American Express (AXP) Debt Ratio (2010 - 2026)

American Express (AXP) posted Debt Ratio of 0.01 for Q1 2026, up 19.88% sequentially from 0.0 in Q4 2025, and down 0.83% YoY from 0.01 in Q1 2025.

American Express (AXP) Debt Ratio (2010 - 2026) Analysis & Trends

American Express (AXP) has 17 years of Debt Ratio data on file, last reported at 0.01 in Q1 2026.

  • Quarterly Debt Ratio fell 0.83% year-over-year to 0.01 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 0.01 (down 0.83% YoY) and the FY2025 annual result came in at 0.0, down 9.73% from the prior year.
  • Debt Ratio advanced to 0.01 in Q1 2026 per AXP's latest filing, from 0.0 in the prior quarter.
  • The five-year high for Debt Ratio was 0.01 in Q1 2022, with the low at 0.0 in Q4 2025.
  • Average Debt Ratio over 5 years is 0.01, with a median of 0.01 recorded in 2022.
  • The widest YoY moves for Debt Ratio: up 32.42% in 2022, down 50.26% in 2022.
  • American Express' Debt Ratio stood at 0.01 in 2022, then decreased by 16.11% to 0.0 in 2023, then increased by 2.21% to 0.01 in 2024, then fell by 9.73% to 0.0 in 2025, then increased by 19.88% to 0.01 in 2026.
  • Business Quant data shows AXP's Debt Ratio at 0.01 in Q1 2026, 0.0 in Q4 2025, and 0.0 in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Debt Ratio (Qtr)
1 Visa 587.74 Bn 575.34 Bn - 0.25
2 Mastercard 465.55 Bn 455.34 Bn - 0.36
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn 0.01
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn 0.12
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn 0.18
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn -
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn 0.02
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn 0.60
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn 3.53
10 Sezzle 5.91 Bn 5.79 Bn - 0.32

Historic Data

Download Data
DateValue
Mar 31, 2026 0.01
Dec 31, 2025 0.00
Sep 30, 2025 0.00
Jun 30, 2025 0.01
Mar 31, 2025 0.01
Dec 31, 2024 0.01
Sep 30, 2024 0.01
Jun 30, 2024 0.01
Mar 31, 2024 0.01
Dec 31, 2023 0.00
Sep 30, 2023 0.01
Jun 30, 2023 0.01
Mar 31, 2023 0.01
Dec 31, 2022 0.01
Sep 30, 2022 0.01
Jun 30, 2022 0.01
Mar 31, 2022 0.01
Dec 31, 2021 0.01
Sep 30, 2021 0.01
Jun 30, 2021 0.01