American Express (AXP) Change in Net Loans (2010 - 2026)

American Express' (AXP) quarterly Change in Net Loans came in at -$512.0 million in Q1 2026, up 38.68% year-on-year from -$369.2 million in Q1 2025, and down 105.47% quarter-over-quarter from $9.4 billion in Q4 2025.

American Express (AXP) Change in Net Loans (2010 - 2026) Analysis & Trends

American Express has disclosed Change in Net Loans across 17 years of filings, most recently posting -$512.0 million for Q1 2026.

  • Change in Net Loans for Q1 2026 came in at -$512.0 million, up 38.68% year-over-year; the trailing twelve-month figure through Mar 2026 was $19.9 billion (changed 0.49% YoY), and the FY2025 annual result was $19.6 billion, down 15.85% from the prior year.
  • Change in Net Loans came in at -$512.0 million for Q1 2026 at American Express, down from $9.4 billion in the prior quarter.
  • In the past five years, Change in Net Loans ranged from a high of $12.1 billion in Q2 2022 to a low of -$835.0 million in Q1 2025.
  • The 5-year median for Change in Net Loans is $6.4 billion (2024), against an average of $5.7 billion.
  • Across the five-year window, Change in Net Loans surged 116.12% in 2022 and slumped 131.81% in 2025, its largest moves.
  • American Express' Change in Net Loans stood at $10.1 billion in 2022, then fell by 4.63% to $9.7 billion in 2023, then grew by 17.1% to $11.3 billion in 2024, then decreased by 17.26% to $9.4 billion in 2025, then tumbled by 105.47% to -$512.0 million in 2026.
  • The last three Change in Net Loans figures came in at -$512.0 million (Q1 2026), $9.4 billion (Q4 2025), and $5.7 billion (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Change in Net Loans (Qtr)
1 Visa 541.66 Bn 529.25 Bn - -
2 Mastercard 437.55 Bn 427.34 Bn - -
3 American Express 212.80 Bn 158.76 Bn 17.43 Bn -512.00 Mn
4 Capital One Financial 112.47 Bn 35.97 Bn - -
5 PayPal Holdings 37.70 Bn 28.36 Bn 7.84 Bn -
6 Synchrony Financial 24.26 Bn 3.70 Bn - -2.36 Bn
7 Affirm Holdings 21.24 Bn 19.51 Bn 261.64 Mn -
8 SoFi Technologies 20.46 Bn 17.06 Bn 929.25 Mn -
9 Ally Financial 13.30 Bn 12.86 Bn 1.98 Bn -
10 Credit Acceptance 6.24 Bn 6.21 Bn 562.70 Mn -

Historic Data

Download Data
DateValue
Mar 31, 2026 -512.00 Mn
Dec 31, 2025 9.36 Bn
Sep 30, 2025 5.73 Bn
Jun 30, 2025 5.32 Bn
Mar 31, 2025 -835.00 Mn
Dec 31, 2024 11.31 Bn
Sep 30, 2024 2.88 Bn
Jun 30, 2024 6.44 Bn
Mar 31, 2024 2.63 Bn
Dec 31, 2023 9.66 Bn
Sep 30, 2023 6.45 Bn
Jun 30, 2023 7.41 Bn
Mar 31, 2023 1.60 Bn
Dec 31, 2022 10.13 Bn
Sep 30, 2022 6.52 Bn
Jun 30, 2022 12.13 Bn
Mar 31, 2022 785.00 Mn
Dec 31, 2021 17.77 Bn
Sep 30, 2021 3.51 Bn
Jun 30, 2021 11.15 Bn