American Express (AXP) Asset Utilization Ratio (2011 - 2026)
American Express recorded quarterly Asset Utilization Ratio of 0.24 in Q1 2026, up 0.77% quarter-over-quarter from 0.24 in Q4 2025, and little changed year-over-year from 0.24 in Q1 2025.
American Express (AXP) Asset Utilization Ratio (2011 - 2026) Analysis & Trends
American Express' Asset Utilization Ratio history runs 16 years deep, the most recent figure standing at 0.24 for Q1 2026.
- In Q1 2026, Asset Utilization Ratio changed 0.49% year-over-year to 0.24; the TTM figure through Mar 2026 stood at 0.24 (changed 0.49% YoY), while the FY2025 annual figure was 0.25, up 2.06% from the prior year.
- Asset Utilization Ratio came in at 0.24 for Q1 2026 at American Express, up from 0.24 in the prior quarter.
- In the past five years, Asset Utilization Ratio ranged from a high of 0.24 in Q1 2026 to a low of 0.23 in Q2 2024.
- A 5-year average of 0.24 and a median of 0.24 in 2024 frame the typical range for Asset Utilization Ratio.
- Across the five-year window, Asset Utilization Ratio climbed 28.97% in 2022 and slipped 1.98% in 2024, its largest moves.
- American Express' Asset Utilization Ratio stood at 0.24 in 2022, then fell by 0.81% to 0.24 in 2023, then advanced by 2.8% to 0.24 in 2024, then decreased by 0.59% to 0.24 in 2025, then rose by 0.77% to 0.24 in 2026.
- According to Business Quant data, Asset Utilization Ratio over the past three periods registered 0.24, 0.24, and 0.24 for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Asset Util. (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 539.53 Bn | 527.13 Bn | - | 0.45 |
| 2 | Mastercard | 441.81 Bn | 431.60 Bn | - | 0.64 |
| 3 | American Express | 215.01 Bn | 160.96 Bn | 17.43 Bn | 0.24 |
| 4 | Capital One Financial | 114.99 Bn | 38.50 Bn | - | 0.09 |
| 5 | PayPal Holdings | 41.29 Bn | 31.95 Bn | 7.84 Bn | 0.42 |
| 6 | Affirm Holdings | 24.62 Bn | 22.89 Bn | 261.64 Mn | 0.16 |
| 7 | Synchrony Financial | 24.22 Bn | 3.66 Bn | - | 0.16 |
| 8 | SoFi Technologies | 23.71 Bn | 20.31 Bn | 929.25 Mn | 0.08 |
| 9 | Ally Financial | 13.13 Bn | 12.69 Bn | 1.98 Bn | 0.04 |
| 10 | Credit Acceptance | 6.46 Bn | 6.44 Bn | 562.70 Mn | 0.14 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 0.24 |
| Dec 31, 2025 | 0.24 |
| Sep 30, 2025 | 0.24 |
| Jun 30, 2025 | 0.24 |
| Mar 31, 2025 | 0.24 |
| Dec 31, 2024 | 0.24 |
| Sep 30, 2024 | 0.24 |
| Jun 30, 2024 | 0.23 |
| Mar 31, 2024 | 0.23 |
| Dec 31, 2023 | 0.24 |
| Sep 30, 2023 | 0.24 |
| Jun 30, 2023 | 0.24 |
| Mar 31, 2023 | 0.24 |
| Dec 31, 2022 | 0.24 |
| Sep 30, 2022 | 0.24 |
| Jun 30, 2022 | 0.24 |
| Mar 31, 2022 | 0.23 |
| Dec 31, 2021 | 0.23 |
| Sep 30, 2021 | 0.21 |
| Jun 30, 2021 | 0.20 |