KPIs & Operating Metrics(New)

American Express (AXP) EBT Margin (2016 - 2026)

American Express' EBT Margin history spans 18 years, with the latest figure at 19.98% for Q1 2026.

  • On a quarterly basis, EBT Margin rose 36.0% to 19.98% in Q1 2026 year-over-year; TTM through Mar 2026 was 19.2%, a 29.0% decrease, with the full-year FY2025 number at 19.1%, down 45.0% from a year prior.
  • EBT Margin hit 19.98% in Q1 2026 for American Express, up from 16.28% in the prior quarter.
  • Over the last five years, EBT Margin for AXP hit a ceiling of 23.2% in Q2 2024 and a floor of 13.2% in Q4 2022.
  • Historically, EBT Margin has averaged 18.69% across 5 years, with a median of 19.26% in 2024.
  • Biggest five-year swings in EBT Margin: tumbled -991bps in 2022 and later skyrocketed 504bps in 2024.
  • Tracing AXP's EBT Margin over 5 years: stood at 13.2% in 2022, then grew by 20bps to 15.9% in 2023, then increased by 1bps to 16.04% in 2024, then increased by 1bps to 16.28% in 2025, then rose by 23bps to 19.98% in 2026.
  • Business Quant data shows EBT Margin for AXP at 19.98% in Q1 2026, 16.28% in Q4 2025, and 20.76% in Q3 2025.