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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

American Express (AXP) Times Interest Earned (2016 - 2025)

American Express (AXP) has disclosed Times Interest Earned for 17 consecutive years, with $1.4 as the latest value for Q4 2025.

  • Quarterly Times Interest Earned rose 17.61% to $1.4 in Q4 2025 from the year-ago period, while the trailing twelve-month figure was $1.55 through Dec 2025, up 6.54% year-over-year, with the annual reading at $1.55 for FY2025, 6.54% up from the prior year.
  • Times Interest Earned hit $1.4 in Q4 2025 for American Express, down from $1.65 in the prior quarter.
  • In the past five years, Times Interest Earned ranged from a high of $4.53 in Q1 2022 to a low of $1.19 in Q4 2024.
  • Historically, Times Interest Earned has averaged $2.08 across 5 years, with a median of $1.64 in 2025.
  • Biggest five-year swings in Times Interest Earned: soared 129.29% in 2021 and later crashed 71.04% in 2023.
  • Year by year, Times Interest Earned stood at $2.65 in 2021, then plummeted by 49.24% to $1.35 in 2022, then grew by 3.82% to $1.4 in 2023, then dropped by 14.54% to $1.19 in 2024, then increased by 17.61% to $1.4 in 2025.
  • Business Quant data shows Times Interest Earned for AXP at $1.4 in Q4 2025, $1.65 in Q3 2025, and $1.64 in Q2 2025.