American Express (AXP) Asset Utilization Ratio (2011 - 2026)

American Express recorded quarterly Asset Utilization Ratio of 0.24 in Q1 2026, up 0.77% quarter-over-quarter from 0.24 in Q4 2025, and little changed year-over-year from 0.24 in Q1 2025.

American Express (AXP) Asset Utilization Ratio (2011 - 2026) Analysis & Trends

American Express' Asset Utilization Ratio history runs 16 years deep, the most recent figure standing at 0.24 for Q1 2026.

  • In Q1 2026, Asset Utilization Ratio changed 0.49% year-over-year to 0.24; the TTM figure through Mar 2026 stood at 0.24 (changed 0.49% YoY), while the FY2025 annual figure was 0.25, up 2.06% from the prior year.
  • Asset Utilization Ratio came in at 0.24 for Q1 2026 at American Express, up from 0.24 in the prior quarter.
  • In the past five years, Asset Utilization Ratio ranged from a high of 0.24 in Q1 2026 to a low of 0.23 in Q2 2024.
  • A 5-year average of 0.24 and a median of 0.24 in 2024 frame the typical range for Asset Utilization Ratio.
  • Across the five-year window, Asset Utilization Ratio climbed 28.97% in 2022 and slipped 1.98% in 2024, its largest moves.
  • American Express' Asset Utilization Ratio stood at 0.24 in 2022, then fell by 0.81% to 0.24 in 2023, then advanced by 2.8% to 0.24 in 2024, then decreased by 0.59% to 0.24 in 2025, then rose by 0.77% to 0.24 in 2026.
  • According to Business Quant data, Asset Utilization Ratio over the past three periods registered 0.24, 0.24, and 0.24 for Q1 2026, Q4 2025, and Q3 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Asset Util. (Qtr)
1 Visa 539.53 Bn 527.13 Bn - 0.45
2 Mastercard 441.81 Bn 431.60 Bn - 0.64
3 American Express 215.01 Bn 160.96 Bn 17.43 Bn 0.24
4 Capital One Financial 114.99 Bn 38.50 Bn - 0.09
5 PayPal Holdings 41.29 Bn 31.95 Bn 7.84 Bn 0.42
6 Affirm Holdings 24.62 Bn 22.89 Bn 261.64 Mn 0.16
7 Synchrony Financial 24.22 Bn 3.66 Bn - 0.16
8 SoFi Technologies 23.71 Bn 20.31 Bn 929.25 Mn 0.08
9 Ally Financial 13.13 Bn 12.69 Bn 1.98 Bn 0.04
10 Credit Acceptance 6.46 Bn 6.44 Bn 562.70 Mn 0.14

Historic Data

Download Data
DateValue
Mar 31, 2026 0.24
Dec 31, 2025 0.24
Sep 30, 2025 0.24
Jun 30, 2025 0.24
Mar 31, 2025 0.24
Dec 31, 2024 0.24
Sep 30, 2024 0.24
Jun 30, 2024 0.23
Mar 31, 2024 0.23
Dec 31, 2023 0.24
Sep 30, 2023 0.24
Jun 30, 2023 0.24
Mar 31, 2023 0.24
Dec 31, 2022 0.24
Sep 30, 2022 0.24
Jun 30, 2022 0.24
Mar 31, 2022 0.23
Dec 31, 2021 0.23
Sep 30, 2021 0.21
Jun 30, 2021 0.20