KPIs & Operating Metrics(New)

American Express (AXP) Change in Net Loans: 2009-2025

Historic Change in Net Loans for American Express (AXP) over the last 16 years, with Sep 2025 value amounting to $5.7 billion.

  • American Express' Change in Net Loans rose 98.65% to $5.7 billion in Q3 2025 from the same period last year, while for Sep 2025 it was $21.5 billion, marking a year-over-year decrease of 0.37%. This contributed to the annual value of $23.3 billion for FY2024, which is 7.42% down from last year.
  • As of Q3 2025, American Express' Change in Net Loans stood at $5.7 billion, which was up 7.73% from $5.3 billion recorded in Q2 2025.
  • In the past 5 years, American Express' Change in Net Loans registered a high of $17.8 billion during Q4 2021, and its lowest value of -$4.9 billion during Q1 2021.
  • For the 3-year period, American Express' Change in Net Loans averaged around $5.3 billion, with its median value being $5.7 billion (2025).
  • Per our database at Business Quant, American Express' Change in Net Loans skyrocketed by 231.72% in 2021 and then crashed by 131.81% in 2025.
  • Quarterly analysis of 5 years shows American Express' Change in Net Loans stood at $17.8 billion in 2021, then plummeted by 42.98% to $10.1 billion in 2022, then declined by 4.63% to $9.7 billion in 2023, then grew by 17.10% to $11.3 billion in 2024, then spiked by 98.65% to $5.7 billion in 2025.
  • Its Change in Net Loans was $5.7 billion in Q3 2025, compared to $5.3 billion in Q2 2025 and -$835.0 million in Q1 2025.