American Express (AXP) Times Interest Earned (2009 - 2026)

American Express (AXP) posted Times Interest Earned of $1.79 for Q2 2026, little changed sequentially from $1.8 in Q1 2026, and up 9.35% YoY from $1.64 in Q2 2025.

American Express (AXP) Times Interest Earned (2009 - 2026) Analysis & Trends

American Express has reported Times Interest Earned for 18 years, with the latest figure at $1.79 in Q2 2026.

  • Quarterly Times Interest Earned rose 9.35% year-over-year to $1.79 in Q2 2026, while the trailing twelve-month figure through Jun 2026 was $1.66 (up 14.36% YoY) and the FY2025 annual result came in at $1.55, up 6.54% from the prior year.
  • Times Interest Earned held at $1.79 in Q2 2026 per AXP's latest filing, from $1.8 in the prior quarter.
  • Over five years, Times Interest Earned peaked at $4.53 in Q1 2022 and troughed at $1.19 in Q4 2024.
  • A 5-year average of $1.83 and a median of $1.58 in 2025 frame the typical range for Times Interest Earned.
  • The sharpest annual moves came in 2022 and 2023: Times Interest Earned rose 21.18% in 2022, then tumbled 71.04% in 2023.
  • Over 5 years, Times Interest Earned stood at $1.35 in 2022, then gained by 3.82% to $1.4 in 2023, then retreated by 14.54% to $1.19 in 2024, then advanced by 17.61% to $1.4 in 2025, then gained by 27.51% to $1.79 in 2026.
  • According to Business Quant data, Times Interest Earned over the past three periods registered $1.79, $1.8, and $1.4 for Q2 2026, Q1 2026, and Q4 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Times Interest Earned (Qtr)
1 Visa 618.21 Bn 605.85 Bn - 35.45
2 Mastercard 506.53 Bn 493.04 Bn - 25.63
3 American Express 232.32 Bn 183.00 Bn 17.99 Bn 1.79
4 Capital One Financial 136.19 Bn 81.48 Bn - 1.53
5 PayPal Holdings 52.34 Bn 41.08 Bn - 1.46
6 Eason Technology 35.89 Bn 35.89 Bn - -
7 Synchrony Financial 26.09 Bn 9.90 Bn - 2.22
8 Affirm Holdings 25.93 Bn 24.20 Bn - 0.78
9 SoFi Technologies 23.04 Bn 22.68 Bn -41.62 Mn -3.03
10 Ally Financial 13.61 Bn 5.77 Bn 2.08 Bn 0.46

Historic Data

Download Data
DateValue
Jun 30, 2026 1.79
Mar 31, 2026 1.80
Dec 31, 2025 1.40
Sep 30, 2025 1.65
Jun 30, 2025 1.64
Mar 31, 2025 1.52
Dec 31, 2024 1.19
Sep 30, 2024 1.44
Jun 30, 2024 1.73
Mar 31, 2024 1.46
Dec 31, 2023 1.40
Sep 30, 2023 1.72
Jun 30, 2023 1.51
Mar 31, 2023 1.31
Dec 31, 2022 1.35
Sep 30, 2022 2.23
Jun 30, 2022 3.31
Mar 31, 2022 4.53
Dec 31, 2021 2.65
Sep 30, 2021 2.76