American Express (AXP) Interest Expense - Deposits (2009 - 2026)
American Express (AXP) recorded Interest Expense - Deposits of $1.24 billion in Q3 2026, down 9.4% from $1.37 billion a year earlier and down 2.7% from the prior quarter.
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Analysis
American Express (AXP) Interest Expense - Deposits (2009 - 2026) Analysis & Trends
On a TTM basis, American Express' Interest Expense - Deposits came in at $5.15 billion as of Sep 30, 2026, down 6.0% year-over-year; for FY2025, it was $5.43 billion, down 4.7% from FY2024.
- Annual Interest Expense - Deposits has a five-year compound annual growth rate of 41.9% (FY2020 to FY2025).
- Across earlier years, Interest Expense - Deposits came in at $5.7 billion in FY2024 (+17.1%), $4.87 billion in FY2023 (+218.6%), $1.53 billion in FY2022 (+233.4%) and $458 million in FY2021 (-51.4%).
- The Q3 2026 figure is the lowest quarterly Interest Expense - Deposits since Q2 2023.
- On a year-over-year basis, Interest Expense - Deposits has declined for seven consecutive quarters, with an average decline of 4.8% over the last eight quarters.
- Peak year-over-year performance for Interest Expense - Deposits in the last five years was growth of 714.8% in Q1 2023, against a decline of 34.2% in Q4 2021 at the low end.
- Per Business Quant, the preceding three quarters came in at $1.28 billion (Q2 2026), $1.29 billion (Q1 2026) and $1.34 billion (Q4 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Expense - Deposits (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 918.86 Bn | 918.86 Bn | - | - |
| 2 | Bank Of America | 355.02 Bn | -2,021.04 Bn | - | 7.37 Bn |
| 3 | Hsbc Holdings | 299.60 Bn | -1,803.99 Bn | - | - |
| 4 | Morgan Stanley | 288.82 Bn | 288.82 Bn | - | - |
| 5 | Royal Bank Of Canada | 288.46 Bn | -541.58 Bn | - | 7.85 Bn |
| 6 | Goldman Sachs | 269.80 Bn | 269.80 Bn | - | - |
| 7 | Wells Fargo & Company | 258.84 Bn | 258.84 Bn | - | 5.85 Bn |
| 8 | Mitsubishi Ufj Financial | 244.75 Bn | -96.64 Bn | 10.89 Bn | 3.48 Bn |
| 9 | American Express | 221.16 Bn | 20.64 Bn | - | 1.24 Bn |
| 10 | Toronto Dominion Bank | 216.17 Bn | -459.71 Bn | - | 6.09 Bn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 1.24 Bn |
| Jun 30, 2026 | 1.28 Bn |
| Mar 31, 2026 | 1.29 Bn |
| Dec 31, 2025 | 1.34 Bn |
| Sep 30, 2025 | 1.37 Bn |
| Jun 30, 2025 | 1.37 Bn |
| Mar 31, 2025 | 1.34 Bn |
| Dec 31, 2024 | 1.40 Bn |
| Sep 30, 2024 | 1.45 Bn |
| Jun 30, 2024 | 1.43 Bn |
| Mar 31, 2024 | 1.43 Bn |
| Dec 31, 2023 | 1.39 Bn |
| Sep 30, 2023 | 1.29 Bn |
| Jun 30, 2023 | 1.20 Bn |
| Mar 31, 2023 | 994.00 Mn |
| Dec 31, 2022 | 778.00 Mn |
| Sep 30, 2022 | 440.00 Mn |
| Jun 30, 2022 | 187.00 Mn |
| Mar 31, 2022 | 122.00 Mn |
| Dec 31, 2021 | 102.00 Mn |
API Access
American Express Interest Expense - Deposits API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=interest-expense-deposits&ticker=AXP&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "interest-expense-deposits", "ticker": "AXP", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=interest-expense-deposits&ticker=AXP&period=max&api_key=YOUR_API_KEY");
const data = await res.json();