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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

American Express (AXP) Interest Coverage Ratio (2016 - 2025)

American Express' Interest Coverage Ratio history spans 17 years, with the latest figure at 1.65 for Q3 2025.

  • For Q3 2025, Interest Coverage Ratio rose 14.33% year-over-year to 1.65; the TTM value through Dec 2025 reached 4.14, up 113.52%, while the annual FY2023 figure was 1.49, 34.63% down from the prior year.
  • Interest Coverage Ratio for Q3 2025 was 1.65 at American Express, up from 1.64 in the prior quarter.
  • Across five years, Interest Coverage Ratio topped out at 4.53 in Q1 2022 and bottomed at 1.31 in Q1 2023.
  • The 5-year median for Interest Coverage Ratio is 1.69 (2023), against an average of 2.17.
  • The largest annual shift saw Interest Coverage Ratio surged 129.29% in 2021 before it tumbled 71.04% in 2023.
  • A 5-year view of Interest Coverage Ratio shows it stood at 2.65 in 2021, then crashed by 49.24% to 1.35 in 2022, then rose by 3.82% to 1.4 in 2023, then increased by 3.23% to 1.44 in 2024, then grew by 14.33% to 1.65 in 2025.
  • Per Business Quant, the three most recent readings for AXP's Interest Coverage Ratio are 1.65 (Q3 2025), 1.64 (Q2 2025), and 1.52 (Q1 2025).