American Express (AXP) Provisions (2009 - 2026)

American Express' (AXP) quarterly Provisions came in at $1.3 billion in Q1 2026, up 8.78% year-on-year from $1.2 billion in Q1 2025, and down 11.53% quarter-over-quarter from $1.4 billion in Q4 2025.

American Express (AXP) Provisions (2009 - 2026) Analysis & Trends

American Express has disclosed Provisions across 18 years of filings, most recently posting $1.3 billion for Q1 2026.

  • Provisions for Q1 2026 came in at $1.3 billion, up 8.78% year-over-year; the trailing twelve-month figure through Mar 2026 was $5.1 billion (up 0.71% YoY), and the FY2025 annual result was $5.3 billion, up 1.37% from the prior year.
  • Provisions came in at $1.3 billion for Q1 2026 at American Express, down from $1.4 billion in the prior quarter.
  • In the past five years, Provisions ranged from a high of $1.4 billion in Q4 2023 to a low of -$144.0 million in Q2 2025.
  • The 5-year median for Provisions is $1.2 billion (2023), against an average of $1.0 billion.
  • Across the five-year window, Provisions jumped 3296.97% in 2023 and sank 111.36% in 2025, its largest moves.
  • American Express' Provisions stood at $1.0 billion in 2022, then soared by 39.92% to $1.4 billion in 2023, then decreased by 10.09% to $1.3 billion in 2024, then gained by 9.44% to $1.4 billion in 2025, then declined by 11.53% to $1.3 billion in 2026.
  • The last three Provisions figures came in at $1.3 billion (Q1 2026), $1.4 billion (Q4 2025), and $1.3 billion (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Provisions (Qtr)
1 Visa 548.22 Bn 535.81 Bn - -
2 Mastercard 437.48 Bn 427.27 Bn - -
3 American Express 231.87 Bn 177.83 Bn 17.43 Bn 1.25 Bn
4 Capital One Financial 125.74 Bn 49.24 Bn - 4.07 Bn
5 PayPal Holdings 38.80 Bn 29.46 Bn 7.84 Bn -
6 Synchrony Financial 25.78 Bn 5.22 Bn - 1.34 Bn
7 Affirm Holdings 24.65 Bn 22.93 Bn 261.64 Mn 196.54 Mn
8 SoFi Technologies 22.89 Bn 19.49 Bn 929.25 Mn 8.90 Mn
9 Ally Financial 14.15 Bn 13.70 Bn 1.98 Bn 467.00 Mn
10 Credit Acceptance 6.63 Bn 6.61 Bn 562.70 Mn -

Historic Data

Download Data
DateValue
Mar 31, 2026 1.25 Bn
Dec 31, 2025 1.41 Bn
Sep 30, 2025 1.29 Bn
Jun 30, 2025 -144.00 Mn
Mar 31, 2025 1.15 Bn
Dec 31, 2024 1.29 Bn
Sep 30, 2024 1.36 Bn
Jun 30, 2024 1.27 Bn
Mar 31, 2024 1.27 Bn
Dec 31, 2023 1.44 Bn
Sep 30, 2023 1.23 Bn
Jun 30, 2023 1.20 Bn
Mar 31, 2023 1.06 Bn
Dec 31, 2022 1.03 Bn
Sep 30, 2022 778.00 Mn
Jun 30, 2022 410.00 Mn
Mar 31, 2022 -33.00 Mn
Dec 31, 2021 53.00 Mn
Sep 30, 2021 -191.00 Mn
Jun 30, 2021 -606.00 Mn