American Express (AXP) Debt Ratio (2010 - 2026)
American Express (AXP) posted Debt Ratio of 0.19 for Q2 2026, down 2.09% sequentially from 0.2 in Q1 2026, and down 5.14% YoY from 0.2 in Q2 2025.
American Express (AXP) Debt Ratio (2010 - 2026) Analysis & Trends
American Express has reported Debt Ratio for 17 years, with the latest figure at 0.19 in Q2 2026.
- Quarterly Debt Ratio fell 5.14% year-over-year to 0.19 in Q2 2026, while the trailing twelve-month figure through Jun 2026 was 0.19 (down 5.14% YoY) and the FY2025 annual result came in at 0.19, up 2.28% from the prior year.
- Debt Ratio fell to 0.19 in Q2 2026 per AXP's latest filing, from 0.2 in the prior quarter.
- Over five years, Debt Ratio peaked at 0.21 in Q2 2022 and troughed at 0.18 in Q1 2023.
- A 5-year average of 0.2 and a median of 0.19 in 2024 frame the typical range for Debt Ratio.
- The sharpest annual moves came in 2023 and 2024: Debt Ratio retreated 12.02% in 2023, then climbed 5.83% in 2024.
- Over 5 years, Debt Ratio stood at 0.19 in 2022, then retreated by 2.11% to 0.19 in 2023, then retreated by 0.04% to 0.19 in 2024, then grew by 2.28% to 0.19 in 2025, then declined by 0.47% to 0.19 in 2026.
- According to Business Quant data, Debt Ratio over the past three periods registered 0.19, 0.2, and 0.19 for Q2 2026, Q1 2026, and Q4 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Debt Ratio (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 618.21 Bn | 605.85 Bn | - | 0.25 |
| 2 | Mastercard | 506.53 Bn | 493.04 Bn | - | 0.43 |
| 3 | American Express | 232.32 Bn | 183.00 Bn | 17.99 Bn | 0.19 |
| 4 | Capital One Financial | 136.19 Bn | 81.48 Bn | - | 0.05 |
| 5 | PayPal Holdings | 52.34 Bn | 41.08 Bn | - | 0.18 |
| 6 | Eason Technology | 35.89 Bn | 35.89 Bn | - | - |
| 7 | Synchrony Financial | 26.09 Bn | 9.90 Bn | - | 0.13 |
| 8 | Affirm Holdings | 25.93 Bn | 24.20 Bn | - | 0.18 |
| 9 | SoFi Technologies | 23.04 Bn | 22.68 Bn | -41.62 Mn | - |
| 10 | Ally Financial | 13.61 Bn | 5.77 Bn | 2.08 Bn | 0.11 |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 0.19 |
| Mar 31, 2026 | 0.20 |
| Dec 31, 2025 | 0.19 |
| Sep 30, 2025 | 0.20 |
| Jun 30, 2025 | 0.20 |
| Mar 31, 2025 | 0.19 |
| Dec 31, 2024 | 0.19 |
| Sep 30, 2024 | 0.20 |
| Jun 30, 2024 | 0.20 |
| Mar 31, 2024 | 0.19 |
| Dec 31, 2023 | 0.19 |
| Sep 30, 2023 | 0.19 |
| Jun 30, 2023 | 0.20 |
| Mar 31, 2023 | 0.18 |
| Dec 31, 2022 | 0.19 |
| Sep 30, 2022 | 0.20 |
| Jun 30, 2022 | 0.21 |
| Mar 31, 2022 | 0.21 |
| Dec 31, 2021 | 0.22 |
| Sep 30, 2021 | 0.20 |