American Express (AXP) Asset Utilization Ratio (2011 - 2026)

American Express (AXP) posted Asset Utilization Ratio of 0.24 for Q1 2026, up 0.77% sequentially from 0.24 in Q4 2025, and little changed YoY from 0.24 in Q1 2025.

American Express (AXP) Asset Utilization Ratio (2011 - 2026) Analysis & Trends

American Express (AXP) has 16 years of Asset Utilization Ratio data on file, last reported at 0.24 in Q1 2026.

  • Quarterly Asset Utilization Ratio changed 0.49% year-over-year to 0.24 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 0.24 (changed 0.49% YoY) and the FY2025 annual result came in at 0.25, up 2.06% from the prior year.
  • Asset Utilization Ratio advanced to 0.24 in Q1 2026 per AXP's latest filing, from 0.24 in the prior quarter.
  • The five-year high for Asset Utilization Ratio was 0.24 in Q1 2026, with the low at 0.23 in Q2 2024.
  • Average Asset Utilization Ratio over 5 years is 0.24, with a median of 0.24 recorded in 2024.
  • Year-over-year, Asset Utilization Ratio rose 28.97% in 2022 and fell 1.98% in 2024.
  • American Express' Asset Utilization Ratio stood at 0.24 in 2022, then decreased by 0.81% to 0.24 in 2023, then grew by 2.8% to 0.24 in 2024, then dropped by 0.59% to 0.24 in 2025, then advanced by 0.77% to 0.24 in 2026.
  • Business Quant data shows AXP's Asset Utilization Ratio at 0.24 in Q1 2026, 0.24 in Q4 2025, and 0.24 in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Asset Util. (Qtr)
1 Visa 587.74 Bn 575.34 Bn - 0.45
2 Mastercard 465.55 Bn 455.34 Bn - 0.64
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn 0.24
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn 0.42
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn 0.16
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn 0.08
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn 0.04
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn 0.14
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn 0.00
10 Sezzle 5.91 Bn 5.79 Bn - 1.13

Historic Data

Download Data
DateValue
Mar 31, 2026 0.24
Dec 31, 2025 0.24
Sep 30, 2025 0.24
Jun 30, 2025 0.24
Mar 31, 2025 0.24
Dec 31, 2024 0.24
Sep 30, 2024 0.24
Jun 30, 2024 0.23
Mar 31, 2024 0.23
Dec 31, 2023 0.24
Sep 30, 2023 0.24
Jun 30, 2023 0.24
Mar 31, 2023 0.24
Dec 31, 2022 0.24
Sep 30, 2022 0.24
Jun 30, 2022 0.24
Mar 31, 2022 0.23
Dec 31, 2021 0.23
Sep 30, 2021 0.21
Jun 30, 2021 0.20