American Express (AXP) EBIT Margin (2009 - 2026)
American Express (AXP) reported EBIT Margin of 32.15% for Q3 2026, down 0.18 percentage points from 32.32% a year earlier but up 1.44 percentage points from the prior quarter.
American Express (AXP) EBIT Margin (2009 - 2026) Analysis & Trends
Over the twelve months ended Sep 30, 2026, American Express' EBIT Margin came in at 30.13%, down 0.64 percentage points year-over-year; for FY2025, it was 30.50%, down 1.57 percentage points from FY2024.
- EBIT Margin has a five-year change of +12.78 percentage points (FY2020 to FY2025).
- By year, EBIT Margin came in at 32.07% in FY2024 (+3.38 pp), 28.69% in FY2023 (+5.33 pp), 23.36% in FY2022 (-4.89 pp) and 28.25% in FY2021 (+10.53 pp).
- Five-year quarterly EBIT Margin spans a low of 21.39% in Q4 2021 and a high of 35.84% in Q2 2024.
- Year over year, EBIT Margin has now declined in each of the last four quarters, with an average year-over-year change of -1.05 percentage points over the last eight quarters.
- The high point for year-over-year EBIT Margin in five years was Q3 2023 (a gain of 7.83 percentage points); the low point was Q1 2022 (a drop of 11.17 percentage points).
- Per Business Quant data, the three quarters before Q3 2026 came in at 30.70% (Q2 2026), 30.42% (Q1 2026) and 27.13% (Q4 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBIT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 903.97 Bn | 903.97 Bn | - | - |
| 2 | Bank Of America | 356.92 Bn | -2,019.15 Bn | - | 93.16% |
| 3 | Hsbc Holdings | 296.96 Bn | -1,806.64 Bn | - | 48.15% |
| 4 | Morgan Stanley | 285.10 Bn | 285.10 Bn | - | - |
| 5 | Royal Bank Of Canada | 284.66 Bn | -545.38 Bn | - | 138.04% |
| 6 | Goldman Sachs | 266.61 Bn | 266.61 Bn | - | - |
| 7 | Wells Fargo & Company | 250.94 Bn | 250.94 Bn | - | 84.54% |
| 8 | Mitsubishi Ufj Financial | 245.01 Bn | -96.38 Bn | 10.89 Bn | 51.45% |
| 9 | Toronto Dominion Bank | 214.22 Bn | -461.66 Bn | - | 6.25% |
| 10 | American Express | 214.16 Bn | 13.64 Bn | - | 32.15% |
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 32.15% |
| Jun 30, 2026 | 30.70% |
| Mar 31, 2026 | 30.42% |
| Dec 31, 2025 | 27.13% |
| Sep 30, 2025 | 32.32% |
| Jun 30, 2025 | 31.51% |
| Mar 31, 2025 | 31.21% |
| Dec 31, 2024 | 27.91% |
| Sep 30, 2024 | 32.14% |
| Jun 30, 2024 | 35.84% |
| Mar 31, 2024 | 32.60% |
| Dec 31, 2023 | 28.23% |
| Sep 30, 2023 | 31.84% |
| Jun 30, 2023 | 29.25% |
| Mar 31, 2023 | 25.21% |
| Dec 31, 2022 | 21.71% |
| Sep 30, 2022 | 24.01% |
| Jun 30, 2022 | 22.26% |
| Mar 31, 2022 | 25.85% |
| Dec 31, 2021 | 21.39% |
American Express EBIT Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=ebit-margin&ticker=AXP&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "ebit-margin", "ticker": "AXP", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=ebit-margin&ticker=AXP&period=max&api_key=YOUR_API_KEY");
const data = await res.json();