KPIs & Operating Metrics(New)

American Express (AXP) Debt Ratio (2016 - 2025)

American Express' Debt Ratio history spans 17 years, with the latest figure at 0.0 for Q3 2025.

  • For Q3 2025, Debt Ratio fell 9.62% year-over-year to 0.0; the TTM value through Sep 2025 reached 0.0, down 9.62%, while the annual FY2024 figure was 0.01, 2.21% up from the prior year.
  • Debt Ratio for Q3 2025 was 0.0 at American Express, down from 0.01 in the prior quarter.
  • Across five years, Debt Ratio topped out at 0.01 in Q3 2021 and bottomed at 0.0 in Q3 2025.
  • The 5-year median for Debt Ratio is 0.01 (2023), against an average of 0.01.
  • The largest YoY upside for Debt Ratio was 33.43% in 2021 against a maximum downside of 56.51% in 2021.
  • A 5-year view of Debt Ratio shows it stood at 0.01 in 2021, then crashed by 50.26% to 0.01 in 2022, then fell by 16.11% to 0.0 in 2023, then rose by 2.21% to 0.01 in 2024, then fell by 3.99% to 0.0 in 2025.
  • Per Business Quant, the three most recent readings for AXP's Debt Ratio are 0.0 (Q3 2025), 0.01 (Q2 2025), and 0.01 (Q4 2024).