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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

American Express (AXP) EBT Margin (2016 - 2025)

American Express' EBT Margin history spans 17 years, with the latest figure at 16.28% for Q4 2025.

  • For Q4 2025, EBT Margin rose 24.0% year-over-year to 16.28%; the TTM value through Dec 2025 reached 19.1%, down 45.0%, while the annual FY2025 figure was 19.1%, 45.0% down from the prior year.
  • EBT Margin for Q4 2025 was 16.28% at American Express, down from 20.76% in the prior quarter.
  • Across five years, EBT Margin topped out at 33.02% in Q1 2021 and bottomed at 13.2% in Q4 2022.
  • The 5-year median for EBT Margin is 19.44% (2025), against an average of 20.05%.
  • The largest annual shift saw EBT Margin skyrocketed 2864bps in 2021 before it plummeted -991bps in 2022.
  • A 5-year view of EBT Margin shows it stood at 18.99% in 2021, then crashed by -30bps to 13.2% in 2022, then grew by 20bps to 15.9% in 2023, then increased by 1bps to 16.04% in 2024, then increased by 1bps to 16.28% in 2025.
  • Per Business Quant, the three most recent readings for AXP's EBT Margin are 16.28% (Q4 2025), 20.76% (Q3 2025), and 19.88% (Q2 2025).