American Express (AXP) Provisions (2009 - 2026)

American Express recorded quarterly Provisions of $1.3 billion in Q1 2026, down 11.53% quarter-over-quarter from $1.4 billion in Q4 2025, and up 8.78% year-over-year from $1.2 billion in Q1 2025.

American Express (AXP) Provisions (2009 - 2026) Analysis & Trends

American Express' Provisions history runs 18 years deep, the most recent figure standing at $1.3 billion for Q1 2026.

  • In Q1 2026, Provisions rose 8.78% year-over-year to $1.3 billion; the TTM figure through Mar 2026 stood at $5.1 billion (up 0.71% YoY), while the FY2025 annual figure was $5.3 billion, up 1.37% from the prior year.
  • Provisions came in at $1.3 billion for Q1 2026 at American Express, down from $1.4 billion in the prior quarter.
  • In the past five years, Provisions ranged from a high of $1.4 billion in Q4 2023 to a low of -$144.0 million in Q2 2025.
  • A 5-year average of $1.0 billion and a median of $1.2 billion in 2023 frame the typical range for Provisions.
  • Across the five-year window, Provisions surged 3296.97% in 2023 and plunged 111.36% in 2025, its largest moves.
  • American Express' Provisions stood at $1.0 billion in 2022, then jumped by 39.92% to $1.4 billion in 2023, then slipped by 10.09% to $1.3 billion in 2024, then advanced by 9.44% to $1.4 billion in 2025, then fell by 11.53% to $1.3 billion in 2026.
  • According to Business Quant data, Provisions over the past three periods registered $1.3 billion, $1.4 billion, and $1.3 billion for Q1 2026, Q4 2025, and Q3 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Provisions (Qtr)
1 Visa 539.53 Bn 527.13 Bn - -
2 Mastercard 441.81 Bn 431.60 Bn - -
3 American Express 215.01 Bn 160.96 Bn 17.43 Bn 1.25 Bn
4 Capital One Financial 114.99 Bn 38.50 Bn - 4.07 Bn
5 PayPal Holdings 41.29 Bn 31.95 Bn 7.84 Bn -
6 Affirm Holdings 24.62 Bn 22.89 Bn 261.64 Mn 196.54 Mn
7 Synchrony Financial 24.22 Bn 3.66 Bn - 1.34 Bn
8 SoFi Technologies 23.71 Bn 20.31 Bn 929.25 Mn 8.90 Mn
9 Ally Financial 13.13 Bn 12.69 Bn 1.98 Bn 467.00 Mn
10 Credit Acceptance 6.46 Bn 6.44 Bn 562.70 Mn -

Historic Data

Download Data
DateValue
Mar 31, 2026 1.25 Bn
Dec 31, 2025 1.41 Bn
Sep 30, 2025 1.29 Bn
Jun 30, 2025 -144.00 Mn
Mar 31, 2025 1.15 Bn
Dec 31, 2024 1.29 Bn
Sep 30, 2024 1.36 Bn
Jun 30, 2024 1.27 Bn
Mar 31, 2024 1.27 Bn
Dec 31, 2023 1.44 Bn
Sep 30, 2023 1.23 Bn
Jun 30, 2023 1.20 Bn
Mar 31, 2023 1.06 Bn
Dec 31, 2022 1.03 Bn
Sep 30, 2022 778.00 Mn
Jun 30, 2022 410.00 Mn
Mar 31, 2022 -33.00 Mn
Dec 31, 2021 53.00 Mn
Sep 30, 2021 -191.00 Mn
Jun 30, 2021 -606.00 Mn