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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

American Express (AXP) FCF Margin (2016 - 2025)

American Express' FCF Margin history spans 17 years, with the latest figure at 16.16% for Q4 2025.

  • For Q4 2025, FCF Margin fell 1459.0% year-over-year to 16.16%; the TTM value through Dec 2025 reached 23.16%, up 475.0%, while the annual FY2025 figure was 25.51%, 711.0% up from the prior year.
  • FCF Margin for Q4 2025 was 16.16% at American Express, down from 30.28% in the prior quarter.
  • Across five years, FCF Margin topped out at 55.86% in Q4 2022 and bottomed at 13.63% in Q3 2024.
  • The 5-year median for FCF Margin is 28.84% (2022), against an average of 27.06%.
  • The largest annual shift saw FCF Margin surged 4641bps in 2021 before it crashed -6462bps in 2024.
  • A 5-year view of FCF Margin shows it stood at 37.36% in 2021, then surged by 50bps to 55.86% in 2022, then fell by -28bps to 40.15% in 2023, then fell by -23bps to 30.75% in 2024, then crashed by -47bps to 16.16% in 2025.
  • Per Business Quant, the three most recent readings for AXP's FCF Margin are 16.16% (Q4 2025), 30.28% (Q3 2025), and 20.97% (Q2 2025).