American Express (AXP) Change in Net Loans (2010 - 2026)
American Express (AXP) posted Change in Net Loans of -$512.0 million for Q1 2026, down 105.47% sequentially from $9.4 billion in Q4 2025, and up 38.68% YoY from -$369.2 million in Q1 2025.
American Express (AXP) Change in Net Loans (2010 - 2026) Analysis & Trends
American Express (AXP) has 17 years of Change in Net Loans data on file, last reported at -$512.0 million in Q1 2026.
- Quarterly Change in Net Loans rose 38.68% year-over-year to -$512.0 million in Q1 2026, while the trailing twelve-month figure through Mar 2026 was $19.9 billion (changed 0.49% YoY) and the FY2025 annual result came in at $19.6 billion, down 15.85% from the prior year.
- Change in Net Loans fell to -$512.0 million in Q1 2026 per AXP's latest filing, from $9.4 billion in the prior quarter.
- The five-year high for Change in Net Loans was $12.1 billion in Q2 2022, with the low at -$835.0 million in Q1 2025.
- Average Change in Net Loans over 5 years is $5.7 billion, with a median of $6.4 billion recorded in 2024.
- Year-over-year, Change in Net Loans soared 116.12% in 2022 and plunged 131.81% in 2025.
- American Express' Change in Net Loans stood at $10.1 billion in 2022, then slipped by 4.63% to $9.7 billion in 2023, then gained by 17.1% to $11.3 billion in 2024, then declined by 17.26% to $9.4 billion in 2025, then plunged by 105.47% to -$512.0 million in 2026.
- Business Quant data shows AXP's Change in Net Loans at -$512.0 million in Q1 2026, $9.4 billion in Q4 2025, and $5.7 billion in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Change in Net Loans (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | - |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | - |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | -512.00 Mn |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | - |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | - |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | - |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | - |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | - |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | - |
| 10 | Sezzle | 5.91 Bn | 5.79 Bn | - | - |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | -512.00 Mn |
| Dec 31, 2025 | 9.36 Bn |
| Sep 30, 2025 | 5.73 Bn |
| Jun 30, 2025 | 5.32 Bn |
| Mar 31, 2025 | -835.00 Mn |
| Dec 31, 2024 | 11.31 Bn |
| Sep 30, 2024 | 2.88 Bn |
| Jun 30, 2024 | 6.44 Bn |
| Mar 31, 2024 | 2.63 Bn |
| Dec 31, 2023 | 9.66 Bn |
| Sep 30, 2023 | 6.45 Bn |
| Jun 30, 2023 | 7.41 Bn |
| Mar 31, 2023 | 1.60 Bn |
| Dec 31, 2022 | 10.13 Bn |
| Sep 30, 2022 | 6.52 Bn |
| Jun 30, 2022 | 12.13 Bn |
| Mar 31, 2022 | 785.00 Mn |
| Dec 31, 2021 | 17.77 Bn |
| Sep 30, 2021 | 3.51 Bn |
| Jun 30, 2021 | 11.15 Bn |