KPIs & Operating Metrics(New)

American Express (AXP) Net Margin (2016 - 2025)

Historic Net Margin for American Express (AXP) over the last 15 years, with Q4 2025 value amounting to 12.97%.

  • American Express' Net Margin rose 3400.0% to 12.97% in Q4 2025 from the same period last year, while for Dec 2025 it was 15.0%, marking a year-over-year decrease of 3600.0%. This contributed to the annual value of 15.0% for FY2025, which is 3600.0% down from last year.
  • American Express' Net Margin amounted to 12.97% in Q4 2025, which was up 3400.0% from 15.75% recorded in Q3 2025.
  • Over the past 5 years, American Express' Net Margin peaked at 24.66% during Q1 2021, and registered a low of 11.09% during Q4 2022.
  • Moreover, its 5-year median value for Net Margin was 15.15% (2024), whereas its average is 15.61%.
  • Its Net Margin has fluctuated over the past 5 years, first skyrocketed by 211000bps in 2021, then plummeted by -76000bps in 2022.
  • Over the past 5 years, American Express' Net Margin (Quarter) stood at 14.15% in 2021, then dropped by -22bps to 11.09% in 2022, then increased by 10bps to 12.23% in 2023, then increased by 3bps to 12.63% in 2024, then rose by 3bps to 12.97% in 2025.
  • Its last three reported values are 12.97% in Q4 2025, 15.75% for Q3 2025, and 16.16% during Q2 2025.