American Express (AXP) Debt Ratio (2010 - 2026)

American Express' (AXP) quarterly Debt Ratio came in at 0.01 in Q1 2026, down 0.83% year-on-year from 0.01 in Q1 2025, and up 19.88% quarter-over-quarter from 0.0 in Q4 2025.

American Express (AXP) Debt Ratio (2010 - 2026) Analysis & Trends

American Express has disclosed Debt Ratio across 17 years of filings, most recently posting 0.01 for Q1 2026.

  • Debt Ratio for Q1 2026 came in at 0.01, down 0.83% year-over-year; the trailing twelve-month figure through Mar 2026 was 0.01 (down 0.83% YoY), and the FY2025 annual result was 0.0, down 9.73% from the prior year.
  • Debt Ratio came in at 0.01 for Q1 2026 at American Express, up from 0.0 in the prior quarter.
  • In the past five years, Debt Ratio ranged from a high of 0.01 in Q1 2022 to a low of 0.0 in Q4 2025.
  • The 5-year median for Debt Ratio is 0.01 (2022), against an average of 0.01.
  • Peak annual rise in Debt Ratio reached 32.42% in 2022, while the deepest fall reached 50.26% in 2022.
  • American Express' Debt Ratio stood at 0.01 in 2022, then declined by 16.11% to 0.0 in 2023, then advanced by 2.21% to 0.01 in 2024, then slipped by 9.73% to 0.0 in 2025, then advanced by 19.88% to 0.01 in 2026.
  • The last three Debt Ratio figures came in at 0.01 (Q1 2026), 0.0 (Q4 2025), and 0.0 (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Debt Ratio (Qtr)
1 Visa 548.22 Bn 535.81 Bn - 0.25
2 Mastercard 437.48 Bn 427.27 Bn - 0.36
3 American Express 231.87 Bn 177.83 Bn 17.43 Bn 0.01
4 Capital One Financial 125.74 Bn 49.24 Bn - 0.06
5 PayPal Holdings 38.80 Bn 29.46 Bn 7.84 Bn 0.12
6 Synchrony Financial 25.78 Bn 5.22 Bn - 0.06
7 Affirm Holdings 24.65 Bn 22.93 Bn 261.64 Mn 0.18
8 SoFi Technologies 22.89 Bn 19.49 Bn 929.25 Mn -
9 Ally Financial 14.15 Bn 13.70 Bn 1.98 Bn 0.02
10 Credit Acceptance 6.63 Bn 6.61 Bn 562.70 Mn 0.60

Historic Data

Download Data
DateValue
Mar 31, 2026 0.01
Dec 31, 2025 0.00
Sep 30, 2025 0.00
Jun 30, 2025 0.01
Mar 31, 2025 0.01
Dec 31, 2024 0.01
Sep 30, 2024 0.01
Jun 30, 2024 0.01
Mar 31, 2024 0.01
Dec 31, 2023 0.00
Sep 30, 2023 0.01
Jun 30, 2023 0.01
Mar 31, 2023 0.01
Dec 31, 2022 0.01
Sep 30, 2022 0.01
Jun 30, 2022 0.01
Mar 31, 2022 0.01
Dec 31, 2021 0.01
Sep 30, 2021 0.01
Jun 30, 2021 0.01