American Express (AXP) Change in Net Loans (2010 - 2026)
American Express recorded quarterly Change in Net Loans of -$512.0 million in Q1 2026, down 105.47% quarter-over-quarter from $9.4 billion in Q4 2025, and up 38.68% year-over-year from -$369.2 million in Q1 2025.
American Express (AXP) Change in Net Loans (2010 - 2026) Analysis & Trends
American Express' Change in Net Loans history runs 17 years deep, the most recent figure standing at -$512.0 million for Q1 2026.
- In Q1 2026, Change in Net Loans rose 38.68% year-over-year to -$512.0 million; the TTM figure through Mar 2026 stood at $19.9 billion (changed 0.49% YoY), while the FY2025 annual figure was $19.6 billion, down 15.85% from the prior year.
- Change in Net Loans came in at -$512.0 million for Q1 2026 at American Express, down from $9.4 billion in the prior quarter.
- In the past five years, Change in Net Loans ranged from a high of $12.1 billion in Q2 2022 to a low of -$835.0 million in Q1 2025.
- A 5-year average of $5.7 billion and a median of $6.4 billion in 2024 frame the typical range for Change in Net Loans.
- Across the five-year window, Change in Net Loans soared 116.12% in 2022 and sank 131.81% in 2025, its largest moves.
- American Express' Change in Net Loans stood at $10.1 billion in 2022, then retreated by 4.63% to $9.7 billion in 2023, then increased by 17.1% to $11.3 billion in 2024, then slipped by 17.26% to $9.4 billion in 2025, then slumped by 105.47% to -$512.0 million in 2026.
- According to Business Quant data, Change in Net Loans over the past three periods registered -$512.0 million, $9.4 billion, and $5.7 billion for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Change in Net Loans (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 539.53 Bn | 527.13 Bn | - | - |
| 2 | Mastercard | 441.81 Bn | 431.60 Bn | - | - |
| 3 | American Express | 215.01 Bn | 160.96 Bn | 17.43 Bn | -512.00 Mn |
| 4 | Capital One Financial | 114.99 Bn | 38.50 Bn | - | - |
| 5 | PayPal Holdings | 41.29 Bn | 31.95 Bn | 7.84 Bn | - |
| 6 | Affirm Holdings | 24.62 Bn | 22.89 Bn | 261.64 Mn | - |
| 7 | Synchrony Financial | 24.22 Bn | 3.66 Bn | - | -2.36 Bn |
| 8 | SoFi Technologies | 23.71 Bn | 20.31 Bn | 929.25 Mn | - |
| 9 | Ally Financial | 13.13 Bn | 12.69 Bn | 1.98 Bn | - |
| 10 | Credit Acceptance | 6.46 Bn | 6.44 Bn | 562.70 Mn | - |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | -512.00 Mn |
| Dec 31, 2025 | 9.36 Bn |
| Sep 30, 2025 | 5.73 Bn |
| Jun 30, 2025 | 5.32 Bn |
| Mar 31, 2025 | -835.00 Mn |
| Dec 31, 2024 | 11.31 Bn |
| Sep 30, 2024 | 2.88 Bn |
| Jun 30, 2024 | 6.44 Bn |
| Mar 31, 2024 | 2.63 Bn |
| Dec 31, 2023 | 9.66 Bn |
| Sep 30, 2023 | 6.45 Bn |
| Jun 30, 2023 | 7.41 Bn |
| Mar 31, 2023 | 1.60 Bn |
| Dec 31, 2022 | 10.13 Bn |
| Sep 30, 2022 | 6.52 Bn |
| Jun 30, 2022 | 12.13 Bn |
| Mar 31, 2022 | 785.00 Mn |
| Dec 31, 2021 | 17.77 Bn |
| Sep 30, 2021 | 3.51 Bn |
| Jun 30, 2021 | 11.15 Bn |