American Express (AXP) Asset Utilization Ratio (2011 - 2026)

American Express' (AXP) quarterly Asset Utilization Ratio came in at 0.24 in Q1 2026, little changed year-on-year from 0.24 in Q1 2025, and up 0.77% quarter-over-quarter from 0.24 in Q4 2025.

American Express (AXP) Asset Utilization Ratio (2011 - 2026) Analysis & Trends

American Express has disclosed Asset Utilization Ratio across 16 years of filings, most recently posting 0.24 for Q1 2026.

  • Asset Utilization Ratio for Q1 2026 came in at 0.24, changed 0.49% year-over-year; the trailing twelve-month figure through Mar 2026 was 0.24 (changed 0.49% YoY), and the FY2025 annual result was 0.25, up 2.06% from the prior year.
  • Asset Utilization Ratio came in at 0.24 for Q1 2026 at American Express, up from 0.24 in the prior quarter.
  • In the past five years, Asset Utilization Ratio ranged from a high of 0.24 in Q1 2026 to a low of 0.23 in Q2 2024.
  • The 5-year median for Asset Utilization Ratio is 0.24 (2024), against an average of 0.24.
  • Across the five-year window, Asset Utilization Ratio advanced 28.97% in 2022 and decreased 1.98% in 2024, its largest moves.
  • American Express' Asset Utilization Ratio stood at 0.24 in 2022, then declined by 0.81% to 0.24 in 2023, then gained by 2.8% to 0.24 in 2024, then retreated by 0.59% to 0.24 in 2025, then increased by 0.77% to 0.24 in 2026.
  • The last three Asset Utilization Ratio figures came in at 0.24 (Q1 2026), 0.24 (Q4 2025), and 0.24 (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Asset Util. (Qtr)
1 Visa 548.22 Bn 535.81 Bn - 0.45
2 Mastercard 437.48 Bn 427.27 Bn - 0.64
3 American Express 231.87 Bn 177.83 Bn 17.43 Bn 0.24
4 Capital One Financial 125.74 Bn 49.24 Bn - 0.09
5 PayPal Holdings 38.80 Bn 29.46 Bn 7.84 Bn 0.42
6 Synchrony Financial 25.78 Bn 5.22 Bn - 0.16
7 Affirm Holdings 24.65 Bn 22.93 Bn 261.64 Mn 0.16
8 SoFi Technologies 22.89 Bn 19.49 Bn 929.25 Mn 0.08
9 Ally Financial 14.15 Bn 13.70 Bn 1.98 Bn 0.04
10 Credit Acceptance 6.63 Bn 6.61 Bn 562.70 Mn 0.14

Historic Data

Download Data
DateValue
Mar 31, 2026 0.24
Dec 31, 2025 0.24
Sep 30, 2025 0.24
Jun 30, 2025 0.24
Mar 31, 2025 0.24
Dec 31, 2024 0.24
Sep 30, 2024 0.24
Jun 30, 2024 0.23
Mar 31, 2024 0.23
Dec 31, 2023 0.24
Sep 30, 2023 0.24
Jun 30, 2023 0.24
Mar 31, 2023 0.24
Dec 31, 2022 0.24
Sep 30, 2022 0.24
Jun 30, 2022 0.24
Mar 31, 2022 0.23
Dec 31, 2021 0.23
Sep 30, 2021 0.21
Jun 30, 2021 0.20