KPIs & Operating Metrics(New)

American Express (AXP) Net Cash Flow (2016 - 2025)

American Express' Net Cash Flow history spans 17 years, with the latest figure at $2.9 billion for Q4 2025.

  • For Q4 2025, Net Cash Flow rose 140.25% year-over-year to $2.9 billion; the TTM value through Dec 2025 reached $16.7 billion, up 382.18%, while the annual FY2025 figure was $29.6 billion, 600.98% up from the prior year.
  • Net Cash Flow for Q4 2025 was $2.9 billion at American Express, up from -$3.3 billion in the prior quarter.
  • Across five years, Net Cash Flow topped out at $11.9 billion in Q1 2025 and bottomed at -$9.5 billion in Q2 2021.
  • The 5-year median for Net Cash Flow is $2.3 billion (2023), against an average of $1.2 billion.
  • The largest annual shift saw Net Cash Flow crashed 597.9% in 2024 before it surged 508.49% in 2025.
  • A 5-year view of Net Cash Flow shows it stood at -$5.9 billion in 2021, then skyrocketed by 154.36% to $3.2 billion in 2022, then fell by 17.53% to $2.7 billion in 2023, then plummeted by 371.35% to -$7.2 billion in 2024, then soared by 140.25% to $2.9 billion in 2025.
  • Per Business Quant, the three most recent readings for AXP's Net Cash Flow are $2.9 billion (Q4 2025), -$3.3 billion (Q3 2025), and $5.2 billion (Q2 2025).