KPIs & Operating Metrics(New)

American Express (AXP) FCF Margin (2016 - 2025)

American Express (AXP) has disclosed FCF Margin for 16 consecutive years, with 12.36% as the latest value for Q4 2025.

  • Quarterly FCF Margin fell 1840.0% to 12.36% in Q4 2025 from the year-ago period, while the trailing twelve-month figure was 22.16% through Dec 2025, up 375.0% year-over-year, with the annual reading at 22.16% for FY2025, 375.0% up from the prior year.
  • FCF Margin hit 12.36% in Q4 2025 for American Express, down from 30.28% in the prior quarter.
  • In the past five years, FCF Margin ranged from a high of 55.86% in Q4 2022 to a low of 13.63% in Q3 2024.
  • Historically, FCF Margin has averaged 26.87% across 5 years, with a median of 28.84% in 2022.
  • Biggest five-year swings in FCF Margin: soared 4641bps in 2021 and later plummeted -6462bps in 2024.
  • Year by year, FCF Margin stood at 37.36% in 2021, then soared by 50bps to 55.86% in 2022, then dropped by -28bps to 40.15% in 2023, then dropped by -23bps to 30.75% in 2024, then crashed by -60bps to 12.36% in 2025.
  • Business Quant data shows FCF Margin for AXP at 12.36% in Q4 2025, 30.28% in Q3 2025, and 20.97% in Q2 2025.