American Express (AXP) Times Interest Earned (2009 - 2026)

American Express' (AXP) quarterly Times Interest Earned came in at $1.8 in Q1 2026, up 18.12% year-on-year from $1.52 in Q1 2025, and up 28.13% quarter-over-quarter from $1.4 in Q4 2025.

American Express (AXP) Times Interest Earned (2009 - 2026) Analysis & Trends

American Express has disclosed Times Interest Earned across 18 years of filings, most recently posting $1.8 for Q1 2026.

  • Times Interest Earned for Q1 2026 came in at $1.8, up 18.12% year-over-year; the trailing twelve-month figure through Mar 2026 was $1.62 (up 10.01% YoY), and the FY2025 annual result was $1.55, up 6.54% from the prior year.
  • Times Interest Earned came in at $1.8 for Q1 2026 at American Express, up from $1.4 in the prior quarter.
  • In the past five years, Times Interest Earned ranged from a high of $4.53 in Q1 2022 to a low of $1.19 in Q4 2024.
  • The 5-year median for Times Interest Earned is $1.52 (2025), against an average of $1.84.
  • Across the five-year window, Times Interest Earned grew 21.18% in 2022 and tumbled 71.04% in 2023, its largest moves.
  • American Express' Times Interest Earned stood at $1.35 in 2022, then increased by 3.82% to $1.4 in 2023, then declined by 14.54% to $1.19 in 2024, then rose by 17.61% to $1.4 in 2025, then climbed by 28.13% to $1.8 in 2026.
  • The last three Times Interest Earned figures came in at $1.8 (Q1 2026), $1.4 (Q4 2025), and $1.65 (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Times Interest Earned (Qtr)
1 Visa 541.66 Bn 529.25 Bn - 40.64
2 Mastercard 437.55 Bn 427.34 Bn - 26.52
3 American Express 212.80 Bn 158.76 Bn 17.43 Bn 1.80
4 Capital One Financial 112.47 Bn 35.97 Bn - 1.66
5 PayPal Holdings 37.70 Bn 28.36 Bn 7.84 Bn -
6 Synchrony Financial 24.26 Bn 3.70 Bn - 2.08
7 Affirm Holdings 21.24 Bn 19.51 Bn 261.64 Mn 0.78
8 SoFi Technologies 20.46 Bn 17.06 Bn 929.25 Mn 0.12
9 Ally Financial 13.30 Bn 12.86 Bn 1.98 Bn 0.49
10 Credit Acceptance 6.24 Bn 6.21 Bn 562.70 Mn 1.23

Historic Data

Download Data
DateValue
Mar 31, 2026 1.80
Dec 31, 2025 1.40
Sep 30, 2025 1.65
Jun 30, 2025 1.64
Mar 31, 2025 1.52
Dec 31, 2024 1.19
Sep 30, 2024 1.44
Jun 30, 2024 1.73
Mar 31, 2024 1.46
Dec 31, 2023 1.40
Sep 30, 2023 1.72
Jun 30, 2023 1.51
Mar 31, 2023 1.31
Dec 31, 2022 1.35
Sep 30, 2022 2.23
Jun 30, 2022 3.31
Mar 31, 2022 4.53
Dec 31, 2021 2.65
Sep 30, 2021 2.76
Jun 30, 2021 3.12