American Express (AXP) EBIT Margin (2009 - 2026)
American Express (AXP) posted EBIT Margin of 18.77% for Q1 2026, up 23.19% sequentially from 15.24% in Q4 2025, and up 112.0% YoY from 8.85% in Q1 2025.
American Express (AXP) EBIT Margin (2009 - 2026) Analysis & Trends
American Express (AXP) has 18 years of EBIT Margin data on file, last reported at 18.77% in Q1 2026.
- Quarterly EBIT Margin rose 112.0% year-over-year to 18.77% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 18.0% (down 2.0% YoY) and the FY2025 annual result came in at 17.72%, down 54.0% from the prior year.
- EBIT Margin rose to 18.77% in Q1 2026 per AXP's latest filing, from 15.24% in the prior quarter.
- The five-year high for EBIT Margin was 21.91% in Q2 2024, with the low at 10.83% in Q2 2022.
- Average EBIT Margin over 5 years is 16.36%, with a median of 17.22% recorded in 2023.
- Year-over-year, EBIT Margin soared 701 bps in 2023 and plunged 305 bps in 2024.
- American Express' EBIT Margin stood at 11.46% in 2022, then surged by 50 bps to 17.22% in 2023, then fell by 18 bps to 14.17% in 2024, then grew by 8 bps to 15.24% in 2025, then grew by 23 bps to 18.77% in 2026.
- Business Quant data shows AXP's EBIT Margin at 18.77% in Q1 2026, 15.24% in Q4 2025, and 19.07% in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBIT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | 64.42% |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | 58.43% |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | 18.77% |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | 17.81% |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | 26.44% |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | 3.39% |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | 35.49% |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | 24.11% |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | 15.96% |
| 10 | Sezzle | 5.91 Bn | 5.79 Bn | - | 50.95% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 18.77% |
| Dec 31, 2025 | 15.24% |
| Sep 30, 2025 | 19.07% |
| Jun 30, 2025 | 19.04% |
| Mar 31, 2025 | 17.65% |
| Dec 31, 2024 | 14.17% |
| Sep 30, 2024 | 18.57% |
| Jun 30, 2024 | 21.91% |
| Mar 31, 2024 | 18.59% |
| Dec 31, 2023 | 17.22% |
| Sep 30, 2023 | 20.14% |
| Jun 30, 2023 | 16.77% |
| Mar 31, 2023 | 13.17% |
| Dec 31, 2022 | 11.46% |
| Sep 30, 2022 | 13.12% |
| Jun 30, 2022 | 10.83% |
| Mar 31, 2022 | 12.40% |
| Dec 31, 2021 | 6.37% |
| Sep 30, 2021 | 7.75% |
| Jun 30, 2021 | 9.80% |