American Express (AXP) Change in Net Loans (2010 - 2026)

American Express recorded quarterly Change in Net Loans of -$512.0 million in Q1 2026, down 105.47% quarter-over-quarter from $9.4 billion in Q4 2025, and up 38.68% year-over-year from -$369.2 million in Q1 2025.

American Express (AXP) Change in Net Loans (2010 - 2026) Analysis & Trends

American Express' Change in Net Loans history runs 17 years deep, the most recent figure standing at -$512.0 million for Q1 2026.

  • In Q1 2026, Change in Net Loans rose 38.68% year-over-year to -$512.0 million; the TTM figure through Mar 2026 stood at $19.9 billion (changed 0.49% YoY), while the FY2025 annual figure was $19.6 billion, down 15.85% from the prior year.
  • Change in Net Loans came in at -$512.0 million for Q1 2026 at American Express, down from $9.4 billion in the prior quarter.
  • In the past five years, Change in Net Loans ranged from a high of $12.1 billion in Q2 2022 to a low of -$835.0 million in Q1 2025.
  • A 5-year average of $5.7 billion and a median of $6.4 billion in 2024 frame the typical range for Change in Net Loans.
  • Across the five-year window, Change in Net Loans soared 116.12% in 2022 and sank 131.81% in 2025, its largest moves.
  • American Express' Change in Net Loans stood at $10.1 billion in 2022, then retreated by 4.63% to $9.7 billion in 2023, then increased by 17.1% to $11.3 billion in 2024, then slipped by 17.26% to $9.4 billion in 2025, then slumped by 105.47% to -$512.0 million in 2026.
  • According to Business Quant data, Change in Net Loans over the past three periods registered -$512.0 million, $9.4 billion, and $5.7 billion for Q1 2026, Q4 2025, and Q3 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Change in Net Loans (Qtr)
1 Visa 539.53 Bn 527.13 Bn - -
2 Mastercard 441.81 Bn 431.60 Bn - -
3 American Express 215.01 Bn 160.96 Bn 17.43 Bn -512.00 Mn
4 Capital One Financial 114.99 Bn 38.50 Bn - -
5 PayPal Holdings 41.29 Bn 31.95 Bn 7.84 Bn -
6 Affirm Holdings 24.62 Bn 22.89 Bn 261.64 Mn -
7 Synchrony Financial 24.22 Bn 3.66 Bn - -2.36 Bn
8 SoFi Technologies 23.71 Bn 20.31 Bn 929.25 Mn -
9 Ally Financial 13.13 Bn 12.69 Bn 1.98 Bn -
10 Credit Acceptance 6.46 Bn 6.44 Bn 562.70 Mn -

Historic Data

Download Data
DateValue
Mar 31, 2026 -512.00 Mn
Dec 31, 2025 9.36 Bn
Sep 30, 2025 5.73 Bn
Jun 30, 2025 5.32 Bn
Mar 31, 2025 -835.00 Mn
Dec 31, 2024 11.31 Bn
Sep 30, 2024 2.88 Bn
Jun 30, 2024 6.44 Bn
Mar 31, 2024 2.63 Bn
Dec 31, 2023 9.66 Bn
Sep 30, 2023 6.45 Bn
Jun 30, 2023 7.41 Bn
Mar 31, 2023 1.60 Bn
Dec 31, 2022 10.13 Bn
Sep 30, 2022 6.52 Bn
Jun 30, 2022 12.13 Bn
Mar 31, 2022 785.00 Mn
Dec 31, 2021 17.77 Bn
Sep 30, 2021 3.51 Bn
Jun 30, 2021 11.15 Bn