American Express (AXP) Provisions (2009 - 2026)
American Express recorded quarterly Provisions of $1.3 billion in Q1 2026, down 11.53% quarter-over-quarter from $1.4 billion in Q4 2025, and up 8.78% year-over-year from $1.2 billion in Q1 2025.
American Express (AXP) Provisions (2009 - 2026) Analysis & Trends
American Express' Provisions history runs 18 years deep, the most recent figure standing at $1.3 billion for Q1 2026.
- In Q1 2026, Provisions rose 8.78% year-over-year to $1.3 billion; the TTM figure through Mar 2026 stood at $5.1 billion (up 0.71% YoY), while the FY2025 annual figure was $5.3 billion, up 1.37% from the prior year.
- Provisions came in at $1.3 billion for Q1 2026 at American Express, down from $1.4 billion in the prior quarter.
- In the past five years, Provisions ranged from a high of $1.4 billion in Q4 2023 to a low of -$144.0 million in Q2 2025.
- A 5-year average of $1.0 billion and a median of $1.2 billion in 2023 frame the typical range for Provisions.
- Across the five-year window, Provisions surged 3296.97% in 2023 and plunged 111.36% in 2025, its largest moves.
- American Express' Provisions stood at $1.0 billion in 2022, then jumped by 39.92% to $1.4 billion in 2023, then slipped by 10.09% to $1.3 billion in 2024, then advanced by 9.44% to $1.4 billion in 2025, then fell by 11.53% to $1.3 billion in 2026.
- According to Business Quant data, Provisions over the past three periods registered $1.3 billion, $1.4 billion, and $1.3 billion for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Provisions (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 539.53 Bn | 527.13 Bn | - | - |
| 2 | Mastercard | 441.81 Bn | 431.60 Bn | - | - |
| 3 | American Express | 215.01 Bn | 160.96 Bn | 17.43 Bn | 1.25 Bn |
| 4 | Capital One Financial | 114.99 Bn | 38.50 Bn | - | 4.07 Bn |
| 5 | PayPal Holdings | 41.29 Bn | 31.95 Bn | 7.84 Bn | - |
| 6 | Affirm Holdings | 24.62 Bn | 22.89 Bn | 261.64 Mn | 196.54 Mn |
| 7 | Synchrony Financial | 24.22 Bn | 3.66 Bn | - | 1.34 Bn |
| 8 | SoFi Technologies | 23.71 Bn | 20.31 Bn | 929.25 Mn | 8.90 Mn |
| 9 | Ally Financial | 13.13 Bn | 12.69 Bn | 1.98 Bn | 467.00 Mn |
| 10 | Credit Acceptance | 6.46 Bn | 6.44 Bn | 562.70 Mn | - |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 1.25 Bn |
| Dec 31, 2025 | 1.41 Bn |
| Sep 30, 2025 | 1.29 Bn |
| Jun 30, 2025 | -144.00 Mn |
| Mar 31, 2025 | 1.15 Bn |
| Dec 31, 2024 | 1.29 Bn |
| Sep 30, 2024 | 1.36 Bn |
| Jun 30, 2024 | 1.27 Bn |
| Mar 31, 2024 | 1.27 Bn |
| Dec 31, 2023 | 1.44 Bn |
| Sep 30, 2023 | 1.23 Bn |
| Jun 30, 2023 | 1.20 Bn |
| Mar 31, 2023 | 1.06 Bn |
| Dec 31, 2022 | 1.03 Bn |
| Sep 30, 2022 | 778.00 Mn |
| Jun 30, 2022 | 410.00 Mn |
| Mar 31, 2022 | -33.00 Mn |
| Dec 31, 2021 | 53.00 Mn |
| Sep 30, 2021 | -191.00 Mn |
| Jun 30, 2021 | -606.00 Mn |