American Express (AXP) EBIT Margin (2009 - 2026)
American Express recorded quarterly EBIT Margin of 18.77% in Q1 2026, up 23.19% quarter-over-quarter from 15.24% in Q4 2025, and up 112.0% year-over-year from 8.85% in Q1 2025.
American Express (AXP) EBIT Margin (2009 - 2026) Analysis & Trends
American Express' EBIT Margin history runs 18 years deep, the most recent figure standing at 18.77% for Q1 2026.
- In Q1 2026, EBIT Margin rose 112.0% year-over-year to 18.77%; the TTM figure through Mar 2026 stood at 18.0% (down 2.0% YoY), while the FY2025 annual figure was 17.72%, down 54.0% from the prior year.
- EBIT Margin came in at 18.77% for Q1 2026 at American Express, up from 15.24% in the prior quarter.
- In the past five years, EBIT Margin ranged from a high of 21.91% in Q2 2024 to a low of 10.83% in Q2 2022.
- A 5-year average of 16.36% and a median of 17.22% in 2023 frame the typical range for EBIT Margin.
- Across the five-year window, EBIT Margin soared 701 bps in 2023 and sank 305 bps in 2024, its largest moves.
- American Express' EBIT Margin stood at 11.46% in 2022, then soared by 50 bps to 17.22% in 2023, then dropped by 18 bps to 14.17% in 2024, then advanced by 8 bps to 15.24% in 2025, then advanced by 23 bps to 18.77% in 2026.
- According to Business Quant data, EBIT Margin over the past three periods registered 18.77%, 15.24%, and 19.07% for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBIT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 539.53 Bn | 527.13 Bn | - | 64.42% |
| 2 | Mastercard | 441.81 Bn | 431.60 Bn | - | 58.43% |
| 3 | American Express | 215.01 Bn | 160.96 Bn | 17.43 Bn | 18.77% |
| 4 | Capital One Financial | 114.99 Bn | 38.50 Bn | - | 44.55% |
| 5 | PayPal Holdings | 41.29 Bn | 31.95 Bn | 7.84 Bn | 17.81% |
| 6 | Affirm Holdings | 24.62 Bn | 22.89 Bn | 261.64 Mn | 26.44% |
| 7 | Synchrony Financial | 24.22 Bn | 3.66 Bn | - | 42.26% |
| 8 | SoFi Technologies | 23.71 Bn | 20.31 Bn | 929.25 Mn | 3.39% |
| 9 | Ally Financial | 13.13 Bn | 12.69 Bn | 1.98 Bn | 35.49% |
| 10 | Credit Acceptance | 6.46 Bn | 6.44 Bn | 562.70 Mn | 24.11% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 18.77% |
| Dec 31, 2025 | 15.24% |
| Sep 30, 2025 | 19.07% |
| Jun 30, 2025 | 19.04% |
| Mar 31, 2025 | 17.65% |
| Dec 31, 2024 | 14.17% |
| Sep 30, 2024 | 18.57% |
| Jun 30, 2024 | 21.91% |
| Mar 31, 2024 | 18.59% |
| Dec 31, 2023 | 17.22% |
| Sep 30, 2023 | 20.14% |
| Jun 30, 2023 | 16.77% |
| Mar 31, 2023 | 13.17% |
| Dec 31, 2022 | 11.46% |
| Sep 30, 2022 | 13.12% |
| Jun 30, 2022 | 10.83% |
| Mar 31, 2022 | 12.40% |
| Dec 31, 2021 | 6.37% |
| Sep 30, 2021 | 7.75% |
| Jun 30, 2021 | 9.80% |