Atlanticus Holdings (ATLC) Loans - Loss Allowance (2015 - 2026)
Atlanticus Holdings (ATLC) recorded Loans - Loss Allowance of $25.2 million in Q1 2026, up 17.8% from $21.4 million a year earlier.
Analysis
Atlanticus Holdings (ATLC) Loans - Loss Allowance (2015 - 2026) Analysis & Trends
At the end of FY2024, Atlanticus Holdings reported Loans - Loss Allowance of $21.6 million.
- Annual Loans - Loss Allowance has a five-year compound annual growth rate of -35.0% (FY2019 to FY2024).
- Across earlier years, Loans - Loss Allowance came in at $1.76 million in FY2023 (+9.9%), $1.6 million in FY2022 (-97.2%), $57.2 million in FY2021 (-54.2%) and $124.96 million in FY2020 (-32.9%).
- The Q1 2026 figure is the highest quarterly Loans - Loss Allowance since Q4 2021.
- Peak year-over-year performance for Loans - Loss Allowance in the last five years was growth of 816.7% in Q2 2025, against a decline of 98.5% in Q1 2022 at the low end.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Loans - Loss Allowance (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 42.92 Bn | 31.73 Bn | - | - |
| 2 | Orix | 38.72 Bn | 7.44 Bn | 12.74 Bn | -415.53 Mn |
| 3 | Royalty Pharma | 30.52 Bn | 27.90 Bn | - | - |
| 4 | Federal National Mortgage Association Fannie Mae | 26.46 Bn | 26.46 Bn | - | 9.42 Bn |
| 5 | Royal Gold | 23.70 Bn | 22.88 Bn | 390.45 Mn | - |
| 6 | Synchrony Financial | 23.44 Bn | -44.18 Bn | - | 10.34 Bn |
| 7 | Affirm Holdings | 23.32 Bn | 16.36 Bn | - | 636.12 Mn |
| 8 | Annaly Capital Management | 14.45 Bn | 5.41 Bn | - | - |
| 9 | Ares Capital | 13.87 Bn | 11.62 Bn | - | - |
| 10 | Atlanticus Holdings | 1.23 Bn | -1.20 Bn | 717.78 Mn | - |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Mar 31, 2026 | 25.20 Mn |
| Jun 30, 2025 | 22.00 Mn |
| Mar 31, 2025 | 21.40 Mn |
| Dec 31, 2024 | 21.60 Mn |
| Jun 30, 2024 | 2.40 Mn |
| Mar 31, 2024 | 3.40 Mn |
| Dec 31, 2023 | 1.76 Mn |
| Sep 30, 2023 | 1.83 Mn |
| Jun 30, 2023 | 1.70 Mn |
| Mar 31, 2023 | 1.70 Mn |
| Dec 31, 2022 | 1.60 Mn |
| Sep 30, 2022 | 1.80 Mn |
| Jun 30, 2022 | 1.60 Mn |
| Mar 31, 2022 | 1.60 Mn |
| Dec 31, 2021 | 57.20 Mn |
| Sep 30, 2021 | 80.03 Mn |
| Jun 30, 2021 | 95.18 Mn |
| Mar 31, 2021 | 105.88 Mn |
| Dec 31, 2020 | 124.96 Mn |
| Sep 30, 2020 | 125.92 Mn |
API Access
Atlanticus Holdings Loans - Loss Allowance API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=loans-loss-allowance&ticker=ATLC&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "loans-loss-allowance", "ticker": "ATLC", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=loans-loss-allowance&ticker=ATLC&period=max&api_key=YOUR_API_KEY");
const data = await res.json();