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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

American Express (AXP) Times Interest Earned (2016 - 2025)

American Express' Times Interest Earned history spans 17 years, with the latest figure at $1.65 for Q3 2025.

  • For Q3 2025, Times Interest Earned rose 14.33% year-over-year to $1.65; the TTM value through Dec 2025 reached $4.14, up 113.52%, while the annual FY2023 figure was $1.49, 34.63% down from the prior year.
  • Times Interest Earned for Q3 2025 was $1.65 at American Express, up from $1.64 in the prior quarter.
  • Across five years, Times Interest Earned topped out at $4.53 in Q1 2022 and bottomed at $1.31 in Q1 2023.
  • The 5-year median for Times Interest Earned is $1.69 (2023), against an average of $2.17.
  • The largest annual shift saw Times Interest Earned surged 129.29% in 2021 before it tumbled 71.04% in 2023.
  • A 5-year view of Times Interest Earned shows it stood at $2.65 in 2021, then crashed by 49.24% to $1.35 in 2022, then rose by 3.82% to $1.4 in 2023, then increased by 3.23% to $1.44 in 2024, then grew by 14.33% to $1.65 in 2025.
  • Per Business Quant, the three most recent readings for AXP's Times Interest Earned are $1.65 (Q3 2025), $1.64 (Q2 2025), and $1.52 (Q1 2025).