American Express (AXP) Provisions (2009 - 2026)
American Express (AXP) posted Provisions of $1.1 billion for Q2 2026, down 13.35% sequentially from $1.3 billion in Q1 2026, and down 22.85% YoY from $1.4 billion in Q2 2025.
American Express (AXP) Provisions (2009 - 2026) Analysis & Trends
American Express has reported Provisions for 18 years, with the latest figure at $1.1 billion in Q2 2026.
- Quarterly Provisions fell 22.85% year-over-year to $1.1 billion in Q2 2026, while the trailing twelve-month figure through Jun 2026 was $5.0 billion (down 3.21% YoY) and the FY2025 annual result came in at $5.3 billion, up 1.37% from the prior year.
- Provisions slipped to $1.1 billion in Q2 2026 per AXP's latest filing, from $1.3 billion in the prior quarter.
- Over five years, Provisions peaked at $1.4 billion in Q4 2023 and troughed at -$33.0 million in Q1 2022.
- A 5-year average of $1.1 billion and a median of $1.2 billion in 2023 frame the typical range for Provisions.
- The sharpest annual moves came in 2023 and 2026: Provisions soared 3296.97% in 2023, then slipped 22.85% in 2026.
- Over 5 years, Provisions stood at $1.0 billion in 2022, then surged by 39.92% to $1.4 billion in 2023, then dropped by 10.09% to $1.3 billion in 2024, then climbed by 9.44% to $1.4 billion in 2025, then slipped by 23.34% to $1.1 billion in 2026.
- According to Business Quant data, Provisions over the past three periods registered $1.1 billion, $1.3 billion, and $1.4 billion for Q2 2026, Q1 2026, and Q4 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Provisions (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 618.21 Bn | 605.85 Bn | - | - |
| 2 | Mastercard | 506.53 Bn | 493.04 Bn | - | - |
| 3 | American Express | 232.32 Bn | 183.00 Bn | 17.99 Bn | 1.08 Bn |
| 4 | Capital One Financial | 136.19 Bn | 81.48 Bn | - | 2.99 Bn |
| 5 | PayPal Holdings | 52.34 Bn | 41.08 Bn | - | - |
| 6 | Eason Technology | 35.89 Bn | 35.89 Bn | - | - |
| 7 | Synchrony Financial | 26.09 Bn | 9.90 Bn | - | 1.20 Bn |
| 8 | Affirm Holdings | 25.93 Bn | 24.20 Bn | - | 196.54 Mn |
| 9 | SoFi Technologies | 23.04 Bn | 22.68 Bn | -41.62 Mn | 8.90 Mn |
| 10 | Ally Financial | 13.61 Bn | 5.77 Bn | 2.08 Bn | 430.00 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 1.08 Bn |
| Mar 31, 2026 | 1.25 Bn |
| Dec 31, 2025 | 1.41 Bn |
| Sep 30, 2025 | 1.29 Bn |
| Jun 30, 2025 | 1.41 Bn |
| Mar 31, 2025 | 1.15 Bn |
| Dec 31, 2024 | 1.29 Bn |
| Sep 30, 2024 | 1.36 Bn |
| Jun 30, 2024 | 1.27 Bn |
| Mar 31, 2024 | 1.27 Bn |
| Dec 31, 2023 | 1.44 Bn |
| Sep 30, 2023 | 1.23 Bn |
| Jun 30, 2023 | 1.20 Bn |
| Mar 31, 2023 | 1.06 Bn |
| Dec 31, 2022 | 1.03 Bn |
| Sep 30, 2022 | 778.00 Mn |
| Jun 30, 2022 | 410.00 Mn |
| Mar 31, 2022 | -33.00 Mn |
| Dec 31, 2021 | 53.00 Mn |
| Sep 30, 2021 | -191.00 Mn |