American Express (AXP) Debt Ratio (2010 - 2026)
American Express' Debt Ratio was 0.19 in Q3 2026, down 2.9% from 0.20 a year earlier but up 0.9% from the prior quarter.
Analysis
American Express (AXP) Debt Ratio (2010 - 2026) Analysis & Trends
From Q4 2010 onward, American Express has reported Debt Ratio for 64 quarters.
- In earlier years, Debt Ratio was 0.19 in FY2024 (unchanged), 0.19 in FY2023 (-2.1%), 0.19 in FY2022 (-11.2%) and 0.22 in FY2021 (-7.8%).
- Quarterly Debt Ratio has moved between 0.18 (Q1 2023) and 0.22 (Q4 2021) over five years.
- Compared with a year earlier, Debt Ratio was higher in three of the last eight quarters, with an average year-over-year change of 0.0%.
- The best year-over-year quarter for Debt Ratio over five years was Q3 2024 (growth of 5.8%); the worst was Q1 2023 (a decline of 12.0%).
- Per Business Quant data, AXP's Debt Ratio in the three quarters before Q3 2026 was 0.19 (Q2 2026), 0.20 (Q1 2026) and 0.19 (Q4 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Debt Ratio (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 903.97 Bn | 903.97 Bn | - | - |
| 2 | Bank Of America | 356.92 Bn | -2,019.15 Bn | - | 0.11 |
| 3 | Hsbc Holdings | 296.96 Bn | -1,806.64 Bn | - | - |
| 4 | Morgan Stanley | 285.10 Bn | 285.10 Bn | - | - |
| 5 | Royal Bank Of Canada | 284.66 Bn | -545.38 Bn | - | 0.01 |
| 6 | Goldman Sachs | 266.61 Bn | 266.61 Bn | - | - |
| 7 | Wells Fargo & Company | 250.94 Bn | 250.94 Bn | - | 0.10 |
| 8 | Mitsubishi Ufj Financial | 245.01 Bn | -96.38 Bn | 10.89 Bn | 0.05 |
| 9 | Toronto Dominion Bank | 214.22 Bn | -461.66 Bn | - | - |
| 10 | American Express | 214.16 Bn | 13.64 Bn | - | 0.19 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 0.19 |
| Jun 30, 2026 | 0.19 |
| Mar 31, 2026 | 0.20 |
| Dec 31, 2025 | 0.19 |
| Sep 30, 2025 | 0.20 |
| Jun 30, 2025 | 0.20 |
| Mar 31, 2025 | 0.19 |
| Dec 31, 2024 | 0.19 |
| Sep 30, 2024 | 0.20 |
| Jun 30, 2024 | 0.20 |
| Mar 31, 2024 | 0.19 |
| Dec 31, 2023 | 0.19 |
| Sep 30, 2023 | 0.19 |
| Jun 30, 2023 | 0.20 |
| Mar 31, 2023 | 0.18 |
| Dec 31, 2022 | 0.19 |
| Sep 30, 2022 | 0.20 |
| Jun 30, 2022 | 0.21 |
| Mar 31, 2022 | 0.21 |
| Dec 31, 2021 | 0.22 |
API Access
American Express Debt Ratio API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=debt-ratio&ticker=AXP&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "debt-ratio", "ticker": "AXP", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=debt-ratio&ticker=AXP&period=max&api_key=YOUR_API_KEY");
const data = await res.json();