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American Express (AXP) Interest Coverage Ratio (2016 - 2025)

American Express (AXP) has disclosed Interest Coverage Ratio for 17 consecutive years, with 1.4 as the latest value for Q4 2025.

  • Quarterly Interest Coverage Ratio rose 17.61% to 1.4 in Q4 2025 from the year-ago period, while the trailing twelve-month figure was 1.55 through Dec 2025, up 6.54% year-over-year, with the annual reading at 1.55 for FY2025, 6.54% up from the prior year.
  • Interest Coverage Ratio hit 1.4 in Q4 2025 for American Express, down from 1.65 in the prior quarter.
  • In the past five years, Interest Coverage Ratio ranged from a high of 4.53 in Q1 2022 to a low of 1.19 in Q4 2024.
  • Historically, Interest Coverage Ratio has averaged 2.08 across 5 years, with a median of 1.64 in 2025.
  • Biggest five-year swings in Interest Coverage Ratio: soared 129.29% in 2021 and later crashed 71.04% in 2023.
  • Year by year, Interest Coverage Ratio stood at 2.65 in 2021, then plummeted by 49.24% to 1.35 in 2022, then grew by 3.82% to 1.4 in 2023, then dropped by 14.54% to 1.19 in 2024, then increased by 17.61% to 1.4 in 2025.
  • Business Quant data shows Interest Coverage Ratio for AXP at 1.4 in Q4 2025, 1.65 in Q3 2025, and 1.64 in Q2 2025.