American Express (AXP) Interest Coverage Ratio (2009 - 2026)
American Express' (AXP) Interest Coverage Ratio was 3.36 for Q3 2026, up 20.3% from 2.79 a year earlier and up 9.2% from the prior quarter.
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Analysis
American Express (AXP) Interest Coverage Ratio (2009 - 2026) Analysis & Trends
Over the twelve months ended Sep 30, 2026, American Express' Interest Coverage Ratio came in at 2.96, up 12.0% year-over-year; for FY2025, it came in at 2.68, up 4.4% from FY2024.
- By year, Interest Coverage Ratio came in at 2.56 in FY2024 (+1.1%), 2.53 in FY2023 (-43.3%), 4.47 in FY2022 (-52.1%) and 9.33 in FY2021 (+206.2%).
- The Q3 2026 figure ranks as the highest quarterly Interest Coverage Ratio since Q3 2022.
- Year over year, Interest Coverage Ratio has now increased in each of the last five quarters, with growth averaging 8.0% over the last eight quarters.
- The high point for year-over-year Interest Coverage Ratio in five years was Q4 2021 (growth of 54.4%); the low point was Q1 2023 (a decline of 73.4%).
- Per Business Quant data, the three quarters before Q3 2026 came in at 3.08 (Q2 2026), 2.91 (Q1 2026) and 2.50 (Q4 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 903.97 Bn | 903.97 Bn | - | - |
| 2 | Bank Of America | 356.92 Bn | -2,019.15 Bn | - | 1.65 |
| 3 | Hsbc Holdings | 296.96 Bn | -1,806.64 Bn | - | - |
| 4 | Morgan Stanley | 285.10 Bn | 285.10 Bn | - | - |
| 5 | Royal Bank Of Canada | 284.66 Bn | -545.38 Bn | - | 1.43 |
| 6 | Goldman Sachs | 266.61 Bn | 266.61 Bn | - | - |
| 7 | Wells Fargo & Company | 250.94 Bn | 250.94 Bn | - | 1.62 |
| 8 | Mitsubishi Ufj Financial | 245.01 Bn | -96.38 Bn | 10.89 Bn | 0.56 |
| 9 | Toronto Dominion Bank | 214.22 Bn | -461.66 Bn | - | 0.09 |
| 10 | American Express | 214.16 Bn | 13.64 Bn | - | 3.36 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 3.36 |
| Jun 30, 2026 | 3.08 |
| Mar 31, 2026 | 2.91 |
| Dec 31, 2025 | 2.50 |
| Sep 30, 2025 | 2.79 |
| Jun 30, 2025 | 2.71 |
| Mar 31, 2025 | 2.69 |
| Dec 31, 2024 | 2.35 |
| Sep 30, 2024 | 2.50 |
| Jun 30, 2024 | 2.84 |
| Mar 31, 2024 | 2.57 |
| Dec 31, 2023 | 2.29 |
| Sep 30, 2023 | 2.72 |
| Jun 30, 2023 | 2.64 |
| Mar 31, 2023 | 2.51 |
| Dec 31, 2022 | 2.55 |
| Sep 30, 2022 | 4.09 |
| Jun 30, 2022 | 6.79 |
| Mar 31, 2022 | 9.45 |
| Dec 31, 2021 | 8.90 |
API Access
American Express Interest Coverage Ratio API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=interest-coverage-ratio&ticker=AXP&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "interest-coverage-ratio", "ticker": "AXP", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=interest-coverage-ratio&ticker=AXP&period=max&api_key=YOUR_API_KEY");
const data = await res.json();