American Express (AXP) Change in Net Loans (2010 - 2026)
American Express (AXP) posted Change in Net Loans of $6.5 billion for Q2 2026, up 1368.55% sequentially from -$512.0 million in Q1 2026, and up 22.13% YoY from $5.3 billion in Q2 2025.
American Express (AXP) Change in Net Loans (2010 - 2026) Analysis & Trends
American Express has reported Change in Net Loans for 17 years, with the latest figure at $6.5 billion in Q2 2026.
- Quarterly Change in Net Loans rose 22.13% year-over-year to $6.5 billion in Q2 2026, while the trailing twelve-month figure through Jun 2026 was $21.1 billion (up 12.8% YoY) and the FY2025 annual result came in at $19.6 billion, down 15.85% from the prior year.
- Change in Net Loans improved to $6.5 billion in Q2 2026 per AXP's latest filing, from -$512.0 million in the prior quarter.
- Over five years, Change in Net Loans peaked at $12.1 billion in Q2 2022 and troughed at -$835.0 million in Q1 2025.
- A 5-year average of $5.8 billion and a median of $6.4 billion in 2023 frame the typical range for Change in Net Loans.
- The sharpest annual moves came in 2022 and 2025: Change in Net Loans jumped 116.12% in 2022, then slumped 131.81% in 2025.
- Over 5 years, Change in Net Loans stood at $10.1 billion in 2022, then decreased by 4.63% to $9.7 billion in 2023, then rose by 17.1% to $11.3 billion in 2024, then dropped by 17.26% to $9.4 billion in 2025, then tumbled by 30.62% to $6.5 billion in 2026.
- According to Business Quant data, Change in Net Loans over the past three periods registered $6.5 billion, -$512.0 million, and $9.4 billion for Q2 2026, Q1 2026, and Q4 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Change in Net Loans (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 618.21 Bn | 605.85 Bn | - | - |
| 2 | Mastercard | 506.53 Bn | 493.04 Bn | - | - |
| 3 | American Express | 232.32 Bn | 183.00 Bn | 17.99 Bn | 6.50 Bn |
| 4 | Capital One Financial | 136.19 Bn | 81.48 Bn | - | - |
| 5 | PayPal Holdings | 52.34 Bn | 41.08 Bn | - | - |
| 6 | Eason Technology | 35.89 Bn | 35.89 Bn | - | - |
| 7 | Synchrony Financial | 26.09 Bn | 9.90 Bn | - | 2.79 Bn |
| 8 | Affirm Holdings | 25.93 Bn | 24.20 Bn | - | - |
| 9 | SoFi Technologies | 23.04 Bn | 22.68 Bn | -41.62 Mn | - |
| 10 | Ally Financial | 13.61 Bn | 5.77 Bn | 2.08 Bn | - |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 6.50 Bn |
| Mar 31, 2026 | -512.00 Mn |
| Dec 31, 2025 | 9.36 Bn |
| Sep 30, 2025 | 5.73 Bn |
| Jun 30, 2025 | 5.32 Bn |
| Mar 31, 2025 | -835.00 Mn |
| Dec 31, 2024 | 11.31 Bn |
| Sep 30, 2024 | 2.88 Bn |
| Jun 30, 2024 | 6.44 Bn |
| Mar 31, 2024 | 2.63 Bn |
| Dec 31, 2023 | 9.66 Bn |
| Sep 30, 2023 | 6.45 Bn |
| Jun 30, 2023 | 7.41 Bn |
| Mar 31, 2023 | 1.60 Bn |
| Dec 31, 2022 | 10.13 Bn |
| Sep 30, 2022 | 6.52 Bn |
| Jun 30, 2022 | 12.13 Bn |
| Mar 31, 2022 | 785.00 Mn |
| Dec 31, 2021 | 17.77 Bn |
| Sep 30, 2021 | 3.51 Bn |