American Express (AXP) EBIT Margin (2009 - 2026)

American Express recorded quarterly EBIT Margin of 18.77% in Q1 2026, up 23.19% quarter-over-quarter from 15.24% in Q4 2025, and up 112.0% year-over-year from 8.85% in Q1 2025.

American Express (AXP) EBIT Margin (2009 - 2026) Analysis & Trends

American Express' EBIT Margin history runs 18 years deep, the most recent figure standing at 18.77% for Q1 2026.

  • In Q1 2026, EBIT Margin rose 112.0% year-over-year to 18.77%; the TTM figure through Mar 2026 stood at 18.0% (down 2.0% YoY), while the FY2025 annual figure was 17.72%, down 54.0% from the prior year.
  • EBIT Margin came in at 18.77% for Q1 2026 at American Express, up from 15.24% in the prior quarter.
  • In the past five years, EBIT Margin ranged from a high of 21.91% in Q2 2024 to a low of 10.83% in Q2 2022.
  • A 5-year average of 16.36% and a median of 17.22% in 2023 frame the typical range for EBIT Margin.
  • Across the five-year window, EBIT Margin soared 701 bps in 2023 and sank 305 bps in 2024, its largest moves.
  • American Express' EBIT Margin stood at 11.46% in 2022, then soared by 50 bps to 17.22% in 2023, then dropped by 18 bps to 14.17% in 2024, then advanced by 8 bps to 15.24% in 2025, then advanced by 23 bps to 18.77% in 2026.
  • According to Business Quant data, EBIT Margin over the past three periods registered 18.77%, 15.24%, and 19.07% for Q1 2026, Q4 2025, and Q3 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) EBIT Margin (Qtr)
1 Visa 539.53 Bn 527.13 Bn - 64.42%
2 Mastercard 441.81 Bn 431.60 Bn - 58.43%
3 American Express 215.01 Bn 160.96 Bn 17.43 Bn 18.77%
4 Capital One Financial 114.99 Bn 38.50 Bn - 44.55%
5 PayPal Holdings 41.29 Bn 31.95 Bn 7.84 Bn 17.81%
6 Affirm Holdings 24.62 Bn 22.89 Bn 261.64 Mn 26.44%
7 Synchrony Financial 24.22 Bn 3.66 Bn - 42.26%
8 SoFi Technologies 23.71 Bn 20.31 Bn 929.25 Mn 3.39%
9 Ally Financial 13.13 Bn 12.69 Bn 1.98 Bn 35.49%
10 Credit Acceptance 6.46 Bn 6.44 Bn 562.70 Mn 24.11%

Historic Data

Download Data
DateValue
Mar 31, 2026 18.77%
Dec 31, 2025 15.24%
Sep 30, 2025 19.07%
Jun 30, 2025 19.04%
Mar 31, 2025 17.65%
Dec 31, 2024 14.17%
Sep 30, 2024 18.57%
Jun 30, 2024 21.91%
Mar 31, 2024 18.59%
Dec 31, 2023 17.22%
Sep 30, 2023 20.14%
Jun 30, 2023 16.77%
Mar 31, 2023 13.17%
Dec 31, 2022 11.46%
Sep 30, 2022 13.12%
Jun 30, 2022 10.83%
Mar 31, 2022 12.40%
Dec 31, 2021 6.37%
Sep 30, 2021 7.75%
Jun 30, 2021 9.80%