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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

American Express (AXP) EBT Margin (2016 - 2025)

American Express (AXP) has disclosed EBT Margin for 17 consecutive years, with 16.28% as the latest value for Q4 2025.

  • Quarterly EBT Margin rose 24.0% to 16.28% in Q4 2025 from the year-ago period, while the trailing twelve-month figure was 19.1% through Dec 2025, down 45.0% year-over-year, with the annual reading at 19.1% for FY2025, 45.0% down from the prior year.
  • EBT Margin hit 16.28% in Q4 2025 for American Express, down from 20.76% in the prior quarter.
  • In the past five years, EBT Margin ranged from a high of 33.02% in Q1 2021 to a low of 13.2% in Q4 2022.
  • Historically, EBT Margin has averaged 20.05% across 5 years, with a median of 19.44% in 2025.
  • Biggest five-year swings in EBT Margin: surged 2864bps in 2021 and later tumbled -991bps in 2022.
  • Year by year, EBT Margin stood at 18.99% in 2021, then plummeted by -30bps to 13.2% in 2022, then increased by 20bps to 15.9% in 2023, then rose by 1bps to 16.04% in 2024, then rose by 1bps to 16.28% in 2025.
  • Business Quant data shows EBT Margin for AXP at 16.28% in Q4 2025, 20.76% in Q3 2025, and 19.88% in Q2 2025.