American Express (AXP) Net Cash Flow (2010 - 2026)
American Express recorded quarterly Net Cash Flow of $5.9 billion in Q1 2026, up 183.99% quarter-over-quarter from -$7.0 billion in Q4 2025, and down 50.18% year-over-year from $11.9 billion in Q1 2025.
American Express (AXP) Net Cash Flow (2010 - 2026) Analysis & Trends
American Express' Net Cash Flow history runs 17 years deep, the most recent figure standing at $5.9 billion for Q1 2026.
- In Q1 2026, Net Cash Flow fell 50.18% year-over-year to $5.9 billion; the TTM figure through Mar 2026 stood at $797.0 million (up 148.39% YoY), while the FY2025 annual figure was $6.7 billion, up 214.05% from the prior year.
- Net Cash Flow came in at $5.9 billion for Q1 2026 at American Express, up from -$7.0 billion in the prior quarter.
- In the past five years, Net Cash Flow ranged from a high of $11.9 billion in Q1 2025 to a low of -$7.2 billion in Q4 2024.
- A 5-year average of $1.8 billion and a median of $2.7 billion in 2023 frame the typical range for Net Cash Flow.
- Across the five-year window, Net Cash Flow sank 597.9% in 2024 and surged 508.49% in 2025, its largest moves.
- American Express' Net Cash Flow stood at $3.2 billion in 2022, then slipped by 17.53% to $2.7 billion in 2023, then slumped by 371.35% to -$7.2 billion in 2024, then advanced by 2.81% to -$7.0 billion in 2025, then jumped by 183.99% to $5.9 billion in 2026.
- According to Business Quant data, Net Cash Flow over the past three periods registered $5.9 billion, -$7.0 billion, and -$3.3 billion for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Cash Flow (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 539.53 Bn | 527.13 Bn | - | -4.28 Bn |
| 2 | Mastercard | 441.81 Bn | 431.60 Bn | - | -2.37 Bn |
| 3 | American Express | 215.01 Bn | 160.96 Bn | 17.43 Bn | 5.91 Bn |
| 4 | Capital One Financial | 114.99 Bn | 38.50 Bn | - | 17.16 Bn |
| 5 | PayPal Holdings | 41.29 Bn | 31.95 Bn | 7.84 Bn | -1.53 Bn |
| 6 | Affirm Holdings | 24.62 Bn | 22.89 Bn | 261.64 Mn | 383.32 Mn |
| 7 | Synchrony Financial | 24.22 Bn | 3.66 Bn | - | 5.59 Bn |
| 8 | SoFi Technologies | 23.71 Bn | 20.31 Bn | 929.25 Mn | -1.59 Bn |
| 9 | Ally Financial | 13.13 Bn | 12.69 Bn | 1.98 Bn | -577.00 Mn |
| 10 | Credit Acceptance | 6.46 Bn | 6.44 Bn | 562.70 Mn | 1.90 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 5.91 Bn |
| Mar 31, 2026 | 5.91 Bn |
| Dec 31, 2025 | -7.03 Bn |
| Dec 31, 2025 | -7.03 Bn |
| Sep 30, 2025 | -3.32 Bn |
| Sep 30, 2025 | -3.32 Bn |
| Jun 30, 2025 | 5.25 Bn |
| Jun 30, 2025 | 5.25 Bn |
| Mar 31, 2025 | 11.86 Bn |
| Mar 31, 2025 | 11.86 Bn |
| Dec 31, 2024 | -7.24 Bn |
| Dec 31, 2024 | -7.24 Bn |
| Sep 30, 2024 | -4.98 Bn |
| Sep 30, 2024 | -4.98 Bn |
| Jun 30, 2024 | -1.28 Bn |
| Jun 30, 2024 | -1.28 Bn |
| Mar 31, 2024 | 7.59 Bn |
| Mar 31, 2024 | 7.59 Bn |
| Dec 31, 2023 | 2.67 Bn |
| Dec 31, 2023 | 2.67 Bn |