American Express (AXP) EBT Margin (2009 - 2026)

American Express (AXP) posted EBT Margin of 19.98% for Q1 2026, up 22.74% sequentially from 16.28% in Q4 2025, and up 36.0% YoY from 14.69% in Q1 2025.

American Express (AXP) EBT Margin (2009 - 2026) Analysis & Trends

American Express (AXP) has 18 years of EBT Margin data on file, last reported at 19.98% in Q1 2026.

  • Quarterly EBT Margin rose 36.0% year-over-year to 19.98% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 19.2% (down 29.0% YoY) and the FY2025 annual result came in at 19.1%, down 45.0% from the prior year.
  • EBT Margin improved to 19.98% in Q1 2026 per AXP's latest filing, from 16.28% in the prior quarter.
  • The five-year high for EBT Margin was 23.2% in Q2 2024, with the low at 13.2% in Q4 2022.
  • Average EBT Margin over 5 years is 18.69%, with a median of 19.26% recorded in 2024.
  • Year-over-year, EBT Margin tumbled 991 bps in 2022 and soared 504 bps in 2024.
  • American Express' EBT Margin stood at 13.2% in 2022, then climbed by 20 bps to 15.9% in 2023, then grew by 1 bps to 16.04% in 2024, then gained by 1 bps to 16.28% in 2025, then increased by 23 bps to 19.98% in 2026.
  • Business Quant data shows AXP's EBT Margin at 19.98% in Q1 2026, 16.28% in Q4 2025, and 20.76% in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) EBT Margin (Qtr)
1 Visa 587.74 Bn 575.34 Bn - 63.88%
2 Mastercard 465.55 Bn 455.34 Bn - 57.30%
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn 19.98%
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn 16.68%
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn 32.10%
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn 18.14%
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn 19.03%
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn 27.07%
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn 16.65%
10 Sezzle 5.91 Bn 5.79 Bn - 48.70%

Historic Data

Download Data
DateValue
Mar 31, 2026 19.98%
Dec 31, 2025 16.28%
Sep 30, 2025 20.76%
Jun 30, 2025 19.88%
Mar 31, 2025 19.63%
Dec 31, 2024 16.04%
Sep 30, 2024 19.26%
Jun 30, 2024 23.20%
Mar 31, 2024 19.90%
Dec 31, 2023 15.90%
Sep 30, 2023 20.15%
Jun 30, 2023 18.16%
Mar 31, 2023 15.17%
Dec 31, 2022 13.20%
Sep 30, 2022 18.14%
Jun 30, 2022 18.98%
Mar 31, 2022 23.11%
Dec 31, 2021 18.99%
Sep 30, 2021 22.42%
Jun 30, 2021 28.70%