American Express (AXP) Asset Utilization Ratio (2011 - 2026)
American Express (AXP) posted Asset Utilization Ratio of 0.25 for Q2 2026, up 1.05% sequentially from 0.24 in Q1 2026, and up 3.61% YoY from 0.24 in Q2 2025.
American Express (AXP) Asset Utilization Ratio (2011 - 2026) Analysis & Trends
American Express has reported Asset Utilization Ratio for 16 years, with the latest figure at 0.25 in Q2 2026.
- Quarterly Asset Utilization Ratio rose 3.61% year-over-year to 0.25 in Q2 2026, while the trailing twelve-month figure through Jun 2026 was 0.25 (up 3.61% YoY) and the FY2025 annual result came in at 0.25, up 2.06% from the prior year.
- Asset Utilization Ratio rose to 0.25 in Q2 2026 per AXP's latest filing, from 0.24 in the prior quarter.
- Over five years, Asset Utilization Ratio peaked at 0.25 in Q2 2026 and troughed at 0.23 in Q2 2024.
- A 5-year average of 0.24 and a median of 0.24 in 2022 frame the typical range for Asset Utilization Ratio.
- The sharpest annual moves came in 2022 and 2024: Asset Utilization Ratio grew 28.97% in 2022, then dropped 1.98% in 2024.
- Over 5 years, Asset Utilization Ratio stood at 0.24 in 2022, then retreated by 0.81% to 0.24 in 2023, then climbed by 2.8% to 0.24 in 2024, then slipped by 0.59% to 0.24 in 2025, then grew by 1.83% to 0.25 in 2026.
- According to Business Quant data, Asset Utilization Ratio over the past three periods registered 0.25, 0.24, and 0.24 for Q2 2026, Q1 2026, and Q4 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Asset Util. (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 618.21 Bn | 605.85 Bn | - | 0.47 |
| 2 | Mastercard | 506.53 Bn | 493.04 Bn | - | 0.64 |
| 3 | American Express | 232.32 Bn | 183.00 Bn | 17.99 Bn | 0.25 |
| 4 | Capital One Financial | 136.19 Bn | 81.48 Bn | - | 0.08 |
| 5 | PayPal Holdings | 52.34 Bn | 41.08 Bn | - | 0.42 |
| 6 | Eason Technology | 35.89 Bn | 35.89 Bn | - | - |
| 7 | Synchrony Financial | 26.09 Bn | 9.90 Bn | - | 0.16 |
| 8 | Affirm Holdings | 25.93 Bn | 24.20 Bn | - | 0.16 |
| 9 | SoFi Technologies | 23.04 Bn | 22.68 Bn | -41.62 Mn | 0.08 |
| 10 | Ally Financial | 13.61 Bn | 5.77 Bn | 2.08 Bn | 0.04 |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 0.25 |
| Mar 31, 2026 | 0.24 |
| Dec 31, 2025 | 0.24 |
| Sep 30, 2025 | 0.24 |
| Jun 30, 2025 | 0.24 |
| Mar 31, 2025 | 0.24 |
| Dec 31, 2024 | 0.24 |
| Sep 30, 2024 | 0.24 |
| Jun 30, 2024 | 0.23 |
| Mar 31, 2024 | 0.23 |
| Dec 31, 2023 | 0.24 |
| Sep 30, 2023 | 0.24 |
| Jun 30, 2023 | 0.24 |
| Mar 31, 2023 | 0.24 |
| Dec 31, 2022 | 0.24 |
| Sep 30, 2022 | 0.24 |
| Jun 30, 2022 | 0.24 |
| Mar 31, 2022 | 0.23 |
| Dec 31, 2021 | 0.23 |
| Sep 30, 2021 | 0.21 |