American Express (AXP) Asset Utilization Ratio (2011 - 2026)
American Express' (AXP) quarterly Asset Utilization Ratio came in at 0.24 in Q1 2026, little changed year-on-year from 0.24 in Q1 2025, and up 0.77% quarter-over-quarter from 0.24 in Q4 2025.
American Express (AXP) Asset Utilization Ratio (2011 - 2026) Analysis & Trends
American Express has disclosed Asset Utilization Ratio across 16 years of filings, most recently posting 0.24 for Q1 2026.
- Asset Utilization Ratio for Q1 2026 came in at 0.24, changed 0.49% year-over-year; the trailing twelve-month figure through Mar 2026 was 0.24 (changed 0.49% YoY), and the FY2025 annual result was 0.25, up 2.06% from the prior year.
- Asset Utilization Ratio came in at 0.24 for Q1 2026 at American Express, up from 0.24 in the prior quarter.
- In the past five years, Asset Utilization Ratio ranged from a high of 0.24 in Q1 2026 to a low of 0.23 in Q2 2024.
- The 5-year median for Asset Utilization Ratio is 0.24 (2024), against an average of 0.24.
- Across the five-year window, Asset Utilization Ratio advanced 28.97% in 2022 and decreased 1.98% in 2024, its largest moves.
- American Express' Asset Utilization Ratio stood at 0.24 in 2022, then declined by 0.81% to 0.24 in 2023, then gained by 2.8% to 0.24 in 2024, then retreated by 0.59% to 0.24 in 2025, then increased by 0.77% to 0.24 in 2026.
- The last three Asset Utilization Ratio figures came in at 0.24 (Q1 2026), 0.24 (Q4 2025), and 0.24 (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Asset Util. (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 548.22 Bn | 535.81 Bn | - | 0.45 |
| 2 | Mastercard | 437.48 Bn | 427.27 Bn | - | 0.64 |
| 3 | American Express | 231.87 Bn | 177.83 Bn | 17.43 Bn | 0.24 |
| 4 | Capital One Financial | 125.74 Bn | 49.24 Bn | - | 0.09 |
| 5 | PayPal Holdings | 38.80 Bn | 29.46 Bn | 7.84 Bn | 0.42 |
| 6 | Synchrony Financial | 25.78 Bn | 5.22 Bn | - | 0.16 |
| 7 | Affirm Holdings | 24.65 Bn | 22.93 Bn | 261.64 Mn | 0.16 |
| 8 | SoFi Technologies | 22.89 Bn | 19.49 Bn | 929.25 Mn | 0.08 |
| 9 | Ally Financial | 14.15 Bn | 13.70 Bn | 1.98 Bn | 0.04 |
| 10 | Credit Acceptance | 6.63 Bn | 6.61 Bn | 562.70 Mn | 0.14 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 0.24 |
| Dec 31, 2025 | 0.24 |
| Sep 30, 2025 | 0.24 |
| Jun 30, 2025 | 0.24 |
| Mar 31, 2025 | 0.24 |
| Dec 31, 2024 | 0.24 |
| Sep 30, 2024 | 0.24 |
| Jun 30, 2024 | 0.23 |
| Mar 31, 2024 | 0.23 |
| Dec 31, 2023 | 0.24 |
| Sep 30, 2023 | 0.24 |
| Jun 30, 2023 | 0.24 |
| Mar 31, 2023 | 0.24 |
| Dec 31, 2022 | 0.24 |
| Sep 30, 2022 | 0.24 |
| Jun 30, 2022 | 0.24 |
| Mar 31, 2022 | 0.23 |
| Dec 31, 2021 | 0.23 |
| Sep 30, 2021 | 0.21 |
| Jun 30, 2021 | 0.20 |