American Express (AXP) EBT Margin (2009 - 2026)

American Express (AXP) posted EBT Margin of 20.73% for Q2 2026, up 3.75% sequentially from 19.98% in Q1 2026, and up 85.0% YoY from 11.21% in Q2 2025.

American Express (AXP) EBT Margin (2009 - 2026) Analysis & Trends

American Express has reported EBT Margin for 18 years, with the latest figure at 20.73% in Q2 2026.

  • Quarterly EBT Margin rose 85.0% year-over-year to 20.73% in Q2 2026, while the trailing twelve-month figure through Jun 2026 was 19.44% (up 73.0% YoY) and the FY2025 annual result came in at 19.1%, down 45.0% from the prior year.
  • EBT Margin rose to 20.73% in Q2 2026 per AXP's latest filing, from 19.98% in the prior quarter.
  • Over five years, EBT Margin peaked at 23.2% in Q2 2024 and troughed at 13.2% in Q4 2022.
  • A 5-year average of 18.81% and a median of 19.44% in 2025 frame the typical range for EBT Margin.
  • The sharpest annual moves came in 2022 and 2024: EBT Margin sank 991 bps in 2022, then jumped 504 bps in 2024.
  • Over 5 years, EBT Margin stood at 13.2% in 2022, then advanced by 20 bps to 15.9% in 2023, then climbed by 1 bps to 16.04% in 2024, then rose by 1 bps to 16.28% in 2025, then rose by 27 bps to 20.73% in 2026.
  • According to Business Quant data, EBT Margin over the past three periods registered 20.73%, 19.98%, and 16.28% for Q2 2026, Q1 2026, and Q4 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) EBT Margin (Qtr)
1 Visa 618.21 Bn 605.85 Bn - 58.74%
2 Mastercard 506.53 Bn 493.04 Bn - 59.14%
3 American Express 232.32 Bn 183.00 Bn 17.99 Bn 20.73%
4 Capital One Financial 136.19 Bn 81.48 Bn - 30.28%
5 PayPal Holdings 52.34 Bn 41.08 Bn - 15.09%
6 Eason Technology 35.89 Bn 35.89 Bn - -
7 Synchrony Financial 26.09 Bn 9.90 Bn - 24.62%
8 Affirm Holdings 25.93 Bn 24.20 Bn - 10.34%
9 SoFi Technologies 23.04 Bn 22.68 Bn -41.62 Mn 154.09%
10 Ally Financial 13.61 Bn 5.77 Bn 2.08 Bn 23.49%

Historic Data

Download Data
DateValue
Jun 30, 2026 20.73%
Mar 31, 2026 19.98%
Dec 31, 2025 16.28%
Sep 30, 2025 20.76%
Jun 30, 2025 19.88%
Mar 31, 2025 19.63%
Dec 31, 2024 16.04%
Sep 30, 2024 19.26%
Jun 30, 2024 23.20%
Mar 31, 2024 19.90%
Dec 31, 2023 15.90%
Sep 30, 2023 20.15%
Jun 30, 2023 18.16%
Mar 31, 2023 15.17%
Dec 31, 2022 13.20%
Sep 30, 2022 18.14%
Jun 30, 2022 18.98%
Mar 31, 2022 23.11%
Dec 31, 2021 18.99%
Sep 30, 2021 22.42%