American Express (AXP) EBIT Margin (2009 - 2026)
American Express' (AXP) quarterly EBIT Margin came in at 18.77% in Q1 2026, up 112.0% year-on-year from 8.85% in Q1 2025, and up 23.19% quarter-over-quarter from 15.24% in Q4 2025.
American Express (AXP) EBIT Margin (2009 - 2026) Analysis & Trends
American Express has disclosed EBIT Margin across 18 years of filings, most recently posting 18.77% for Q1 2026.
- EBIT Margin for Q1 2026 came in at 18.77%, up 112.0% year-over-year; the trailing twelve-month figure through Mar 2026 was 18.0% (down 2.0% YoY), and the FY2025 annual result was 17.72%, down 54.0% from the prior year.
- EBIT Margin came in at 18.77% for Q1 2026 at American Express, up from 15.24% in the prior quarter.
- In the past five years, EBIT Margin ranged from a high of 21.91% in Q2 2024 to a low of 10.83% in Q2 2022.
- The 5-year median for EBIT Margin is 17.22% (2023), against an average of 16.36%.
- Across the five-year window, EBIT Margin surged 701 bps in 2023 and slumped 305 bps in 2024, its largest moves.
- American Express' EBIT Margin stood at 11.46% in 2022, then surged by 50 bps to 17.22% in 2023, then slipped by 18 bps to 14.17% in 2024, then gained by 8 bps to 15.24% in 2025, then gained by 23 bps to 18.77% in 2026.
- The last three EBIT Margin figures came in at 18.77% (Q1 2026), 15.24% (Q4 2025), and 19.07% (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBIT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 548.22 Bn | 535.81 Bn | - | 64.42% |
| 2 | Mastercard | 437.48 Bn | 427.27 Bn | - | 58.43% |
| 3 | American Express | 231.87 Bn | 177.83 Bn | 17.43 Bn | 18.77% |
| 4 | Capital One Financial | 125.74 Bn | 49.24 Bn | - | 44.55% |
| 5 | PayPal Holdings | 38.80 Bn | 29.46 Bn | 7.84 Bn | 17.81% |
| 6 | Synchrony Financial | 25.78 Bn | 5.22 Bn | - | 42.26% |
| 7 | Affirm Holdings | 24.65 Bn | 22.93 Bn | 261.64 Mn | 26.44% |
| 8 | SoFi Technologies | 22.89 Bn | 19.49 Bn | 929.25 Mn | 3.39% |
| 9 | Ally Financial | 14.15 Bn | 13.70 Bn | 1.98 Bn | 35.49% |
| 10 | Credit Acceptance | 6.63 Bn | 6.61 Bn | 562.70 Mn | 24.11% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 18.77% |
| Dec 31, 2025 | 15.24% |
| Sep 30, 2025 | 19.07% |
| Jun 30, 2025 | 19.04% |
| Mar 31, 2025 | 17.65% |
| Dec 31, 2024 | 14.17% |
| Sep 30, 2024 | 18.57% |
| Jun 30, 2024 | 21.91% |
| Mar 31, 2024 | 18.59% |
| Dec 31, 2023 | 17.22% |
| Sep 30, 2023 | 20.14% |
| Jun 30, 2023 | 16.77% |
| Mar 31, 2023 | 13.17% |
| Dec 31, 2022 | 11.46% |
| Sep 30, 2022 | 13.12% |
| Jun 30, 2022 | 10.83% |
| Mar 31, 2022 | 12.40% |
| Dec 31, 2021 | 6.37% |
| Sep 30, 2021 | 7.75% |
| Jun 30, 2021 | 9.80% |