American Express (AXP) Change in Net Loans (2010 - 2026)

American Express (AXP) posted Change in Net Loans of -$512.0 million for Q1 2026, down 105.47% sequentially from $9.4 billion in Q4 2025, and up 38.68% YoY from -$369.2 million in Q1 2025.

American Express (AXP) Change in Net Loans (2010 - 2026) Analysis & Trends

American Express (AXP) has 17 years of Change in Net Loans data on file, last reported at -$512.0 million in Q1 2026.

  • Quarterly Change in Net Loans rose 38.68% year-over-year to -$512.0 million in Q1 2026, while the trailing twelve-month figure through Mar 2026 was $19.9 billion (changed 0.49% YoY) and the FY2025 annual result came in at $19.6 billion, down 15.85% from the prior year.
  • Change in Net Loans fell to -$512.0 million in Q1 2026 per AXP's latest filing, from $9.4 billion in the prior quarter.
  • The five-year high for Change in Net Loans was $12.1 billion in Q2 2022, with the low at -$835.0 million in Q1 2025.
  • Average Change in Net Loans over 5 years is $5.7 billion, with a median of $6.4 billion recorded in 2024.
  • Year-over-year, Change in Net Loans soared 116.12% in 2022 and plunged 131.81% in 2025.
  • American Express' Change in Net Loans stood at $10.1 billion in 2022, then slipped by 4.63% to $9.7 billion in 2023, then gained by 17.1% to $11.3 billion in 2024, then declined by 17.26% to $9.4 billion in 2025, then plunged by 105.47% to -$512.0 million in 2026.
  • Business Quant data shows AXP's Change in Net Loans at -$512.0 million in Q1 2026, $9.4 billion in Q4 2025, and $5.7 billion in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Change in Net Loans (Qtr)
1 Visa 587.74 Bn 575.34 Bn - -
2 Mastercard 465.55 Bn 455.34 Bn - -
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn -512.00 Mn
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn -
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn -
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn -
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn -
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn -
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn -
10 Sezzle 5.91 Bn 5.79 Bn - -

Historic Data

Download Data
DateValue
Mar 31, 2026 -512.00 Mn
Dec 31, 2025 9.36 Bn
Sep 30, 2025 5.73 Bn
Jun 30, 2025 5.32 Bn
Mar 31, 2025 -835.00 Mn
Dec 31, 2024 11.31 Bn
Sep 30, 2024 2.88 Bn
Jun 30, 2024 6.44 Bn
Mar 31, 2024 2.63 Bn
Dec 31, 2023 9.66 Bn
Sep 30, 2023 6.45 Bn
Jun 30, 2023 7.41 Bn
Mar 31, 2023 1.60 Bn
Dec 31, 2022 10.13 Bn
Sep 30, 2022 6.52 Bn
Jun 30, 2022 12.13 Bn
Mar 31, 2022 785.00 Mn
Dec 31, 2021 17.77 Bn
Sep 30, 2021 3.51 Bn
Jun 30, 2021 11.15 Bn