10 |