American Express (AXP) Interest Coverage Ratio (2009 - 2026)
American Express (AXP) posted Interest Coverage Ratio of 1.8 for Q1 2026, up 28.13% sequentially from 1.4 in Q4 2025, and up 18.12% YoY from 1.52 in Q1 2025.
American Express (AXP) Interest Coverage Ratio (2009 - 2026) Analysis & Trends
American Express (AXP) has 18 years of Interest Coverage Ratio data on file, last reported at 1.8 in Q1 2026.
- Quarterly Interest Coverage Ratio rose 18.12% year-over-year to 1.8 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 1.62 (up 10.01% YoY) and the FY2025 annual result came in at 1.55, up 6.54% from the prior year.
- Interest Coverage Ratio grew to 1.8 in Q1 2026 per AXP's latest filing, from 1.4 in the prior quarter.
- The five-year high for Interest Coverage Ratio was 4.53 in Q1 2022, with the low at 1.19 in Q4 2024.
- Average Interest Coverage Ratio over 5 years is 1.84, with a median of 1.52 recorded in 2025.
- Year-over-year, Interest Coverage Ratio advanced 21.18% in 2022 and sank 71.04% in 2023.
- American Express' Interest Coverage Ratio stood at 1.35 in 2022, then advanced by 3.82% to 1.4 in 2023, then decreased by 14.54% to 1.19 in 2024, then climbed by 17.61% to 1.4 in 2025, then rose by 28.13% to 1.8 in 2026.
- Business Quant data shows AXP's Interest Coverage Ratio at 1.8 in Q1 2026, 1.4 in Q4 2025, and 1.65 in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | 40.64 |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | 26.52 |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | 1.80 |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | - |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | 0.78 |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | 0.12 |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | 0.49 |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | 1.23 |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | - |
| 10 | Sezzle | 5.91 Bn | 5.79 Bn | - | 22.90 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 1.80 |
| Dec 31, 2025 | 1.40 |
| Sep 30, 2025 | 1.65 |
| Jun 30, 2025 | 1.64 |
| Mar 31, 2025 | 1.52 |
| Dec 31, 2024 | 1.19 |
| Sep 30, 2024 | 1.44 |
| Jun 30, 2024 | 1.73 |
| Mar 31, 2024 | 1.46 |
| Dec 31, 2023 | 1.40 |
| Sep 30, 2023 | 1.72 |
| Jun 30, 2023 | 1.51 |
| Mar 31, 2023 | 1.31 |
| Dec 31, 2022 | 1.35 |
| Sep 30, 2022 | 2.23 |
| Jun 30, 2022 | 3.31 |
| Mar 31, 2022 | 4.53 |
| Dec 31, 2021 | 2.65 |
| Sep 30, 2021 | 2.76 |
| Jun 30, 2021 | 3.12 |