American Express (AXP) Times Interest Earned (2009 - 2026)
American Express' (AXP) Times Interest Earned stood at 3.36 in Q3 2026, up 20.3% from 2.79 a year earlier and up 9.2% from the prior quarter.
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Analysis
American Express (AXP) Times Interest Earned (2009 - 2026) Analysis & Trends
On a TTM basis, American Express' Times Interest Earned came in at 2.96 as of Sep 30, 2026, up 12.0% year-over-year; for FY2025, it came in at 2.68, up 4.4% from FY2024.
- Across earlier years, Times Interest Earned came in at 2.56 in FY2024 (+1.1%), 2.53 in FY2023 (-43.3%), 4.47 in FY2022 (-52.1%) and 9.33 in FY2021 (+206.2%).
- The Q3 2026 figure is the highest quarterly Times Interest Earned since Q3 2022.
- On a year-over-year basis, Times Interest Earned has increased for five consecutive quarters, with growth averaging 8.0% over the last eight quarters.
- Peak year-over-year performance for Times Interest Earned in the last five years was growth of 54.4% in Q4 2021, against a decline of 73.4% in Q1 2023 at the low end.
- Per Business Quant, the preceding three quarters came in at 3.08 (Q2 2026), 2.91 (Q1 2026) and 2.50 (Q4 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Times Interest Earned (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 903.97 Bn | 903.97 Bn | - | - |
| 2 | Bank Of America | 356.92 Bn | -2,019.15 Bn | - | 1.65 |
| 3 | Hsbc Holdings | 296.96 Bn | -1,806.64 Bn | - | - |
| 4 | Morgan Stanley | 285.10 Bn | 285.10 Bn | - | - |
| 5 | Royal Bank Of Canada | 284.66 Bn | -545.38 Bn | - | 1.43 |
| 6 | Goldman Sachs | 266.61 Bn | 266.61 Bn | - | - |
| 7 | Wells Fargo & Company | 250.94 Bn | 250.94 Bn | - | 1.62 |
| 8 | Mitsubishi Ufj Financial | 245.01 Bn | -96.38 Bn | 10.89 Bn | 0.56 |
| 9 | Toronto Dominion Bank | 214.22 Bn | -461.66 Bn | - | 0.09 |
| 10 | American Express | 214.16 Bn | 13.64 Bn | - | 3.36 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 3.36 |
| Jun 30, 2026 | 3.08 |
| Mar 31, 2026 | 2.91 |
| Dec 31, 2025 | 2.50 |
| Sep 30, 2025 | 2.79 |
| Jun 30, 2025 | 2.71 |
| Mar 31, 2025 | 2.69 |
| Dec 31, 2024 | 2.35 |
| Sep 30, 2024 | 2.50 |
| Jun 30, 2024 | 2.84 |
| Mar 31, 2024 | 2.57 |
| Dec 31, 2023 | 2.29 |
| Sep 30, 2023 | 2.72 |
| Jun 30, 2023 | 2.64 |
| Mar 31, 2023 | 2.51 |
| Dec 31, 2022 | 2.55 |
| Sep 30, 2022 | 4.09 |
| Jun 30, 2022 | 6.79 |
| Mar 31, 2022 | 9.45 |
| Dec 31, 2021 | 8.90 |
API Access
American Express Times Interest Earned API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=times-interest-earned&ticker=AXP&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "times-interest-earned", "ticker": "AXP", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=times-interest-earned&ticker=AXP&period=max&api_key=YOUR_API_KEY");
const data = await res.json();