Atlanticus Holdings (ATLC) Loans - Loss Allowance (2015 - 2026)
Atlanticus Holdings (ATLC) posted quarterly Loans - Loss Allowance of $4.9 million for Q2 2025, up 104.17% year-over-year from $2.4 million in Q2 2024, and up 2.08% quarter-over-quarter from $4.8 million in Q1 2025.
Analysis
Atlanticus Holdings (ATLC) Loans - Loss Allowance (2015 - 2026) Analysis & Trends
Atlanticus Holdings' Loans - Loss Allowance history runs 11 years deep, the most recent figure standing at $4.9 million for Q2 2025.
- In Q2 2025, Loans - Loss Allowance rose 104.17% year-over-year to $4.9 million; the TTM figure through Jun 2025 stood at $4.9 million (up 104.17% YoY), while the FY2024 annual figure was $5.9 million, up 227.78% from the prior year.
- Loans - Loss Allowance for Q2 2025 stood at $4.9 million, up from $4.8 million in the prior quarter.
- The five-year high for Loans - Loss Allowance was $105.9 million in Q1 2021, with the low at $1.6 million in Q1 2022.
- The 5-year median for Loans - Loss Allowance is $2.1 million (2023), against an average of $23.1 million.
- The sharpest annual moves came in 2022 and 2024: Loans - Loss Allowance tumbled 98.49% in 2022, then soared 227.78% in 2024.
- Atlanticus Holdings' Loans - Loss Allowance stood at $57.2 million in 2021, then slumped by 97.2% to $1.6 million in 2022, then increased by 12.5% to $1.8 million in 2023, then jumped by 227.78% to $5.9 million in 2024, then decreased by 16.95% to $4.9 million in 2025.
- Business Quant data shows ATLC's Loans - Loss Allowance at $4.9 million in Q2 2025, $4.8 million in Q1 2025, and $5.9 million in Q4 2024.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Loans - Loss Allowance (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 680.39 Bn | 668.03 Bn | - | - |
| 2 | Mastercard | 518.33 Bn | 504.84 Bn | - | - |
| 3 | American Express | 224.91 Bn | 175.59 Bn | 17.99 Bn | - |
| 4 | Capital One Financial | 132.31 Bn | 77.60 Bn | - | 22.97 Bn |
| 5 | PayPal Holdings | 46.25 Bn | 35.00 Bn | - | - |
| 6 | Affirm Holdings | 26.22 Bn | 24.59 Bn | - | 563.30 Mn |
| 7 | Synchrony Financial | 25.37 Bn | 9.17 Bn | - | 10.31 Bn |
| 8 | SoFi Technologies | 23.30 Bn | 20.18 Bn | 1.02 Bn | - |
| 9 | Ally Financial | 12.85 Bn | 5.01 Bn | 2.08 Bn | 3.58 Bn |
| 10 | Atlanticus Holdings | 1.38 Bn | 822.07 Mn | 686.46 Mn | - |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Mar 31, 2026 | 12.60 Mn |
| Jun 30, 2025 | 11.00 Mn |
| Mar 31, 2025 | 10.70 Mn |
| Dec 31, 2024 | 10.80 Mn |
| Jun 30, 2024 | 2.40 Mn |
| Mar 31, 2024 | 3.40 Mn |
| Dec 31, 2023 | 1.80 Mn |
| Sep 30, 2023 | 1.83 Mn |
| Jun 30, 2023 | 1.70 Mn |
| Mar 31, 2023 | 1.70 Mn |
| Dec 31, 2022 | 1.60 Mn |
| Sep 30, 2022 | 1.80 Mn |
| Jun 30, 2022 | 1.60 Mn |
| Mar 31, 2022 | 1.60 Mn |
| Dec 31, 2021 | 57.20 Mn |
| Sep 30, 2021 | 80.03 Mn |
| Jun 30, 2021 | 95.18 Mn |
| Mar 31, 2021 | 105.88 Mn |
| Dec 31, 2020 | 124.96 Mn |
| Sep 30, 2020 | 125.92 Mn |