KPIs & Operating Metrics(New)

American Express (AXP) EBT Margin: 2009-2025

Historic EBT Margin for American Express (AXP) over the last 17 years, with Sep 2025 value amounting to 20.76%.

  • American Express' EBT Margin rose 150.00% to 20.76% in Q3 2025 from the same period last year, while for Sep 2025 it was 19.11%, marking a year-over-year decrease of 48.00%. This contributed to the annual value of 19.55% for FY2024, which is 218.00% up from last year.
  • Per American Express' latest filing, its EBT Margin stood at 20.76% for Q3 2025, which was up 4.41% from 19.88% recorded in Q2 2025.
  • Over the past 5 years, American Express' EBT Margin peaked at 33.02% during Q1 2021, and registered a low of 13.20% during Q4 2022.
  • Moreover, its 3-year median value for EBT Margin was 19.63% (2025), whereas its average is 18.92%.
  • As far as peak fluctuations go, American Express' EBT Margin skyrocketed by 2,864bps in 2021, and later crashed by 991bps in 2022.
  • Quarterly analysis of 5 years shows American Express' EBT Margin stood at 18.99% in 2021, then slumped by 579bps to 13.20% in 2022, then spiked by 270bps to 15.90% in 2023, then grew by 14bps to 16.04% in 2024, then spiked by 150bps to 20.76% in 2025.
  • Its EBT Margin stands at 20.76% for Q3 2025, versus 19.88% for Q2 2025 and 19.63% for Q1 2025.