American Express (AXP) EBIT Margin (2009 - 2026)
American Express (AXP) posted EBIT Margin of 17.85% for Q2 2026, down 4.91% sequentially from 18.77% in Q1 2026, and down 119.0% YoY from 93.94% in Q2 2025.
Powered by 
Analysis
American Express (AXP) EBIT Margin (2009 - 2026) Analysis & Trends
American Express has reported EBIT Margin for 18 years, with the latest figure at 17.85% in Q2 2026.
- Quarterly EBIT Margin fell 119.0% year-over-year to 17.85% in Q2 2026, while the trailing twelve-month figure through Jun 2026 was 17.72% (up 36.0% YoY) and the FY2025 annual result came in at 17.72%, down 54.0% from the prior year.
- EBIT Margin retreated to 17.85% in Q2 2026 per AXP's latest filing, from 18.77% in the prior quarter.
- Over five years, EBIT Margin peaked at 21.91% in Q2 2024 and troughed at 10.83% in Q2 2022.
- A 5-year average of 16.44% and a median of 17.43% in 2023 frame the typical range for EBIT Margin.
- The sharpest annual moves came in 2023 and 2024: EBIT Margin jumped 701 bps in 2023, then slumped 305 bps in 2024.
- Over 5 years, EBIT Margin stood at 11.46% in 2022, then jumped by 50 bps to 17.22% in 2023, then declined by 18 bps to 14.17% in 2024, then climbed by 8 bps to 15.24% in 2025, then climbed by 17 bps to 17.85% in 2026.
- According to Business Quant data, EBIT Margin over the past three periods registered 17.85%, 18.77%, and 15.24% for Q2 2026, Q1 2026, and Q4 2025 respectively.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBIT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 680.39 Bn | 668.03 Bn | - | 59.12% |
| 2 | Mastercard | 518.33 Bn | 504.84 Bn | - | 60.22% |
| 3 | American Express | 224.91 Bn | 175.59 Bn | 17.99 Bn | 17.85% |
| 4 | Capital One Financial | 132.31 Bn | 77.60 Bn | - | 49.39% |
| 5 | PayPal Holdings | 46.25 Bn | 35.00 Bn | - | 16.44% |
| 6 | Affirm Holdings | 26.22 Bn | 24.59 Bn | - | 12.63% |
| 7 | Synchrony Financial | 25.37 Bn | 9.17 Bn | - | 44.85% |
| 8 | SoFi Technologies | 23.30 Bn | 20.18 Bn | 1.02 Bn | 1.47% |
| 9 | Ally Financial | 12.85 Bn | 5.01 Bn | 2.08 Bn | 33.20% |
| 10 | FirstCash Holdings | 9.51 Bn | 9.34 Bn | 533.67 Mn | 11.82% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 17.85% |
| Mar 31, 2026 | 18.77% |
| Dec 31, 2025 | 15.24% |
| Sep 30, 2025 | 19.07% |
| Jun 30, 2025 | 19.04% |
| Mar 31, 2025 | 17.65% |
| Dec 31, 2024 | 14.17% |
| Sep 30, 2024 | 18.57% |
| Jun 30, 2024 | 21.91% |
| Mar 31, 2024 | 18.59% |
| Dec 31, 2023 | 17.22% |
| Sep 30, 2023 | 20.14% |
| Jun 30, 2023 | 16.77% |
| Mar 31, 2023 | 13.17% |
| Dec 31, 2022 | 11.46% |
| Sep 30, 2022 | 13.12% |
| Jun 30, 2022 | 10.83% |
| Mar 31, 2022 | 12.40% |
| Dec 31, 2021 | 6.37% |
| Sep 30, 2021 | 7.75% |