American Express (AXP) Interest Coverage Ratio (2009 - 2026)
American Express (AXP) posted Interest Coverage Ratio of 1.79 for Q2 2026, little changed sequentially from 1.8 in Q1 2026, and up 9.35% YoY from 1.64 in Q2 2025.
American Express (AXP) Interest Coverage Ratio (2009 - 2026) Analysis & Trends
American Express has reported Interest Coverage Ratio for 18 years, with the latest figure at 1.79 in Q2 2026.
- Quarterly Interest Coverage Ratio rose 9.35% year-over-year to 1.79 in Q2 2026, while the trailing twelve-month figure through Jun 2026 was 1.66 (up 14.36% YoY) and the FY2025 annual result came in at 1.55, up 6.54% from the prior year.
- Interest Coverage Ratio held at 1.79 in Q2 2026 per AXP's latest filing, from 1.8 in the prior quarter.
- Over five years, Interest Coverage Ratio peaked at 4.53 in Q1 2022 and troughed at 1.19 in Q4 2024.
- A 5-year average of 1.83 and a median of 1.58 in 2025 frame the typical range for Interest Coverage Ratio.
- The sharpest annual moves came in 2022 and 2023: Interest Coverage Ratio rose 21.18% in 2022, then tumbled 71.04% in 2023.
- Over 5 years, Interest Coverage Ratio stood at 1.35 in 2022, then gained by 3.82% to 1.4 in 2023, then retreated by 14.54% to 1.19 in 2024, then advanced by 17.61% to 1.4 in 2025, then gained by 27.51% to 1.79 in 2026.
- According to Business Quant data, Interest Coverage Ratio over the past three periods registered 1.79, 1.8, and 1.4 for Q2 2026, Q1 2026, and Q4 2025 respectively.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 618.21 Bn | 605.85 Bn | - | 35.45 |
| 2 | Mastercard | 506.53 Bn | 493.04 Bn | - | 25.63 |
| 3 | American Express | 232.32 Bn | 183.00 Bn | 17.99 Bn | 1.79 |
| 4 | Capital One Financial | 136.19 Bn | 81.48 Bn | - | 1.53 |
| 5 | PayPal Holdings | 52.34 Bn | 41.08 Bn | - | 1.46 |
| 6 | Eason Technology | 35.89 Bn | 35.89 Bn | - | - |
| 7 | Synchrony Financial | 26.09 Bn | 9.90 Bn | - | 2.22 |
| 8 | Affirm Holdings | 25.93 Bn | 24.20 Bn | - | 0.78 |
| 9 | SoFi Technologies | 23.04 Bn | 22.68 Bn | -41.62 Mn | -3.03 |
| 10 | Ally Financial | 13.61 Bn | 5.77 Bn | 2.08 Bn | 0.46 |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 1.79 |
| Mar 31, 2026 | 1.80 |
| Dec 31, 2025 | 1.40 |
| Sep 30, 2025 | 1.65 |
| Jun 30, 2025 | 1.64 |
| Mar 31, 2025 | 1.52 |
| Dec 31, 2024 | 1.19 |
| Sep 30, 2024 | 1.44 |
| Jun 30, 2024 | 1.73 |
| Mar 31, 2024 | 1.46 |
| Dec 31, 2023 | 1.40 |
| Sep 30, 2023 | 1.72 |
| Jun 30, 2023 | 1.51 |
| Mar 31, 2023 | 1.31 |
| Dec 31, 2022 | 1.35 |
| Sep 30, 2022 | 2.23 |
| Jun 30, 2022 | 3.31 |
| Mar 31, 2022 | 4.53 |
| Dec 31, 2021 | 2.65 |
| Sep 30, 2021 | 2.76 |