American Express (AXP) Interest Expense - Deposits (2009 - 2026)
American Express (AXP) recorded Interest Expense - Deposits of $1.28 billion in Q2 2026, down 7.1% from $1.37 billion a year earlier and down 0.9% from the prior quarter.
American Express (AXP) Interest Expense - Deposits (2009 - 2026) Analysis & Trends
On a TTM basis, American Express' Interest Expense - Deposits came in at $5.28 billion as of Jun 30, 2026, down 5.0% year-over-year; for FY2025, it was $5.43 billion, down 4.7% from FY2024.
- Annual Interest Expense - Deposits has a five-year compound annual growth rate of 41.9% (FY2020 to FY2025).
- Across earlier years, Interest Expense - Deposits came in at $5.7 billion in FY2024 (+17.1%), $4.87 billion in FY2023 (+218.6%), $1.53 billion in FY2022 (+233.4%) and $458 million in FY2021 (-51.4%).
- The Q2 2026 figure is the lowest quarterly Interest Expense - Deposits since Q2 2023.
- On a year-over-year basis, Interest Expense - Deposits has declined for six consecutive quarters, with an average decline of 2.1% over the last eight quarters.
- Peak year-over-year performance for Interest Expense - Deposits in the last five years was growth of 714.8% in Q1 2023, against a decline of 46.0% in Q3 2021 at the low end.
- Per Business Quant, the preceding three quarters came in at $1.29 billion (Q1 2026), $1.34 billion (Q4 2025) and $1.37 billion (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Expense - Deposits (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 885.23 Bn | 914.70 Bn | - | 10.76 Bn |
| 2 | Banco Santander Chile | 404.41 Bn | 524.35 Bn | - | - |
| 3 | Bank Of America | 381.15 Bn | -1,994.92 Bn | - | 7.37 Bn |
| 4 | Hsbc Holdings | 319.39 Bn | 319.44 Bn | - | - |
| 5 | Morgan Stanley | 298.67 Bn | -210.43 Bn | - | 2.70 Bn |
| 6 | Royal Bank Of Canada | 268.75 Bn | -557.52 Bn | - | 7.85 Bn |
| 7 | Mitsubishi Ufj Financial | 265.72 Bn | -107.91 Bn | 10.89 Bn | 3.48 Bn |
| 8 | Goldman Sachs | 261.04 Bn | -3,296.07 Bn | - | 5.10 Bn |
| 9 | Wells Fargo & Company | 253.09 Bn | 255.22 Bn | - | 5.52 Bn |
| 10 | American Express | 208.01 Bn | -160.24 Mn | - | 1.28 Bn |
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 1.28 Bn |
| Mar 31, 2026 | 1.29 Bn |
| Dec 31, 2025 | 1.34 Bn |
| Sep 30, 2025 | 1.37 Bn |
| Jun 30, 2025 | 1.37 Bn |
| Mar 31, 2025 | 1.34 Bn |
| Dec 31, 2024 | 1.40 Bn |
| Sep 30, 2024 | 1.45 Bn |
| Jun 30, 2024 | 1.43 Bn |
| Mar 31, 2024 | 1.43 Bn |
| Dec 31, 2023 | 1.39 Bn |
| Sep 30, 2023 | 1.29 Bn |
| Jun 30, 2023 | 1.20 Bn |
| Mar 31, 2023 | 994.00 Mn |
| Dec 31, 2022 | 778.00 Mn |
| Sep 30, 2022 | 440.00 Mn |
| Jun 30, 2022 | 187.00 Mn |
| Mar 31, 2022 | 122.00 Mn |
| Dec 31, 2021 | 102.00 Mn |
| Sep 30, 2021 | 109.00 Mn |
American Express Interest Expense - Deposits API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=interest-expense-deposits&ticker=AXP&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "interest-expense-deposits", "ticker": "AXP", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=interest-expense-deposits&ticker=AXP&period=max&api_key=YOUR_API_KEY");
const data = await res.json();