Atlanticus Holdings (ATLC) Loans - Loss Allowance (2015 - 2025)

Atlanticus Holdings (ATLC) recorded quarterly Loans - Loss Allowance of $4.9 million in Q2 2025, down 54.21% quarter-over-quarter from $10.7 million in Q1 2025, and up 104.17% on a YoY basis from $2.4 million in Q2 2024.

Atlanticus Holdings (ATLC) Loans - Loss Allowance (2015 - 2025) Analysis & Trends

Atlanticus Holdings' Loans - Loss Allowance history runs 11 years deep, the most recent figure standing at $4.9 million for Q2 2025.

  • In Q2 2025, Loans - Loss Allowance rose 104.17% year-over-year to $4.9 million; the TTM figure through Jun 2025 stood at $4.9 million (up 104.17% YoY), while the FY2024 annual figure was $10.8 million, up 500.0% from the prior year.
  • Loans - Loss Allowance was $4.9 million for Q2 2025 at Atlanticus Holdings, down from $10.7 million in the prior quarter.
  • In the past five years, Loans - Loss Allowance ranged from a high of $105.9 million in Q1 2021 to a low of $1.6 million in Q1 2022.
  • Historically, Loans - Loss Allowance has averaged $23.9 million across 5 years, with a median of $2.9 million in 2024.
  • The sharpest annual moves came in 2022 and 2024: Loans - Loss Allowance plunged 98.49% in 2022, then soared 500.0% in 2024.
  • A 5-year view of Loans - Loss Allowance shows it stood at $57.2 million in 2021, then sank by 96.85% to $1.8 million in 2022, then changed by 0.0% to $1.8 million in 2023, then jumped by 500.0% to $10.8 million in 2024, then sank by 54.63% to $4.9 million in 2025.
  • The last three Loans - Loss Allowance figures came in at $4.9 million (Q2 2025), $10.7 million (Q1 2025), and $10.8 million (Q4 2024), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Loans - Loss Allowance (Qtr)
1 Visa 541.66 Bn 529.25 Bn - -
2 Mastercard 437.55 Bn 427.34 Bn - -
3 American Express 212.80 Bn 158.76 Bn 17.43 Bn -
4 Capital One Financial 112.47 Bn 35.97 Bn - 23.63 Bn
5 PayPal Holdings 37.70 Bn 28.36 Bn 7.84 Bn -
6 Synchrony Financial 24.26 Bn 3.70 Bn - 10.40 Bn
7 Affirm Holdings 21.24 Bn 19.51 Bn 261.64 Mn 512.31 Mn
8 SoFi Technologies 20.46 Bn 17.06 Bn 929.25 Mn -
9 Ally Financial 13.30 Bn 12.86 Bn 1.98 Bn 3.54 Bn
10 Atlanticus Holdings 1.26 Bn 603.80 Mn 144.79 Mn -

Historic Data

Download Data
DateValue
Jun 30, 2025 4.90 Mn
Mar 31, 2025 10.70 Mn
Dec 31, 2024 10.80 Mn
Jun 30, 2024 2.40 Mn
Mar 31, 2024 3.40 Mn
Dec 31, 2023 1.80 Mn
Sep 30, 2023 1.83 Mn
Jun 30, 2023 1.70 Mn
Mar 31, 2023 1.70 Mn
Sep 30, 2022 1.80 Mn
Jun 30, 2022 1.60 Mn
Mar 31, 2022 1.60 Mn
Dec 31, 2021 57.20 Mn
Sep 30, 2021 80.03 Mn
Jun 30, 2021 95.18 Mn
Mar 31, 2021 105.88 Mn
Dec 31, 2020 124.96 Mn
Sep 30, 2020 125.92 Mn
Jun 30, 2020 158.09 Mn
Mar 31, 2020 186.91 Mn