American Express (AXP) Interest Coverage Ratio (2009 - 2026)
American Express' (AXP) quarterly Interest Coverage Ratio came in at 1.8 in Q1 2026, up 18.12% year-on-year from 1.52 in Q1 2025, and up 28.13% quarter-over-quarter from 1.4 in Q4 2025.
American Express (AXP) Interest Coverage Ratio (2009 - 2026) Analysis & Trends
American Express has disclosed Interest Coverage Ratio across 18 years of filings, most recently posting 1.8 for Q1 2026.
- Interest Coverage Ratio for Q1 2026 came in at 1.8, up 18.12% year-over-year; the trailing twelve-month figure through Mar 2026 was 1.62 (up 10.01% YoY), and the FY2025 annual result was 1.55, up 6.54% from the prior year.
- Interest Coverage Ratio came in at 1.8 for Q1 2026 at American Express, up from 1.4 in the prior quarter.
- In the past five years, Interest Coverage Ratio ranged from a high of 4.53 in Q1 2022 to a low of 1.19 in Q4 2024.
- The 5-year median for Interest Coverage Ratio is 1.52 (2025), against an average of 1.84.
- Across the five-year window, Interest Coverage Ratio grew 21.18% in 2022 and tumbled 71.04% in 2023, its largest moves.
- American Express' Interest Coverage Ratio stood at 1.35 in 2022, then increased by 3.82% to 1.4 in 2023, then declined by 14.54% to 1.19 in 2024, then rose by 17.61% to 1.4 in 2025, then climbed by 28.13% to 1.8 in 2026.
- The last three Interest Coverage Ratio figures came in at 1.8 (Q1 2026), 1.4 (Q4 2025), and 1.65 (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 541.66 Bn | 529.25 Bn | - | 40.64 |
| 2 | Mastercard | 437.55 Bn | 427.34 Bn | - | 26.52 |
| 3 | American Express | 212.80 Bn | 158.76 Bn | 17.43 Bn | 1.80 |
| 4 | Capital One Financial | 112.47 Bn | 35.97 Bn | - | 1.66 |
| 5 | PayPal Holdings | 37.70 Bn | 28.36 Bn | 7.84 Bn | - |
| 6 | Synchrony Financial | 24.26 Bn | 3.70 Bn | - | 2.08 |
| 7 | Affirm Holdings | 21.24 Bn | 19.51 Bn | 261.64 Mn | 0.78 |
| 8 | SoFi Technologies | 20.46 Bn | 17.06 Bn | 929.25 Mn | 0.12 |
| 9 | Ally Financial | 13.30 Bn | 12.86 Bn | 1.98 Bn | 0.49 |
| 10 | Credit Acceptance | 6.24 Bn | 6.21 Bn | 562.70 Mn | 1.23 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 1.80 |
| Dec 31, 2025 | 1.40 |
| Sep 30, 2025 | 1.65 |
| Jun 30, 2025 | 1.64 |
| Mar 31, 2025 | 1.52 |
| Dec 31, 2024 | 1.19 |
| Sep 30, 2024 | 1.44 |
| Jun 30, 2024 | 1.73 |
| Mar 31, 2024 | 1.46 |
| Dec 31, 2023 | 1.40 |
| Sep 30, 2023 | 1.72 |
| Jun 30, 2023 | 1.51 |
| Mar 31, 2023 | 1.31 |
| Dec 31, 2022 | 1.35 |
| Sep 30, 2022 | 2.23 |
| Jun 30, 2022 | 3.31 |
| Mar 31, 2022 | 4.53 |
| Dec 31, 2021 | 2.65 |
| Sep 30, 2021 | 2.76 |
| Jun 30, 2021 | 3.12 |