KPIs & Operating Metrics(New)

American Express (AXP) Provisions (2016 - 2025)

American Express' Provisions history spans 17 years, with the latest figure at $1.4 billion for Q4 2025.

  • For Q4 2025, Provisions rose 9.44% year-over-year to $1.4 billion; the TTM value through Dec 2025 reached $5.1 billion, down 0.81%, while the annual FY2025 figure was $5.3 billion, 1.37% up from the prior year.
  • Provisions for Q4 2025 was $1.4 billion at American Express, up from $1.3 billion in the prior quarter.
  • Across five years, Provisions topped out at $1.4 billion in Q4 2023 and bottomed at -$675.0 million in Q1 2021.
  • The 5-year median for Provisions is $1.1 billion (2023), against an average of $728.9 million.
  • The largest annual shift saw Provisions tumbled 138.97% in 2021 before it surged 3296.97% in 2023.
  • A 5-year view of Provisions shows it stood at $53.0 million in 2021, then surged by 1837.74% to $1.0 billion in 2022, then skyrocketed by 39.92% to $1.4 billion in 2023, then fell by 10.09% to $1.3 billion in 2024, then increased by 9.44% to $1.4 billion in 2025.
  • Per Business Quant, the three most recent readings for AXP's Provisions are $1.4 billion (Q4 2025), $1.3 billion (Q3 2025), and -$144.0 million (Q2 2025).